Accipiens - Increase Business Performance with new Generation Solutions Vantyx Systems | Nuno Silva Implementing Business Solutions with a Local Site Global Reach Philosophy for the Financial Industry Bucarest 23.10.2008

Implementing a multi Country, multi Business Financial Solution Challenges

Different Operational Procedures Challenges Implementing a multi Country, multi Business Financial Solution Different Operational Procedures Different Country Legislation Different Reporting Different Products Different Languages and Currencies and Time Zones Different interfaces with non consolidated legacy systems Different People = Different Ideas Accipiens is a global business solution, it’s in the center of the value chain, providing service for employees, business partners and costumers

Implementing a multi Country, multi Business Financial Solution Benefits

Consolidation of Operational Procedures Benefits Implementing a multi Country, multi Business Financial Solution Consolidation of Operational Procedures Consolidated view of Business Consolidated Product Offering Best Business Practices Implementation Consolidated Solution and Platforms Central Management Cost Reduction Accipiens is a global business solution, it’s in the center of the value chain, providing service for employees, business partners and costumers

Millennium Bank Implementation of Accipiens Implementing a multi Country, multi Business Financial Solution Millennium Bank Implementation of Accipiens

Single Site - 7 Country Solution Project Scope and Benefits Millennium Bank Accipiens Implementation Single Site - 7 Country Solution Multi Company, Business, Currency, Language Business, Processes and Products Consolidation IT Solution and Platform Consolidation Central management Cost Reduction / Efficiency Increase Accipiens is a global business solution, it’s in the center of the value chain, providing service for employees, business partners and costumers

Accipiens Scope and Functionalities

In the core Global Business Solution Customers Business Partners of the value chain Customers Business Partners Accipiens is a global business solution, it’s in the center of the value chain, providing service for employees, business partners and costumers Employees

Global Business Solution Responds to business growth and globalisation challenges Multi Lingual Multi Currency Multi Business Multi Organisation

Home Acquisition Credit Global Business Solution Horizontal and consolidated view of intervening parties and responsibilities Real Estate Leasing Renting Equipment Leasing Revolving Credit Personal Loans Multi Business Home Acquisition Credit Mortgage Stock Credit Factoring

Receivables & Payables Collection & Litigation Global Business Solution Full Business Lifecycle Coverage Receivables & Payables Accounting Reporting Proposal Management Contract Management Collection & Litigation Generation

Global Business Solution An Intelligent and Adaptive Solution Intelligence Document Management Workflow Logging Automation Auditing Scheduler Reporting Agenda Security 14

Accipiens Architecture

- Three layers - Front-end and Back-end separation - Web Services - Flexibility - Easy integration - Easy deployment - Multi-Database 16

Guaranteed scalability, performance and High Availability through NLB Clusters with load balance 17

Flexible Deployment Centralised Management Universal Platform Use of Standards Multi-lingual Unicode 18

Maximise Financial Return Increase Agility Increase Performance Minimise Risk

Questions and Answers Nuno Silva CTO - Vantyx Systems nuno.silva@vantyx.com www.vantyx.com