Entering the LE data in Encompass

To Use the 2015 Forms:

To Use the 2015 Forms:

The 2015 Itemization and Fee Details Window The 2015 Itemization shows details of closing costs and other charges. The fees are entered into the 2015 Itemization form which will populate the LE and CD

General Guidelines for Entering Fees on the 2015 Itemization Type the costs and fees assigned to the Borrower, Seller, or Both For calculated fields, the value is populated in the Borrower fields by default. Amounts entered into the Seller side will be automatically deducted from the Borrower Use the check boxes in the columns on the right to specify the characteristics of the fee Click the Fee Details icon to open the Fee Details pop-up window to enter and edit data

Using the Fee Details Windows The Pop up window can be moved and kept open on a separate monitor

Origination Fee PTC (Borrower’s funds brought to closing) Financed (Included in Loan Amt) PTC (Borrower’s funds brought to closing) PAC (Paid At Closing)

Lender Paid Broker Comp

Lender Paid Broker Comp (Credit)

Over 2 discount Points charged on Loan Financed (Included in Loan Amt) PTC (Borrower’s funds brought to closing) PAC (Paid At Closing)

Other Costs and Characteristics Financed (Included in Loan Amt) PTC (Borrower’s funds brought to closing) PAC (Paid At Closing) POC (Paid outside of Closiing by the Borrower Choose type of fee

Closing Cost Summary

Total Estimated Monthly Payment

Total Estimated Funds Needed to Close

RegZ - LE

RegZ – LE Loan Information

RegZ – LE Loan Terms

RegZ – LE Adjustable Loan Terms

RegZ – LE Adjustable AP Table

RegZ – LE Adjustable AIR Table

RegZ – LE Adjustable Index Type

RegZ – LE Adjustable Index Type

RegZ – LE Construction and Mortgage Insurance

RegZ – LE Projected Payments

RegZ – LE Payment Schedule

RegZ – LE other old TILA questions

Thank you.