FEMA Presentation By: Rushiraj Parikh Anthony Costa Roger Vieira Khemraj Sookram Emad Shalabi.

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Presentation transcript:

FEMA Presentation By: Rushiraj Parikh Anthony Costa Roger Vieira Khemraj Sookram Emad Shalabi

What is FEMA FEMA is one of the nation's safety net programs, this system offers protection for the countries citizens by providing a series of protective encoded procedures. FEMA stands for the Federal Emergency Management Agency. The title is executed as mentioned, this organization finds multiple ways to resolve widespread pandemonium and inform the citizens on what precautions to partake in prior to any natural disaster. FEMA has unquestionably saved numerous lives.

Which states are the most susceptible to Earthquakes? Earthquakes are infamous for the sheer amount of destructive force withheld an unsparingly brung about, resulting in the relinquishment of numerous lives, and eradicating surrounding infrastructure, compiling billions of dollars worth in repairment expenses. Unsurprisingly, earthquakes are regarded as one of the Nations biggest threats and considered as a serious danger by the globe, so much as to retain under constant surveillance and result in the addition of safety & precautions branches within the nations safety programs. Down below are the nations top states with the highest seismic activity. States With The Most Earthquakes. 1. Alaska 6. Idaho 2. California 7.Wyoming 3. Hawaii 8. Montanna 4. Nevada 9. Utah 5. Washington 10. Oregon

If a national natural disaster is to occur FEMA will guide those in need for assistance. Regardless of what catastrophe orchestrates it self FEMA has set in plan a general approach on how to resolve or lessen these agendas. FEMA has segmented the nation into ten portions, this is so that the completion of a disaster quarantine is smoother and more effective. Each region number has it's own set of FEMA camps ( Selected location with disaster camps) and agencies. These local agencies regulate and guide the circulation of the population in case of an attack and select which public buildings have the eligibility to become fallout shelters ( Libraries, Schools, etc.). There is radio connectivity, secured exterior guarding, food for large amounts of individuals and even security cameras within these FEMA camps FEMA CAMPS THROUGHOUT THE U.S

Will homeowners Insurance cover a natural disaster of the sort? Unfortunately, a standardized version of homeowners insurance does not offer an earthquake coverage plan. In order to get financial security for an earthquake related accident one must have a subscription to a company that offers such coverage. Here a few things one should be aware of about Earthquake insurance: Earthquake insurance: Six things you need to know. (1-4) 1. Unlike homeowners insurance, you can't choose your deductible.With earthquake coverage, your deductible is based on a percentage of your overall policy limit. 2. With earthquake coverage, contents are typically covered only to a set dollar amount, such as $5,000. To some degree, that's logical -- your sofas and beds are unlikely to be destroyed in a quake, as they are in a fire. 3. The typical quake policy does not cover the loss of landscaping, pools, fences, and separate structures (including garages) -- and is likely to exclude claims for broken chandeliers, crystal and china. 4. Typically insurers limit this coverage to 20% of the dwelling limits or base it on a set amount of time, such as 12 to 24 months following the disaster. Loss-of-use limits in quake coverage are far more restrictive. Usually, the loss of use coverage is set at a dollar amount that can be as low as $1,500. Earthquake insurance: Six things you need to know. (1-4) 1. Unlike homeowners insurance, you can't choose your deductible.With earthquake coverage, your deductible is based on a percentage of your overall policy limit. 2. With earthquake coverage, contents are typically covered only to a set dollar amount, such as $5,000. To some degree, that's logical -- your sofas and beds are unlikely to be destroyed in a quake, as they are in a fire. 3. The typical quake policy does not cover the loss of landscaping, pools, fences, and separate structures (including garages) -- and is likely to exclude claims for broken chandeliers, crystal and china. 4. Typically insurers limit this coverage to 20% of the dwelling limits or base it on a set amount of time, such as 12 to 24 months following the disaster. Loss-of-use limits in quake coverage are far more restrictive. Usually, the loss of use coverage is set at a dollar amount that can be as low as $1, Uncovered losses don't count toward the deductible 6.In areas like Virginia and the Midwest, where quakes are rare, you can get coverage for as little as 50 cents per $1,000 in coverage, or roughly $250 annually for $500,000 in coverage. But the cost soars on the West Coast where it can cost $15 per $1,000 in coverage, or roughly $7,500 for a $500,000 policy. 5. Uncovered losses don't count toward the deductible 6.In areas like Virginia and the Midwest, where quakes are rare, you can get coverage for as little as 50 cents per $1,000 in coverage, or roughly $250 annually for $500,000 in coverage. But the cost soars on the West Coast where it can cost $15 per $1,000 in coverage, or roughly $7,500 for a $500,000 policy.