Corporate Office and Logistics Centre are located in Stuttgard Germany. Registered in Germany as an e-commerce company with an affiliate program like Amazon. HARALD SEIZ: Founder and CEO Karatbars International has met German Business Laws as well as International Commerce Laws Karatbars can operate business with WTO member countries around the world

Launched in April 2010 Debt free and fully funded Harald Seiz invested 4 Million Dollars to start the business Operating in 120 countries and growing ABOUT THE COMPANY

VISION

OUR PRODUCTS

3 OPTIONS ARE THERE 1. Open a Free offshore gold savings account and start accumulating gold 1, 2.5, and 5 gram Karatbar cards at a time. No fees of any kind. No social security number or credit card is required. The account is completely free and takes less than 5 minutes to open. It's as easy as getting a Facebook account. Every time you acquire Karatbars gold you are building your family's wealth. Gold is real money & GOLD IS A POTENTIALLY APPRECIATING ASSET. 2. As an independent affiliate you can decide to share the Karatbars story with others and get rewarded (paid monthly). If you would like to pursue Karatbars as a business you can select one of four marketing packages (also optional). This puts you in a position to earn unlimited weekly income.

3 OPTIONS ARE THERE 3. You can decide to become a Karatbars share holder and become a VIP Exclusive. This is Karatbars made simple. Everyone should open a free GOLD SAVINGS ACCOUNT and start building true wealth in gold right now.

EFFECT OF INFLATION ON PAPER MONEY ON GOLD

EXPERTS RECOMMEND EXPERTS RECOMMEND THAT WE SHOULD HAVE FROM 15 TO 20% OF OUR ASSETS HELD IN PHYSICAL GOLD HEDGE AGAINST INFLATION FOR MOST PEOPLE IT IS JUST TO EXPENSIVE TO BUY A LARGE GOLDBAR OR THEY DON’T KNOW WHERE TO OBTAIN PHYSICAL BULLION BARS BUT THAT’S ABOUT TO CHANGE! Mike Maloney Robert Kiyosaki

$100,000 of cash in 1932 is now worth merely $2,000 in purchasing power – while $100,000 worth of gold bought in 1932 is now worth a Staggering $4,449,313 ! Source:

SAVINGS OPTION? OR GOLD MONEY PAPER MONEY

SO The Real Question is : Gold Money How Do You Get the MOST - of the BEST - for the LEAST Only 4 Ways To Acquire Gold 1) Inherit It 2) Extract it ( Mine & Pan ) 3) Buy it out of Your Own Pocket 4) Karatbars Dual System Do the 12 Week Plan Acquire it from a System NOT from your pocket IN THESE TIMES we are in today You Need Both : Cash Flow and Gold Money And you need it sooner than later Q: How Do you SAVE Money ? A: make sure it isn’t made of paper

We are not in a Gold Trading Business But we are exchanging Paper Money Gold Money into BUSINESS CONCEPT nor Speculative Investment, nor MLM program We exchange system paper money, not from pocket.

EXCHANGING DECLINING CURRENCY IS NOT JUST HAPPENING IN THE U.S., IT IS GLOBAL TREND THAT IS HAPPENING WORLDWIDE.

1. GOLD IS CURRENCY...GOLD IS SAFETY IF YOU HAVE GOLD, YOU ALWAYS HAVE MONEY. 3. EVERYONE SHOULD BUY GOLD EVERY MONTH, FOREVER, TO SECURE THEIR FUTURE. FINANCIAL EXPERTS OPINIONS

SOLUTION! KARATBARS BUSINESS SYSTEM

WHILE YOU ARE SAVING IN GOLD, YOU ARE MAKING MONEY AT THE SAME TIME! HERE YOU DO NOT BUY ANYTHING AND SELL ANYTHING SYSTEM!

YOU JUST EXCHANGE THE FORM OF MONEY PAPER TO GOLD MONEY, BOTH ARE YOURS. MASTER SYSTEM! NOTHING TO LOSE

Dual System Pay Plan UNILEVEL (Free ). NO PURCHASE IS NECESSARY TO EARN – MONTHLY PAYOU T NO PURCHASE IS NECESSARY TO EARN – MONTHLY PAYOU T Monthly Commission Dual TEAM (Optional ) All UNILEVEL Customers and Affiliates are Placed within the Dual System All UNILEVEL Customers and Affiliates are Placed within the Dual System Bronze Silver Gold or VIP Business package is necessary to participate in the Dual Team Pay Plan. Weekly Commissions

Unilevel Direct commission(12 RANKS) DISTRIBUTOR SUPERVISOR BRONZE SUPERVISOR SILVER SUPERVISOR GOLD SUPERVISOR BRONZE MANAGER SILVER MANAGER GOLD MANAGER 0 points 200 points 500 points 1250 points 2500 points/month 0.0% 0.5% 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 4000 points/month 6000 points/month 9000 points/month 2 EUROS = 1 Point

12 RANKS BRONZE DIRECTOR SILVER DIRECTOR GOLD DIRECTOR ELITE GENERATIONAL BONUSES 50 contracts Per month 300 contracts/mo 1 Partner Gold Director 4.0 % 4.5 % 5.5 % 6.0 % 1, 2, or 3 Director Elite in any one line 1. Line 4000 Points Combined open lines 2000 Pts 100 contracts Per month 1.Line 6000 Points 2.Line 3000 Combined open lines 2000 Pts GOLD DIRECTOR 5.0 % 200 contracts Per month 1.Line 9000 Points 2.Line 4000 Combined open lines 3000 Pts

DUAL TEAM PAY PLAN (Optional) WEEKLY PAYOUT-EVERY FRIDAY LEFT TEAMSRIGHT TEAMS DUAL TEAMS

DUAL SYSTEM IS FAIR. RIGHT TEAM LEFT TEAM John Mary earned more commissions than John! KARATBARS IS NOT A PYRAMID SCAM.

