www.baitushum.kg MCA BAI TUSHUM FINANCIAL FUND Sustainability in Rural Finance May 2006.

Slides:

Advertisements

Similar presentations

Open Days 2007 Micro-credits for Regional and Local Development Brussels, 10 October 2007.

Advertisements

INTERGRATED RISK MGT ABDUL KYANIKA NSIBAMBI CENTENARY BANK UGANDA 2 nd April 2009.

„Which Business Models for Growth in Europe?“ Silvia Rico – Fundación Nantik Lum (Spain) Veronika Thiel – nef (UK) Giampietro Pizzo – Microfinanza (Italy)

Going through crisis: ACF case ACF Presentation Prepared by Zhanna Zhakupova, Executive Director Microcredit Organization Asian Credit Fund LLC.

January 2006, Budapest Lithuanian Rural Credit Guarantee Fund Danguole Čukauskienė Director, Lithuanian Rural Credit Guarantee Fund.

Investing in Employment and Entrepreneurship

Infrastructure for Development Investing in Financial Institutions.

AFRICAN RURAL ENERGY ENTERPRISE DEVELOPMENT (AREED) A UNEP INITIATIVE SUPPORTED BY THE UN FOUNDATION www. AREED.org Lenders vs. Investors  Lenders: often.

Value Chain Initiative: Value Chain Initiative: Rural Employment Generation Activity.

OVERVIEW The Organized Financial Sector. The Informal Sector Anawat Salaam: common in poppy growing Commodity credit Family and kinship groups: most common.

WFP-P4P Annual Conference January 30, Development Credit Authority DCA Aims to Shift the Paradigm of Financing Development Traditional development.

Money Talk: Microfinance for Microenterprises

FINANCIERA EDYFICAR August Brief history of Financiera Edyficar 2.Funding Structure and its evolution Agenda.

Gulnara Shamshieva, General manager CJSC MFC “Bai-Tushum and Partners” Expansion of social and economical possibilities for women in Kyrgyzstan.

AGEC Spring 2010 Financial Markets and Financial Intermediation.

MFIs REFINANCING October 2009 By : Christine KARANGWAYIRE BRD Director of Investments Department.

Microcredit Programs for SMFs in Bangaldesh 1 Microcredit for Small and Medium Farmers from Microfinance Institutions: Comparative Analysis of Three Distinct.

“Scaling up Poverty Reduction” Commercial Microfinance in Egypt The case study of the National Bank for Development National Bank for Development By: Mrs.

Pricing and Marketing Issues in Microfinance – Central Asia Khartoum 2012.

Rwanda Business Seminar

1.4 Financial Sector Trends: Cameroon AgriFin encourages use and distribution of its publications. Content from this toolkit may be used freely and copied.

1 21 February, 2006, Kyiv Financing of Leases International Conference «Banking Sector and Leasing Market Business and State Regulation»

Company Presentation. 2 Qredits  Non-profit organisation founded in  Statutory goal:  provide financing and coaching for starting / existing.

Keeping the Quality Standards in MFIs Niclaus Bergmann Acting Managing Director Savings Banks Foundation for international.

1 CENTRAL ASIA MICRO FINANCE ALLIANCE December, 2006.

International Conference on Rural Finance Research: Moving Results into Policies and Practice International Conference on Rural Finance Research: Moving.

RML PROFILE 2005 RML. Simply Faster Credit Map of Rwanda.

“ Helping Talented Entrepreneurs Build World Class Businesses ”

Micro Credit Organization “A-Invest” Activity results of the company from 2004 to 2007.

Women’s Microfinance Network Non-banking Deposit and Credit Organization RUSSIA 1.

ПРОГРАММА МАЛОГО БИЗНЕСА КАЗАХСТАНА Kazakhstan Small Business Programme KSBP- Microfinance in Kazakhstan Lorenz Gessner Almaty, 10 November 2005 KSBP-

M S Sriram INDIAN INSTITUTE OF MANAGEMENT AHMEDABAD Microfinance and the State: Exploring new areas and structures of collaboration.

The Mardent Group Finance Overview for Presentation  Highlight the strategy financiers use to cross collateralise  Demonstrate strategy to increase.

January 2006, Budapest Additionality of Guarantee Schemes for Agricultural and Rural Development: Lithuanian Experience Danguolė Čukauskienė Director,

FORA is the largest non-bank microfinance organization in Russia clients In 13 subjects of Russian Federation 120 loan disbursed daily Each loan.

Microfinance in India Evolution of Microfinance in India Microfinance has been in practice for ages ( though informally). Legal framework for establishing.

FORUS Bank The Regional Microfinance Bank in Russia Dynamic Development.

European Fund for Southeast Europe Microfinance and its Growth in Europe EFSE’s experience in SEE European Microfinance Network 2009 Conference.

Environmentally and Socially Sustainable Development Department Europe and Central Asia THE WORLD BANK AND RURAL FINANCE IN MOLDOVA: Credit Unions EastAgri.

2 nd European Microfinance Conference 2005 WORKSHOP « Transparency: Agreement on basic benchmarks in Europe? » Barcelona 28 October 2005.

Improving Efficiency in Agricultural Micro Lending at Universal Banks by Michael Kortenbusch Business and Finance Consulting (BFC) Berlin May 5, 2006 The.

Credit System of the Republic of Tajikistan. The concept of credit banking system Although there are many findings confirming the time when people started.

Access to Finance in Agriculture Presented on : Hawasa Finance Fair Hawasa University,College of Agriculture March,

Mission To expand the economic assets, participation, and power of low-income women and their households by helping them.

ACCOUNT OFFICER’S BASIC TRAINING

United Nations Development Programme in Kazakhstan BUILDING SUSTAINABLE MICROFINANCE INSTITUTIONS UNDP Kazakhstan 9 November, 2005 Two cases from UNDP.

Micro Development Fund Report 31 December 2005 Milena Gojkovic.

Abzal Kredit Microfinance Organization Investors Presentation August, 2008.

Frontiers Wholesale Micro Lending Company, LLC. General Information Established in 2003 Lending since Q Lend in Kyrgyzstan, Kazakhstan, and Tajikistan.

Expert Meeting on Managing Risks in Financing Agriculture Overview of General Risks for Financial Institutions Renate Kloeppinger-Todd Rural Finance Advisor.

15 International Operations © 2012 by McGraw-Hill Education. This is proprietary material solely for authorized instructor use. Not authorized for sale.

THE FUND FOR FINANCIAL SUPPORT OF AGRICULTURE. JSC “ Fund for financial support of agriculture” (the Fund) In 1998 y. the Government Fund for Financial.

Qishloq Qurilish Bank INVESTMENT PROPOSAL. In order to fulfill the requirements of the Resolution of the President of the Republic of Uzbekistan №RP-2454.

Suffolk County Council Securities Finance Date: 19 th January, 2009 Location: Ipswich.

Microfinance in Brazil a commercial bank view Global Conference on Access to Finance World Bank Headquarters, Washington, DC May 30-31, 2006.

AEBF ANNUAL MEETING India, November 2014 THE VIETNAM DEVELOPMENT BANK- VDB.

SME Financing – A case of CRDB Bank PLC (Tanzania) Rehema Mhina Shambwe Senior Relationship Manager -SME DANIDA Development Day, Copenhagen 8-9 June.

SME Financing in the Middle East Sibel Beadle 11 May 2016.

Risk Management by banks financing agriculture and rural enterprise: African and Asian Experiences Expert Meeting on Managing Risk in Financing Agriculture.

PRIVATE AGRICULTURAL SECTOR SUPPORT TRUST (PASS) Current Status of Agricultural Projects Financing in Tanzania- Challenges and Opportunities Livestock.

Financing Agriculture in the Kyrgyz Republic

Reducing Borrower and Lender Risk in Tajikistan

Presentation Plan Overview of Kazakhstan’s small business sector

UNDERSTANDING FINANCIAL ECOSYSTEM AND MICROFINANCE

Financial Inclusion: In Nepal.

Enhancing MSE Access to Finance: EBRD Experience

The Consultative Group To Assist the Poorest

Presentation transcript:

MCA BAI TUSHUM FINANCIAL FUND Sustainability in Rural Finance May 2006

BAI TUSHUM – An Overview Chartered in October 2000 Founders – ACDI/VOCA and CARITAS TA Funding: USAID and SDC Legal Status: Non-commercial Public Fund, reregistered as MCA on February 13,2003,certified by National Bank Three branches and 10 sub-offices

Loan Methodology Loans to farmers, entrepreneurs and legal entities Loan size: 250 to 36,000 dollars Loan term is months Grace period is 6-11 months for agricultural loans. Market based interest rates

Loan Methodology Individual lending under collateral Rural and agricultural group lending ( max $500), solidarity responsibility Lending group of clients under one immovable property

Challenges in rural lending Influence of climate conditions Failure of crops, plague of cattle Unstable prices on production Non-liquid collateral Traditions

Reducing risks in rural lending Flexible repayment graphic Fast service Well documented polices and procedures Cooperation with rural authorities Availability of additional income of clients Diversification portfolio by agricultural products

Performance indicators as of on April 1,2006 Loan outstanding- USD 7,717,000 Active clients-4,014 Operational self efficiency-131% Financial self efficiency -126% Repayment rate – 99.27% PaR> % Leverage ratio- 217% Portfolio growth %

Growth of loan portfolio and number of clients

Number of disbursed loans

Financing EBRD IFC Blue Orchard Hivos-Triodos Frontiers Local commercial Bank ( hedging scheme)

Transformation& commercialization December Microcredit Company was registered,LLC Assests&debts transfers Equity investors January MCC will be transform to MFC ( deposits taking), LLC will be transform to JSC

Strategic Objectives Microfinance Company, deposit taking MFI New products and services Equity investment Geographic outreach