v v America’s New Health Care Law

v v Why Did We Need the Health Care Law 129 million people had pre-existing conditions Insurance companies could take advantage of consumers Premiums rose three times faster than wages 50 million people were uninsured, and those with coverage were afraid of losing it 2

v v The Affordable Care Act 1.Making insurance companies play by the rules 2.Holding costs down 3.Expanding access to care 4.Strengthening Medicare 3

v v Making Insurance Companies Play By The Rules Patients’ Bill of Rights – No more lifetime caps on care – No more denying coverage to kids – No more retroactive cancellations 4

v v Holding Costs Down The 80/20 rule keeps your premium from being wasted on overhead Insurance companies have to justify rate hikes Tax credits for small businesses 5

v v Expanding Access to Care: Today Young people can stay on their parents’ plans Preventive care is free Pre-Existing Condition Insurance Plan 6

v v Expanding Access to Care: in 2014 Protecting everyone with a pre-existing condition Charging women the same as men Providing tax credits Creating new insurance Exchanges If you lose your job, or want to change jobs or retire early, you’ll have access to affordable insurance. 7

v v Strengthening Medicare Free preventive services Lower prescription drug costs Cracking down on fraud 8

v v Myths and Facts Builds on the system we have Reduces the deficit Holds down costs Promotes individual responsibility 9

v v Four Things to Remember 1.Making insurance companies play by the rules 2.Holding costs down 3.Expanding access to care 4.Strengthening Medicare 10