Siyabulela Bashe Manager: Debt Management City of Cape Town South Africa Debt Collection and Credit Control Mechanisms
Presentation Overview Debt Management Limiting Losses Revenue Protection Mechanisms Innovative Solutions Impact of legislation
Debt Management Policy and Standardised Processes End to end Business Processes Debt Book Analysis Recoverable vs. Irrecoverable debt Profiling of Debtors Categorisation and Segmentation of debtors Indigent support Blanket and Targeted approach
Debt Management (2) Data Integrity On going data clean up Evaluation of Challenges Urbanisation Unemployment Find win-win solutions
Limiting Losses Measure your losses Water Electricity Isolate losses per area Investigate all possible causes and find mitigation solution Illegal connections Effective punitive bylaw and policies
Revenue Protection Mechanisms Accurate and timeous Monthly Billing Limit of estimations Inculcate a culture of payment Standardise tariffs and charges Implement a reliable Information Management Solution Automated credit control and debt management module
Revenue Protection Mechanisms (2) Focused Debt Collection Approach Segmentation and targeted Collection Government debt Employee arrears Collective responsibility towards Debt Collection Improved Communication Effective communication tools Implement upfront Credit Control
Revenue Protection Mechanisms (3) Accessible customer services Call Centre Contact offices Third party payment facilities Competent Staff : Continuous Training and Development First time Contact Resolution
Innovative Solutions Electronic System: E- Services system Mobile communication Alignment of Systems Property value chain system Alignment of owner and billing systems Revenue Management value chain system Prepaid metering Electricity Water and Sewerage
Impacts of Legislation Compliance to relevant legislation Detailed Analyses of Court Judgments Reviewing of Policies Mitigation of Risks
Thank you & Questions