Karen Carlson Second Mortgage Program Administrator.

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Presentation transcript:

Karen Carlson Second Mortgage Program Administrator

Resources in Pierce County Homeownership Center of Tacoma, Consumer Counseling NW, South Sound Outreach & PC2

Low-Moderate Income First Time Homebuyers  Homebuyer Education  Below Market Interest Rate  Down Payment Assistance

Second Mortgage Loans for Down payment Assistance These programs provide assistance for down payment and closing costs. They can only be used with House Key State Bond first mortgage loan program. House Key Plus is a second mortgage program for qualified borrowers. Funds up to $10,000 in all counties. HomeChoice is a second mortgage program for qualified borrowers who have a disability or a family member with a disability living with them. Funds up to $15,000. One-on-one counseling is required. House Key Schools is a second mortgage program for teachers and employees of community or technical colleges and K-12 public or private schools. Funds up to $10,000. House Key Veterans is a second mortgage program for Veterans who have served our country. Funds up to $10, House Key Plus Seattle is a second mortgage program for qualified borrowers living within the city limits of Seattle. Funds up to $60,000. House Key Plus Bremerton is a second mortgage program with a 3.00% interest rate and a fifteen-year loan term for people buying in Bremerton City Limits. House Key Plus Arch East King County is a second mortgage program for qualified borrowers buying a home or condominium within an ARCH member city east King County ARCH area. Up to $30,000 House Key Federal Way is a second mortgage program up to $50,000 for people buying foreclosed or bank owned homes in the City of Federal Way.