Matt Pregozen TJIC.  Banking  Investments  Life Insurance  Retirement Services.

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Presentation transcript:

Matt Pregozen TJIC

 Banking  Investments  Life Insurance  Retirement Services

 Announced after 2008 Recession  Streamline to reduce costs  Separate Bank and Insurance

2009Q Net Profit Margin -3.27%8.40% Operating Margin -4.63%11.96% Return on Average Assets -0.12%0.34% Return on Average Equity -6.63%8.89% 12% 17%.5% 16%

 100% Carbon Neutral  SRI Investing  Program with UNICEF

 Smaller Insurance/Banks  Netherlands: Aegons (insurance), Axa (both)  USA: Prudential (both), Metlife (both)

 Yahoo Finance: Strong Buy  Motley Fool CAPS: 4/5 stars  Variance: V[X +Y] = V[X] + V[Y] -2COV[X,Y]

 Price: $9.93  52 Week: $ $11.45  Mkt Cap: billion dollars  EPS: 0.15  P/E:  Beta 2.77

 Buy  Stop at $9.15  Sell  Limit at $11.25