Madhya Pradesh Chief Minister Rural Housing Mission

Why? Around 2.37 lakh houseless families and 37.5 lakh families live in semi-pukka houses in MP. With allotment of houses per annum under IAY, fulfilling unmet need will take decades. To fulfill this urgent need, CM decided to launch a state sponsored bank linked scheme. MPRRHA to be headed by an IAS officer

Beneficiary  Maximum annual income per family upto 1.25 lakhs/ 1 hectare land  Should own land or should be eligible for land allotment.  Both APL and BPL families are eligible.

House and Land Min 225 sqft built up area. Houses can be built individually or in clusters 9 designs and 81 sub designs of houses available for beneficiary to choose. Provision of land allotment.  Construction of houses by using latest environment friendly low cost building technique.  State wide on-site training of masons in these technologies.  Villagers to earn livelihood by production and sale of local construction material.

Unit cost of House House Rs. ¼Minimum½ Beneficiary’s Contribution ¼ Minimum ½ Subsidy ¼ Fixed ½ Rs. 30,000/- Bank loan Rs. 30]000&45]000

Bank linkage Bank linkage to overcome paucity of funds with state government. Banks to provide long term loans. Nominal EMI of Rs. 325 which can be earned in 3 days of labour. To ensure repayment, beneficiaries to be linked with income generating activities.

Construction & Installment stages S. No ActivityTentative durationInstallment amount 1LayoutWithin 15 days of sanction of loan _ 2Foundation 15 daysBeneficiaries contribution. 3Plinth 30 days20 % 4Lintel45 days30 % 5Roof 45 days35% 6Completion 45 days15%

C.M. Rural Housing Mission-MP Low cost houses at Sukaldhana, Hoshangabad Beneficiary Name - Mohan Singh (BPL) Beneficiary Name - Suresh Singh

Beneficiary Name - Amar Singh C.M. Rural Housing Mission-MP Low cost houses at Sukaldhana, Hoshangabad

Beneficiary Name - Buddhu Beneficiary Name – Vishnu (BPL) C.M. Rural Housing Mission-MP Low cost houses at Sukaldhana, Hoshangabad

Implementation, Monitoring & Evaluation (MIS) All operations to be done using state of the art web portal and GPS enabled PDA devices. Online registration of beneficiaries. Loan cases sent electronically to banks. Beneficiaries to be informed at each stage through SMS. Online release of loan installments in beneficiaries bank account. Use of GPS based PDA device to capture geo-tagged photographs of construction activity. All inspection reports will be available on Google earth.

Benefits Valuation. Stage clearance through GPS and IT based devices Minimal Interaction of beneficiary and govt. officials. PULL and PUSH, SMS based system to inform stakeholders. Online system ensures minimum time lag between capture and usage of info. Minimal time consuming paper based work. Real time data transfer. Event and trigger system reduces administrative burden.

Lesser paper work reduces chances of errors and mistakes. GPS system negates chances of faking photograph location. All information to be available on website ensuring transparency.

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