First Semester Fall Mr. Retzbach

 Get to know each other  What is expected of you.  What you can expect from me.  Syllabus/Textbooks  What are you learning in this class.

 Name  Grade  Favorite hobby  Sports team  Summer event

 Rules  Procedures

How are banks organized?

 Things you just need to know: ◦ Delegation ◦ Decentralization ◦ Departmentalization ◦ Market segmentation ◦ Business loans ◦ Consumer banking ◦ ATMs ◦ Loan ◦ Fund management ◦ Bank marketing ◦ Auditor

 en.html en.html   Withdraw/ deposit slip  Writing checks  Depositing paychecks  Maintaining a check book  Online banking

 Central bank  Commercial bank  Credit Union  Investment bank  Savings and loan associations  Retail Bank

 Find the possible careers in a bank  Give their function as far as dealing with customers, responsibilities at a bank, and how they make the bank money.

 Define the banking regulatory bodies in the US  What do they regulate?  How are the heads of each organization chosen? Structure?  Revenue?

 Federal Reserve  FDIC  Office of the Comptroller of the Currency  National Credit Union Administration  Office of Thrift Supervision

 Banks, like any industry, can merge with other banks ◦ Streamline operations (cut the fat) ◦ Acquire a brand or service ◦ A bank fails  Banks cannot go bankrupt ◦ FDIC ◦ Other bank

 Find 5 examples of bank mergers ◦ Give possible reasons for merger  Find 5 banks that have failed and give who is now in control of the bank