Webinar for Journalists: Results from Survey of People Who Bought Their Own Health Insurance Under the ACA Presented by the Kaiser Family Foundation Thursday,

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Presentation transcript:

Webinar for Journalists: Results from Survey of People Who Bought Their Own Health Insurance Under the ACA Presented by the Kaiser Family Foundation Thursday, June 19, :00 a.m. ET to 12:00 p.m. ET

Drew Altman President and CEO Today’s Speakers from the Kaiser Family Foundation Larry Levitt Senior Vice President Co-Executive Director of the Program for the Study of Health Reform and Private Insurance Liz Hamel Director, Public Opinion and Survey Research

Two-Thirds Of Adults In Non-Group Market Have ACA- Compliant Plans SOURCE: Kaiser Family Foundation Survey of Non-Group Insurance Enrollees (conducted April 3 – May 11, 2014) NON-GROUP MARKET = All those ages whose primary source of health insurance is a plan they purchased themselves, either directly from an insurer or through a Marketplace created by the ACA.

Half Of Adults In Non-Group Market Have Plans Purchased From A Health Insurance Exchange SOURCE: Kaiser Family Foundation Survey of Non-Group Insurance Enrollees (conducted April 3 – May 11, 2014)

Nearly Six In Ten In Exchange Plans Were Previously Uninsured SOURCE: Kaiser Family Foundation Survey of Non-Group Insurance Enrollees (conducted April 3 – May 11, 2014) AMONG NON-GROUP ENROLLEES WITH PLANS PURCHASED THROUGH A HEALTH INSURANCE EXCHANGE: Percent who say before purchasing their current plan, they were…

Seven In Ten Previously Uninsured In Marketplace Plans Say They Got Insurance Because Of The ACA What is the main reason you were uninsured before you began purchasing insurance on your own? (open-end) AMONG PREVIOUSLY UNINSURED NON-GROUP ENROLLEES WITH EXCHANGE PLANS: Did you decide to buy your own health insurance because of the health care law, or do you think you would have gotten insurance anyway, even without the law? SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014)

Enrollees In Compliant Plans Report Being Somewhat Less Healthy Than Those In Non-Compliant Plans NOTE: Don’t know/Refused answers not shown. SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014) AMONG NON-GROUP ENROLLEES: In general, would you say your health is… <1%

Enrollees In Compliant Plans Report Being Somewhat Less Healthy Than Those In Non-Compliant Plans NOTE: Don’t know/Refused answers not shown. SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014) AMONG NON-GROUP ENROLLEES: In general, would you say your health is… <1%

Who Says They Benefited Or Were Negatively Affected By ACA? Exchange enrollees who report getting financial assistance AMONG NON-GROUP ENROLLEES: Percent who say they have benefited or been negatively affected by the ACA… *Plan switchers are those who switched from a non-compliant to a compliant non-group plan. NOTE: The share who say they neither benefited nor were negatively affected is not shown. SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014) Total Exchange enrollees Previously uninsured, now in ACA-compliant plans Plan switchers* Had coverage cancelled past 12 months Total with ACA-compliant plans Previously ESI/COBRA, now in compliant plans TOTAL NON-GROUP ENROLLEES Non-compliant plans Non-Exchange, ACA-compliant plans

Who Says They Benefited Or Were Negatively Affected By ACA? Exchange enrollees who report getting financial assistance AMONG NON-GROUP ENROLLEES: Percent who say they have benefited or been negatively affected by the ACA… *Plan switchers are those who switched from a non-compliant to a compliant non-group plan. NOTE: The share who say they neither benefited nor were negatively affected is not shown. SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014) Total Exchange enrollees Previously uninsured, now in ACA-compliant plans Plan switchers* Had coverage cancelled past 12 months Total with ACA-compliant plans Previously ESI/COBRA, now in compliant plans TOTAL NON-GROUP ENROLLEES Non-compliant plans Non-Exchange, ACA-compliant plans

Who Says They Benefited Or Were Negatively Affected By ACA? Exchange enrollees who report getting financial assistance AMONG NON-GROUP ENROLLEES: Percent who say they have benefited or been negatively affected by the ACA… *Plan switchers are those who switched from a non-compliant to a compliant non-group plan. NOTE: The share who say they neither benefited nor were negatively affected is not shown. SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014) Total Exchange enrollees Previously uninsured, now in ACA-compliant plans Plan switchers* Had coverage cancelled past 12 months Total with ACA-compliant plans Previously ESI/COBRA, now in compliant plans TOTAL NON-GROUP ENROLLEES Non-compliant plans Non-Exchange, ACA-compliant plans

