Savings and investments. Reasons to save and invest ► Education ► Down payments- car, house, toys ► Business startup ► Retirement ► Emergencies.

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Presentation transcript:

Savings and investments

Reasons to save and invest ► Education ► Down payments- car, house, toys ► Business startup ► Retirement ► Emergencies

Rule of 72 To figure how long it will take for your investment to double in size divide 72 by the interest you are earning. Example 72 / 12 = 6 years to double

Stocks ► More risk than Mutual funds ► More potential return than mutual funds

Mutual funds ► Less risk than stocks ► Less potential return than stock

Municipal bonds Less risk than mutual funds Less potential return than mutual funds

Savings account ► Low risk ► Low return

Strategies to get rich ► $2000 a year for 6 years ► $25 plus $10 plan

Keys to savings and investing ► Commitment ► Discipline ► Planning ► Evaluating ► Goal setting ► Diversification