2,532 NDIRF Membership
Schools Other City County 2014 MEMBERS’ PREMIUM DISTRIBUTION
Loss & Expenses Net Income (in thousands) 29-Year Revenues 2,267 13,321
40,490 20,903 (in thousands) 29-Year Balance Sheet Equity Liabilities
(in thousands) Net Written Premium
(in thousands) Losses
Loss Reserves (in thousands)
Loss Ratios
Net Earnings (in thousands)
Member’s Equity
( in thousands)
Direct Premium to Surplus Ratio NAIC: Insurance Regulatory Information System <300%
Liabilities to Liquid Assets Ratio NAIC: Insurance Regulatory Information System <105%
Two-Year Operating Ratio Combination of expenses, loss, and invest ratios <100%
Combined Trade Ratio <96% Expenses & Losses
Investment Yield Ratio
FIXED INCOME RATINGS Average Rating AA/A AAA AA Below BBB A BBB