Making Our Clients More Successful A Brief Presentation of Marsh Romania Capabilities for Leasing Companies October 2005

2 Marsh MMC Companies Investment management Human capital management Management consulting Risk management Insurance broking services Risk management Employees Present in 100 countries Total revenue: 10 Billion $

3 Marsh Marsh Romania Overview Marsh ( is the Romanian subsidiary of Marsh Inc. ( New York, world-wide risk specialist and insurance broker First international insurance broker represented in Romania through it’s own company (since 1995) 1st rank as insurance brokerage and risk consulting company in Romania Offices in Bucharest and Timisoara 35 employees, specialised on all types of risks and insurance contracts 2,5 USD million turnover and 20 USD million premiums placed (2004) Easy access to MMC network’s resources and expertise Founding member of UNSICAR - Romanian National Association of Insurance Brokers and Consultants Authorised by Insurance Supervising Commission, according to the current legislation ( Decision 8/ )

4 Marsh Main Services Negotiate insurance offers and Collaboration Agreements with insurance companies on behalf of Leasing Companies. Administration of insurance programmes Claims assistance Professional services offered to clients- lessees- Call centre

5 Marsh Resources / Logistics Administration of Insurance Policies for Leasing Companies Marsh dedicated Team to Leasing Companies Colleagues specialized on industries and on insurance lines (including Credit Risk if applicable) Specialized Software – For the administration of policies we use a specialized software that manages the insurance policies concluded for leased property

6 Marsh Resources / Logistics (cont.) Administration using a Specialized Software The software allows: – policies and payments registry, – issuing of invoices, – issuing of RCA tickets – information management allowing various reports to the Leasing Company

7 Marsh Resources / Logistics (cont.) Dedicated Team Marsh team dedicated to the Leasing Company: – motor insurance and any other insurance lines – claims – accounting – courier – IT support

8 Marsh Benefits for the Leasing Company Best terms and conditions of insurance The Lessees shall understand better the offer and shall be able to decide must faster Certainty that the policies are concluded in an effective and correct manner, in accordance with the decision of the Lessor Certainty that the premiums are paid in due time and therefore the policies are valid without interruption of cover Effective and concerted administration – Reports – Analysis of policies and claims Claims Assistance Recommendation for improvement

9 Marsh MARSH - Core Values Clients – We satisfy their requirements with customised strategies and initiatives Colleagues – We provide each individual with the opportunity to reach his or her full potential Investors – We meet their expectations Innovation – We anticipate emerging client requirements and develop effective responses Excellence – We continually pursue higher quality in all areas of our operations Openness & Integrity – Ethics without compromise is our standard of conduct

10 Marsh Contact details For more information please contact: Marsh Broker de Asigurare - Reasigurare Soseaua Nordului 24-26, etaj 1 Sector 1, Bucuresti T: F: E: W: