T: Listen to the passage (or read it silently) and answer this question: Why is there no risk to the customer when a bank prints the customer’s name on his cheques?

When anyone opens a current account at a bank, what is he doing with his money? Can the customer demand repayment at any time? In what forms? Primarily, what is the banker-customer relationship? What does the debtor and creditor relationship depend on?

In addition, what do the bank and its customers owe to one another? Can these obligations give rise to problems and complications? Can a bank customer complain that the law is loaded against him? Whose instructions must a bank obey (regarding the customer’s account)? Can it obey anyone else’s instructions? When a customer opens an account at a bank, what does he instruct the bank to do?

What does he give the bank? Does the bank have any authority to pay out money on a forged cheque? Does it make any difference if the forgery is a skillful one? What must the bank do? Banks print a customer’s name on his cheques, don’t they? Is there any risk to the customer in this practice? If the practice facilitate forgery, who will lose?

Account 1. When anyone opens a current account at a bank, he is lending the bank money. 2. I cannot settle my account until next month. 3. How do you account for his change of attitude?

4.He gave an interesting account of his travels in China. 5.Please don’t go to all this trouble on my account. 6.Trains were delayed on account of the bad weather.

demand 1.He came to my house and demanded help. / He came to my house and demanded that I should help him. 2. He demands that I shall tell him everything.

In favour of –for the sake of In favour of-approving of, on the side of, in support of: Are you in favour of the death penalty? for the sake of- in order to help, improve or bring advantage: He was advised to go and live near the coast for the sake of his health. They both endured a bad marriage for years for the sake of the children.

In favour of 以 … 为收款人 / 赞同，支持 Are you in favour of her suggeston? 你赞 同她的建议吗？ He is not in favour of giving votes to young people. 他不赞同投年轻人的票。 We’re glad to that more and more laws have been changing in favour of the poor. 我们很高兴看到越来越多的法律正向有利于 穷人的方面改变。

无论过程如何艰辛，结果还是如我 所愿。 No matter how difficult the process is, the result is in my favour.

Primarily- basically/essentially/mainly My parents sent me to the local church school, primarily because it was near our home.

One way in which we can avoid repeating a word or phrase in English is to use the replacement phrase that (of) or (those) of That of

The uniform he wore was that of a famous regiment.=The uniform he wore was the uniform of a famous regiment. The techniques she employed were those used by another famous artist.= The techniques she employed were the techniques used by another famous artist.

Rewrite the sentences using that of : 1.I am not referring to our policy but to the policy of our opponents. 2. The only system I know which will help you to remember what you have heard at a lecture is the system of keeping notes.

Whether 从句 1. 无论是胜还是败，我们都要尽最大的 努力。 Whether we win or not, we are going to do our best. It makes no difference to me whether you are in or not. 你是否在家对我影响不大。

owe 欠债， 应该向 … 付出 I owe her 10 dollars. Robert still owes for his shoes. Owe … to… 应把 … 归功于, 感激 We owe it to you that we finished our work in time. 幸亏有你帮助， 我们才及时完 成了工作。 If my child has improved in any way, he should owe it all to his teacher. 如果说我 的孩子有了些进步，完全归功于他的老师。 I really owe a lot to my parents. 我真感激我的父母。

I owed a lot to my neighbours who had helped me find my losing child. 我万分感激邻居帮我找回走失的孩子。

Have an obligation to 有义务去 … Be under no obligation to 没有义务 … Fulfill/perform the obligation of a citizen 履 行公民的义务 Be under a legal obligation to 对 … 负有法 律责任 A sense of obligation 责任感 Obligation-promise, duty, or condition that indicates what action ought to be taken

it gave rise to 引起，导致。常接表示 不良结果的词。 These poor living conditions have given rise to disease. 这些糟糕的生 活条件引起了疾病的发生。 When my aunt changed her signature recently, it gave rise to quite a lot of problems. 我阿姨最近改换了签名，这引起了很 多麻烦。

Cause 导致 Lead to 引起 Result in 结果是 Be responsible for 对 … 负责 Give birth to 生出 Give way to 让路于 Give consideration to 考虑 Give credit to 相信 Give thought to 考虑

else 1. besides; in addition What else should I do? Did you see anybody else? 2.otherwise;if not Run (or) else you will be late. He must be joking, or else he’s mad.

Discussion: 1.In many countries nowadays, people buy things in a variety of ways- with cash, with cheques on a current account, or with credit cards. What are some of the advantages and disadvantages of all three methods o payment?

Discussion: 2.Can you always trust a bank to take good care of your money? Why?/Why not? 3.People often talk about a ‘cashless society’. What do you understand by this and is such a society possible?