Upton Investment Group.  What is It?  How Does it Work?  Loans/Withdrawals  Managed by Professionals  A Great Way to Save.

Slides:

Advertisements

Similar presentations

/0503 Business & Legal Reports, Inc. BLRs Human Resources Training Presentations Explaining 401(k) to Employees 2005 UPDATES.

Advertisements

Just what am *I* GOING to GET Anyway? And When?. What’s in this presentation? Overview When can I retire? What will be my FERS Retirement Benefit? How.

Section 401(k) Chapter 20 Employee Benefit & Retirement Planning Copyright 2009, The National Underwriter Company1 What is it? qualified profit sharing.

MBAO Executive Compensation Executive Retirement Benefits Purpose of Retirement Benefits Income replacement at retirement Maintain standard of living.

Unit 5 Financial Literacy Read each definition carefully and become familiar with it as we will use the words in class as part of our discussions through.

Difference between a Traditional and Roth IRA Traditional IRA Taxed-deferred Taxed-deferred subject to tax at time withdrawal subject to tax at time withdrawal.

The Investment Leaks… When you are working hard to make your money grow through carefully chosen investments, you want to retain as much of your returns.

401K Retirement Savings Acount BY: DREW HONDA Period 7.

Lesson 16 Investing for Retirement. Key Terms  401(k) Plan  Annuity  Defined-Benefit Plan  Defined- Contribution Plan  Employer- Sponsored Retirement.

1 GE Benefits 5/24/2015 Invest 1% – 30%* of your pay, in any whole percentage, in any combination of the various investment options currently available.

1 Personal Financial Planning Chapter 1, Financial Planning Process.

Individual Retirement Account Can only be funded by cash Provides some tax advantages, cannot be seized by debtors during bankruptcy Double taxation occurs.

By Isaiah Dosono Period 8 03/4/ k plan allows a worker to save for retirement while deferring income taxes on the saved money and earnings until.

 What vehicle will get you to your retirement goals?

PERSONAL INVESTING OPTIONS Team Members: Mauricio Coto - Organizer Michael Thompson - Summarizer Saurabh Desai - Techie Farouq Mahadin - Techie.

Lecture (k) and Other Tax Deductible Salary Savings Plans Tax treatment Illustration of the tax deferral advantage Basic characteristics of 401(k)

Investment Options.

401(k) and Other salary Savings Plans Chapter 23.

Traditional IRA Chapter 5 Employee Benefit & Retirement Planning Copyright 2011, The National Underwriter Company1 Types of IRAs Retirement accounts for.

Christian Perspective  Ecclesiastes 5:10 Whoever _____ _______ never has ______ enough; whoever _____ ________ is never satisfied with his income. This.

Lecture 24 Profit-Sharing and Similar Plans

Difference between a Traditional and Roth IRA (Individual Retirement Account) Traditional IRA Taxed-deferred Taxed-deferred subject to tax at time withdrawal.

1 Chap 16 – Retirement Planning Objectives: –Review of need to save for retirement –Understand types of plans and how they differ Defined benefit and defined.

Vocabulary. Section 9.1 Vocabulary Pre-tax dollars: Deposit into a retirement account before taxes have been taken out of your paycheck. This lowers your.

“Don’t put all your eggs in one basket.” Diversify!

Pacific Administrators Knowledge Adventure Pension Plan Presented by Pacific Administrators Urs Kaelin – Pension Division.

 A mutual fund is a business that pools money from many people to invest in various ways.  A mutual fund’s investors, in effect, own a portion of the.

RetirementRetirement Accounts How long will you live?

Investment Basics Stock & Bond Basics Mutual Fund Basics Retirement PlanningBuying a Home

KPHA MEETING RETIREMENT PLANS 1/16/14 BRUCE A LAFFERRE.

Planning INFLATION- the general rise in price of goods and services (savings must exceed) You have to have a plan for retirement Years ago companies had.

Retirement Accounts. Save $20,000 for 47 years with 8% interest Worth $744,640 10% interest, Worth $1,763,949 Every Million saved = $50,000 in retirement.

Retirement Plans. Long Term Saving Two main reasons to save money for the long term: to build a retirement fund and to afford your child’s education Two.

