Q:\2014\BSD\17\HE\20\25240A.pptx © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ International Program Risk CACUBO 46th ANNUAL WINTER WORKSHOP.

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Q:\2014\BSD\17\HE\20\25240A.pptx © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ International Program Risk CACUBO 46th ANNUAL WINTER WORKSHOP Kansas City, MO – April 9, 2014 BILL POWELL, ARM

© 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 2 Q:\2014\BSD\17\HE\20\25240A.pptx Discussion Items April 9, 2014 Study Abroad Risks Risk Management Insurance Resources

© 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 3 Q:\2014\BSD\17\HE\20\25240A.pptx Expect Risk and Plan Accordingly “Turbulence is inevitable, but misery is optional.” – Ambassador John O’Keefe, Foreign Services Institute, U.S. State Department Medical: Physical/Mental Illness, Accidents Vehicles/Transportation Extracurricular Activities Political Unrest/Civil Insurrection Kidnap/Ransom Natural Disasters Student-on-student Legal-Drugs/Alcohol Reputational Study Abroad Risks

© 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 4 Q:\2014\BSD\17\HE\20\25240A.pptx

© 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 5 Q:\2014\BSD\17\HE\20\25240A.pptx What is your institution’s risk tolerance? School sponsored or affiliate? Where are you going? Who decides? Travel Oversight Committee Trip Leader Preparation  Faculty, Chaperones Pre-Trip and On-Site Orientation Host Families Waivers/Releases Emergency Response Plan Risk Management

© 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 6 Q:\2014\BSD\17\HE\20\25240A.pptx Security/Emergency Assistance Evacuation/Repatriation Sickness/Accident Insurance Kidnap/Ransom Employers Liability – Workers Compensation Liability – General Liability, Automobile Property Trip Cancellation/Interruption Insurance

© 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 7 Q:\2014\BSD\17\HE\20\25240A.pptx Northwestern University health/plan-information.html health/plan-information.html U.S. State Department Overseas Security Advisory Council British Foreign Service Centers for Disease Control and Prevention United Educators Forum on Education Abroad NAFSA Sample Site Visit: shanghai_content/Friend-Site-Visit-Report-for-Morocco.pdfhttp://kennedy.byu.edu/outreach/ciee- shanghai_content/Friend-Site-Visit-Report-for-Morocco.pdf American University video Gallagher Knowledge Center Resources

Q:\2014\BSD\17\HE\20\25240A.pptx © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ Gracias Merci Xie xie Shukran Obrigado Spasibo Domo arigato Thank you! Bill Powell, ARM Area Executive Vice President