HERITAGE PROVIDER CANCER INSURANCE. Deadly Disease Today - Cancer 1 in 2 Men and 1 in 3 Women will be diagnosed with cancer #2 Cause of death in America.

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Presentation transcript:

HERITAGE PROVIDER CANCER INSURANCE

Deadly Disease Today - Cancer 1 in 2 Men and 1 in 3 Women will be diagnosed with cancer #2 Cause of death in America Over 200 types of internal cancer Over 60% of cancer related expenses are non-medical and not covered by health insurance

Allstate Cancer Policy Benefits Three levels of coverage, available for family or individual Wellness Benefit – pays $50 or actual charges per year for cancer screening tests First occurrence payment of up to $2,000 Other benefits: Hospital confinement, drugs and medicines, attending physician or surgeon, Private Nursing, Ambulance, Lodging and family member lodging while receiving treatment at Cancer center

More Benefits Radiation/Chemotherapy Bone Marrow Transplants Hospice Care Home Care Prosthesis/Reconstructive Surgery Waiver of Premium benefit Anti-nausea medication, blood plasma & platelets, anesthesia Intensive Care Rider (covers if you are in Intensive care for any reason)

Why Allstate? No monthly limits on chemotherapy/radiation benefits Guaranteed renewable for life Benefits paid directly to you Security in “The Good Hands” people

Policy Benefits BENEFITBASICENHANCEDPREMIER First Occurrence Benefit$1,000$1,500$2,000 Hospital Confinement$250 day$300$350 Drugs & Medicines Benefit Actual Charges Attending Physician/Surgeon$30 day$35 day$40 day Surgical Procedure (depending on procedure) Three additional benefits in this category) Up to $6,000Up to $7,500Up to $9,000 Prosthesis & Reconstructive Surgery$1,000-$1,500$1,875-$2,000$2,250-$3,000 Radiation/Chemotherapy$200 day$250 day$300 day Home Care Recovery$15 day$20 day$25 day Comfort Anti-Nausea medication$200 year Blood Plasma & Platelets$100 day$125 day$150 day Bone Marrow TransplantsUp to $2,500Up to $5,000Up to $10,000 Skilled Nursing Facility$100 day$125 day$150 day Hospice Care$75 day$100 day$125 day Mammography/Cervical ScreeningActual charges Cost (Individual/Family, rates are monthly)$36.00/$63.00$43.00/$76.00$50.00/$88.50