.  Today the average American lives eighteen years in retirement  A retirement plan, like insurance, transfer risk  You buy health insurance when.

Upton Investment Group Jamie lee Ashley Pd 8. × What is it? × How does it work? × Loans/Withdrawals × A Great Way To Save × Managed by professionals.

401( K ) PLAN U PTON I NVESTMENT G ROUP. OVERVIEW  what is it?  How does it works?  Loans/Withdrawals  A Great way to save  Managed.

Business & Personal Finance INVESTING. Bonds When you buy bonds you are lending money to a federal or state agency, municipality or other issuer, like.

Understanding Benefit Lingo Greater Atlanta Job Fair Candidate Seminar.

Savings Unit 9: Financial, Economic, and Business Technology Competency 3: Demonstrate skills necessary to create a financial plan.

What is a 401K plan? It is a savings account in which employers can help their employee save for retirement while reducing taxable income, and workers.

2.2.4.G1 © Take Charge Today – August 2013 – Income and Expense Statement – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School.

RYAN PAUL 401(k) Plans: What Employees Need to Know By Ryan Paul.

Health Savings Account (HSA)

© South-Western Educational Publishing Chapter 10 Saving for the Future Savings Goals and Institutions Savings Options, Features, and Plans.

10/25 More work with annuities, mortgages, etc Simple interest Compound interest Present value effective rate Annuity Present value of annuity.

September 12, 2011 Objective: Students will examine optional payroll deductions.

Chapter 6 Section 3 Special Savings Plans and Goals.

Saving for Retirement Personal Finance Chapter 15.2.

Philip Slama 401(k) Plans What Employees Need To Know.

Decisions work: career, job, wage or salary, skills, and entrepreneurship. Gross pay is before taxes and deductions and net pay is after. Education: college,

Investing & Housing Let your money make money.. Risk v. Return  All investments have risk & return  Undiversifiable Risk – Uncontrollable  Diversifiable.

Planning for Retirement WHY IS PROPER PLANNING CRITICAL? Many people relied on Social Security for all of their retirement needs Life expectancy is increasing.

Business and Marketing Accounting and Finance Unit VOCABULARY.

PORT OF ANACORTES SALARIES & BENEFITS January 2016.

Why should I save for retirement? Won’t I get Social Security? You'll get little, likely NO, Social Security.

 STOCK MARKET SUMMARY  What is an INVESTMENT?  Short term sacrifice long term gain  Deregulation began in 1999.

Chapter 6 Saving & Investing. Deciding to Save There are many reasons to save:  for purchases that require more funds than you usually have at one time.

Chapter 15 Planning for Retirement Dillon Swanson.

401K IRA SEP SIMPLE KEOGH 403B What do these letters and numbers represent?

Lesson 1: Reading a Pay Stub. Objectives: Identify sections of a pay stub Determine how to calculate net pay Recognize various paycheck deductions.

Welcome to 401(k) #101 The ABC’s of CSG’s 401(k) Plan.

FICA Alternative Plan. – IRS Approved Savings Plan for all Temporary Employees (exception: students) – Allows employee pre-tax contributions of 7.5% earnings.

Check epf claim status BY : istatus.co.inistatus.co.in.

Building Wealth Mr. Sullivan

Retirement Savings Account “Fin-formation”

Special Savings Plans and Goals

Tax Deferred Investing

Pay Yourself First (PYF) – page 31

Retirement Vocabulary

Personal Finance Retirement.

Presentation transcript:

Upton Investment Group

 What is It?  How Does it Work?  Loans/Withdrawals  Managed by Professionals  A Great Way to Save

 Type of retirement plan for employees of participating companies  Save and invest money deducted from paycheck  Established by Federal Government in 1981

 You decide how much to deduct from each paycheck  You decide how to invest the money

 Depending on your 401(k) plan rules, you can borrow money from your account  Withdrawals are restricted

 Upton Investment Group  Team of experienced investment professionals  Portfolio managers manage each fund  Global analysts provide comprehensive research

 Increase your take home salary  Company match  Automatic deductions force you to save!  If need be, money can be accessed