SCAMS & SCHEMES PROTECTING YOUR IDENTITY

SCAMS WHAT IS A SCAM? ATTEMPT TO TRICK SOMEONE, USUALLY WITH THE INTENTION OF STEALING MONEY OR PRIVATE INFORMATION WHAT IS THE PURPOSE OF A SCAM? GIVE SCAMMER $$ OR INFORMATION THAT CAN HELP THE SCAMMER STEAL $$. CC #, ATM CODE, PASSWORDS TRICKS TO CARRY OUT SCAMS TELL LIES PRETEND TO BE SOMEONE THEY ARE NOT LURING YOU TO SHARE PERSONAL INFORMATION TYPES BUY BAD OR FAKE PRODUCT LURED INTO SHARING INFORMATION

IDENTITY THEFT TYPE OF CRIME IN WHICH YOUR PRIVATE INFORMATION IS STOLEN AND USED FOR CRIMINAL ACTIVITY SCAMS DON’T ALWAYS GET MONEY STRATEGIES TO GET PRIVATE INFORMATION INFO USED TO ACCESS BAND AND CREDIT ACCOUNTS OR OTHER PERSONAL ACCOUNTS “RE-CREATE” SOMEONE’S IDENTITY & PRODUCE FALSE DOCUMENTS LIKE SOCIAL SECURITY CARDS, CC, OR DRIVER’S LICENSE

INFORMATION THIEVES WANT FULL NAME DOB, LOCATION CURRENT & PREVIOUS ADDRESS & PHONE #S DRIVER’S LICENSE/PASSPORT # ACCOUNT NUMBERS AND COMPANIES PASSWORDS SOCIAL SECURITY #

VULNERABILITY POSITION THAT MAKES IT EASIER FOR YOU TO BE HARMED OR ATTACKED THIEVES ARE AFTER VULNERABLE PEOPLE ANYONE IS VULNERABLE TO ONLINE SCAMS TEENS CLEAN SS #, NOT USED TO GET CREDIT YET

PHISHING PEOPLE SEND YOU PHONY S, POP-UP MESSAGES, SOCIAL MEDIA MESSAGES, TEXTS, CALLS. OR LINKS TO FAKE WEBSITES IN ORDER TO HOOK YOU INTO GIVING OUT YOUR PERSONAL AND FINANCIAL INFORMATION AVOID BY BEING SKEPTICAL WITH ONLINE REQUESTS FOR PERSONAL INFO WEIRD MESSAGES FROM FRIENDS = HACKED ACCOUNT

FEATURES OF PHISHING NEED TO VERIFY ACCOUNT INFORMATION SENSE OF URGENCY SPELLING ERRORS ALERT THAT YOUR ACCOUNT IS IN TROUBLE LINK IN OR ATTACHMENT TOO GOOD TO BE TRUE GENERIC GREETING

SPOTTING A SCAM DIVIDE INTO GROUPS COMPLETE HANDOUT GET WITH ANOTHER GROUP AND COMPARE ANSWERS PHISHING S CAN BE VERY CONVINCING LOOK FOR FEATURES WE JUST COVERED DISTRUST ANY ASKING FOR PERSONAL INFORMATION

PROTECTING YOURSELF AVOID OPENING SUSPICIOUS MESSAGES OR S DON’T CLICK ON ANY LINKS OR DOWNLOAD ATTACHMENTS DON’T REPLY MARK AS “JUNK MAIL” OR “SPAM” CONTACT ACCOUNT CUSTOMER SERVICE BY PHONE IF CONCERNED

CREATE A PHISHING CHOOSE AT LEAST 4 OF THE 8 FEATURES OF A PHISHING CREATE A MESSAGE AND SEND TO MR. KURTZ

WHERE TO GET HELP FEDERAL TRADE COMMISSION FORWARD SPAM MESSAGES TO:

WRAP-UP WHAT KINDS OF INFORMATION DO IDENTITY THIEVES LOOK FOR? WHY? FULL NAME, ADDRESS, DOB, ACCOUNT #, PASSWORDS USE INFO TO “RE-CREATE” SOMEONE’S IDENTITY HOW DO THIEVES TRY TO GET AT YOUR INFORMATION? PHISHING

WRAP-UP WHAT CAN YOU DO TO AVOID FALLING FOR ONLINE SCAMS? BE SUSPICIOUS OF ANY ONLINE COMMUNICATION THAT ASKS FOR PRIVATE INFORMATION AVOID COMMUNICATION THAT SEEMS OUT OF CHARACTER FOR A FRIEND DON’T REPLY TO SUSPICIOUS MESSAGES DON’T CLICK ON ANY LINKS OR ATTACHMENTS REPORT AS SPAM