1. DIRECT COMMISSION BRONZE VIP GOLD SILVER 5% 20% 15% 10% INCOME FROM DUAL SYSTEM) 10 EUR 80 EUR 60 EUR 40 EUR 2. CYCLE COMMISSION VIP Exclusive 20% + Pool Share 80 EUR

Exclusive VIP Exclusive 50 Units 25 Units 50 Units OR 1 CYCLE LEFT TEAMRIGHT TEAM 10 EUR 40 EUR 60 EUR 80 EUR BRONZE VIP GOLD SILVER EXAMPLE OF COMMISSION PER CYCLE

BRONZE VIP GOLD SILVER WHERE DO WE GET UNITS? UNITS 5 UNITS 100 UNITS 50 UNITS 20 UNITS VIP Exclusive 300 UNITS PACKAGE

UNITS FROM OTHER PRODUCTS Gold: 1.0 Gram Gold - 1 Unit 2.5 Grams Gold – 2 Units 5.0 Grams Gold - 3 Units Branding Cards: 1 Branding Card - 2 Units 10 Branding Cards - 20 Units 25 Branding Cards - 40 Units 50 Branding Cards - 65 Units 250 Branding Cards Units K-Exchange Business - 20 Units Aluminum Koffer - 1 Unit Premium Holz Box - 4 Units Karatbars T-Shirt - 3 Units Karatbars Polo Shirt - 3 Units Karatbars Champagne - 4 Units 5 Bonus Cards 100€ - 25 Units 5 Bonus Cards 3% - 25 Units Bonus Card 100€ - 7 Units Bonus Card 3% - 7 Units

VIP Gold 50 Units Silver 20 Units Bronze 5 Units LEFT TEAM RIGHT TEAM You Tom Mary Mike ILLUSTRATION 1 CYCLE = 80 EUR 50 Units 25 Units GOES TO YOU

VIP Gold 50 Units VIP 100 Units Silver 20 Units Bronze 5 Units LEFT TEAM RIGHT TEAM 50 Units 1 CYCLE = 80 EUR Gold 50 Units 50 Units 100 Units You Tom Mary Carol Kate Mike 25 Units ILLUSTRATION EXCESS UNITS WILL NEVER FLUSH OUT! VIP 100 Units 2 CYCLES = 120 EUR (TOM) Kim 100 Units 2 CYCLES = 160 EUR

GOLD LEFT TEAM RIGHT TEAM You Tom Mary COMMISSION PER CYCLE 50 Units25 Units 60 EUR

SILVER LEFT TEAM RIGHT TEAM You Tom Mary COMMISSION PER CYCLE 50 Units25 Units40 EUR

BRONZE LEFT TEAM RIGHT TEAM You Tom Mary COMMISSION PER CYCLE 50 Units 25 Units10 EUR

Karatbars “ PRIVATE ISSUE MASTERCARD “ USE TO MOVE MONEY Pay for products and services Receive Referral Rewards Exchange Earnings for Gold Grams Global Payment Gold (2014) Option to pay others in Gold THE BEST AND MOST VERSATILE DEBIT CARD IN THE WORLD Recently voted MasterCard’s “Design of the Year” in Europe Use to move money The “Correct” Way. Cash Card Gold Account

1. YOU MUST EARN A MINIMUM OF 35 EUR 2. YOUR KYC DOCUMENTS MUST BE APPROVED KYC - KNOW YOUR CUSTOMER KYC - KNOW YOUR CUSTOMER DOCUMENTS TO BE ACCEPTED: 1.Photo ID’s Driver’s Licence, Passport, PR Card, Citizenship Card or other government cards. Driver’s Licence, Passport, PR Card, Citizenship Card or other government cards. 2. Proof of address Bank Statements, Credit Card Statements, Utility Bills, Telephone Bills, etc. Bank Statements, Credit Card Statements, Utility Bills, Telephone Bills, etc. TO QUALIFY FOR A MASTER CARD

KARATBARS INCENTIVE PROGRAM

No Sign Up Fee No Direct Sponsor Requirement No Monthly Minimum No Website fee No Flush Out No Inventory No Storage Cost No Auto-ship Incentive Program No Bank or Broker needed Business/es, Non- Profit Organizations, Individuals and Families can have free accounts. BUSINESS DIFFERENCE GLOBAL BUSINESS Unique Product - Gold No Annual Renewal Earn Real Time Paid Every Friday

Earnings Automatic Per Month Purchase 200 EUR 1 gram of gold 1000 EUR 2 grams of gold 2500 EUR 3 grams of gold 4000 EUR 4 grams of gold Earnings Automatic Per Month Purchase 200 EUR 1 gram of gold 1000 EUR 2 grams of gold 2500 EUR 3 grams of gold 4000 EUR 4 grams of gold UNIQUE FEATURE AUTO SAVE Your Gold Account IN THIS SYSTEM, YOU ARE SAVING GOLD FOR FREE! In Germany, Switzerland or Singapore

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