1 MBP Services Proper Text-A-Sweldo (TAS)

2 Text-A-Sweldo Function(s) Payroll Servicing. Releasing of Employee’s Salary through GCash Requirements (for the Client) Employees cellphone must have a Globe or TM SIM and registered to GCash or GCash is activated Institution/Organization must open a deposit account with the bank and maintain a required initial deposit and/or ADB Institution/Organization must sign an agreement (MOA) with the bank

3 Payroll Services through Text-A-Sweldo (TAS) “ Text-a-Sweldo” Payroll Release through G-Cash Offer Payroll services to employees of business clients WIRE Rural Bank Employees of the Business Client Business Owner (Client of the Rural Bank) Payroll List Powered by

4 Transaction Flow: Text-A-Salary (TAS): SENDING Bank Sends G-Cash to employees as payment for Salary or Payroll Servicing through GXI’s WIRE system (Wire=web interface system to send G-Cash) RECEIVING Cash-Out Pay Bills Shopping P2P RB Employees and other company’s employees

5 Benefits to the Organization and Employees A once in a lifetime chance to participate in the “first in the world” payroll servicing through Text/SMS. Cost-savings – Organization no longer maintains huge Average Daily Balance (ADB) in commercial banks for payroll servicing. Convenience – Preparation is simplified. TAS eliminates the tedious process of check preparation, envelope segregation and payroll funding for each employee. Rural Bank handles funding using automated process of sending payout through each employee’s cellphone using the GCash platform. Employees salaries will be received real-time after sending out by the payroll in-charge of the Bank. Safety – Receiving salaries and allowances through TAS enables employees to safely keep their salaries in the GCash without the fear of losing it. GCash is protected with 4-digit MPIN. GCash balances are stored in Globe system and not in the cellphone of the GCash holder. Extra Savings/Income to Employees - Converting GCash to Load (airtime load) entitles10% discount to Gcash holders.

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