Just-in-time Solutions Ltd., Bank Link Solutions for Securities & Bank connection Training Materials

Content Overview for the business at Bank Examples BLS Instructions and screens Summary Discussion

Overview of Business process Bank & Securities Connection Customer & Accounts Managements Link to Securities company Customer Managements Accounts Managements Cash-in for trading Cash-out from trading T24 Core banking Bank Link Solutions

For Customers Open Sec A/C at Lanexang Securities How to start trading the stock ? Have A/C in LDB ? Link the LDB A/C to Sec A/C Come to LDB to Deposit for trading Yes I can trade now ! The customers: 1)Have 2 accounts: one in LDB (CASA) and one in LXS. 2)Use the Sec A/C at LXS for trading stocks 3)Use the CASA A/C at LDB to deposit or withdrawl money No Open CASA A/C at LDB

Customer & Account Management Open new customer ID (T24) Start New customer Have CASA Account? Open new CASA Account Cash Deposit Yes No Yes End 1.All customer & Account Management are performed in core banking T24 2.Customer can use the account number provided by LDB to fill in the form of Lanexang Securities Company

Cash Management: Cash-in Cash-in to customer CASA Account in LDB Start Deposit for Trading account in LSX Using Deposit Notification in BLS Using Cash Deposit function in T24 End 1.Teller can do the Balance Inquiry at Bank/ Securities using the Bank-Link clients before and after Cash-in 2.Transaction history are available Posting in T24 Dr: LDB Customer Account Cr: Securities Fund Holding Acct Posting in LSX Ledger System Dr: Securities Acct Cr: LSX Customer Account Posting in T24 Dr: CASH Cr: LDB Customer Account

Cash Management: Cash-out Withdraw request from LSX account Start Cash Withdraw from Customer account in LDB Using Withdraw Request in BLS Using Cash Withdraw function in T24 End 1.Teller can do the Balance Inquiry at Bank/ Securities using the Bank-Link clients before and after Cash-out 2.Transaction history are available Posting in LSX Ledger System Dr: LSX Customer Account Cr: Securities Acct Posting in T24 Dr: Securities Fund Holding Acct Cr: LDB Customer Account Posting in T24 Dr: LDB Customer Account Cr: CASH

Example Customer A Customer A  Account at LDB , current balance: 20,000,000 LAK  Trading account at Lanexang Securities: , cash balance: 0 LAK Lanexane Securities Lanexane Securities  Investor Holding Fund Account at LDB: , current balance:100,000,000 LAK  Own Account at LDB: , current balance: 500,000,000 LAK current balance: 500,000,000 LAK  Fund account at LSX Ledger system : : current balance is: -100,000,000 LAK  Deposit account with LDB at LSX Ledger system: , current balance is -500,000,000 LAK LDB LDB  Settlement account for LSX at BOL: current balance is 0

Example Customer A Customer A  Use 12,000,000 LAK to buy 2000 BCEL stock Lanexane Securities Lanexane Securities  Sale Amount: 1,000,000,000 LAK  Buy amount: 890,000,000 LAK  Tax/Fee for LSX: 10,000,000 LAK  Net amount: 100,000,000 LAK LDB LDB  Settlement account for LSX at BOL : current balance is 0  BOL Settlement for Trading at T : current balance is 0

Cash-in to customer CASA Account in LDB Amt: 2,000,000 LAK Start Deposit for Trading account in LSX 12,000,000 LAK using Deposit Notification in BLS using Cash Deposit function in T24 End Posting in T24 Dr: Cr: Amt: 12,000,000 LAK  Balance: : 10,000,000 LAK : 112,000,000 LAK Posting in LSX Ledger System Dr: Cr: Amt: 12,000,000  Balance : -112,000,000 LAK : 12,000,000 LAK Posting in T24 Dr: 1011 Cr: Amt: 2,000,000 => Customer account balance: 22,000,000 LAK 1.CASH account: Securities Fund Holding Acct Customer account Amount : 12,000,000 LAK After buy 2000 BCEL stock, price 5,500 LAK  Balance: is 2,000,000 Example: trading day T: Cash-in

Example: Cash-out Withdraw request from LSX account Start Cash Withdraw from Customer account in LDB using Withdraw Request in BLS using Cash Withdraw function in T24 End 1.Teller can do the Balance Inquiry at Bank/ Securities using the Bank-Link clients before and after Cash-out 2.Transaction history are available Posting in LSX Ledger System Dr: LSX Customer Account Cr: Securities Acct Posting in T24 Dr: Cr: Amt: 1,000,000 LAK Posting in T24 Dr: Cr: 1011 Amt: 1,000,000 LAK 1.CASH account: Securities Fund Holding Acct Customer account Amount : 1,000,000 LAK

BOL to transfer 100,000,000 net from LSX account to LDB account at BOL Start LDB to transfer the net amount to Lanexang Securities Account Using BOL settlement system End Posting in T24 Dr: Cr: Amt: 100,000,000 LAK  Balance: : 600,000,000 LAK Posting in BOL Dr: LSX account Cr: Amt: 100,000,000  LDB account : 100,000,000 LAK Posting in LDB Dr. Cash-in-transit BOL Cr: Settlement account Amt: 100,000,000 LAK Lanexane Securities Sale Amount: 1,000,000,000 LAK Buy amount: 890,000,000 LAK Tax/Fee for LSX: 10,000,000 LAK Net amount: 100,000,000 LAK Example: trading day T: Settlement with BOL Lanexane Securities to transfer to Holding fund account for pay to customer Posting in T24 Dr: Cr: Amt: 100,000,000 LAK  Balance: : 212,000,000 LAK

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