Who Says They Benefited Or Were Negatively Affected By ACA? Exchange enrollees who report getting financial assistance AMONG NON-GROUP ENROLLEES: Percent who say they have benefited or been negatively affected by the ACA… *Plan switchers are those who switched from a non-compliant to a compliant non-group plan. NOTE: The share who say they neither benefited nor were negatively affected is not shown. SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014) Total Exchange enrollees Previously uninsured, now in ACA-compliant plans Plan switchers* Had coverage cancelled past 12 months Total with ACA-compliant plans Previously ESI/COBRA, now in compliant plans TOTAL NON-GROUP ENROLLEES Non-compliant plans Non-Exchange, ACA-compliant plans

Similar Shares Of Plan Switchers Report Increase and Decrease In Premiums AMONG THOSE WHO SWITCHED FROM NON-COMPLIANT TO COMPLIANT NON-GROUP PLANS: Is the monthly premium amount you pay (after tax credit) for your CURRENT plan higher or lower than what you paid for your previous plan, or is it about the same? SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014)

Plan Switchers Report Similar Characteristics In New vs. Old Plans Is the amount of your annual deductible under your current plan higher or lower than the deductible under your previous plan, or is it about the same? Do you think the range of health care services covered under your current insurance plan are better, worse, or about the same as your previous plan? Compared with your previous health plan, do you think your current plan offers you more financial protection, less financial protection or about the same level of financial protection if you need health care? AMONG THOSE WHO SWITCHED FROM NON-COMPLIANT TO COMPLIANT NON-GROUP PLANS: SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014)

Evidence Of A Move Toward Narrower Networks Do you think your current plan offers you more choice or less choice of primary care doctors than your previous plan, or is it about the same? Do you think your current plan offers you more choice or less choice of specialists, such as cardiologists and orthopedists, than your previous plan, or is it about the same? Do you think your current plan offers you more choice or less choice of hospitals than your previous plan, or is it about the same? AMONG THOSE WHO SWITCHED FROM NON-COMPLIANT TO COMPLIANT NON-GROUP PLANS: SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014)

Half Report Getting Help With Enrollment AMONG NON-GROUP ENROLLEES WITH ACA-COMPLIANT PLANS: Did someone help you enroll in health insurance or did you complete the enrollment process on your own? (If got help: Who was that person…?) NOTE: Don’t know/Refused answers not shown. SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014)

Most Exchange Enrollees Say Comparing Plans Was Easy AMONG NON-GROUP ENROLLEES WITH PLANS PURCHASED THROUGH A HEALTH INSURANCE EXCHANGE: Thinking about when you signed up for your current health plan, how easy or difficult was it for you to… NOTE: Don’t know/Refused and Not Applicable answers not shown. SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014)

Most Say Plan Is A Good Value, But Many Find It Difficult To Afford Premiums AMONG NON-GROUP ENROLLEES WITH ACA-COMPLIANT PLANS: How easy or difficult is it for you to afford to pay the cost of your health insurance each month? SOURCE: Kaiser Family Foundation Survey of Non-Group Health Insurance Enrollees (conducted April 3 – May 11, 2014) Would you say your health insurance is an excellent value, good value, only a fair value or a poor value for what you pay for it?

Report: kff.org/private-insurance/report/survey-of-non-group- health-insurance-enrollees NEW: “Survey of Non-Group Health Insurance Enrollees” Press Release: kff.org/private-insurance/press-release/new-kaiser-survey- of-people-with-non-group-insurance-finds-nearly-six-in-10- people-enrolled-in-marketplace-plans-were-previously- uninsured/

Rakesh Singh, Vice President of Communications Kaiser Family Foundation | Menlo Park, Calif. Craig Palosky, Director of Communications Kaiser Family Foundation| Washington, D.C. Contact Information

Until the next webinar, be sure to keep up with KFF online: Facebook: /KaiserFamilyFoundation LinkedIn:/company/kaiser-family-foundation alerts:kff.org/ Thank you!