INSTITUTIONAL PROFILE (WOMAN WORLD FOUNDATION)

BACKGROUND We are a foundation without spirit of gain, affiliated to Women´s World Banking and the National Plan of Development for the Micro-business. We improve the economic conditions and the life´s quality of the sectors less favored, through the opportune and fast access credit granting, with most minimum requirements, creating culture of payment, culture of commitment and culture of progress. During our 19 years of experience, we have offered credits to persons of strata 1, 2 and 3, with a participation of the industrious women of scarce resources of the two thirds of the granted credits to bolth genres.

BACKGROUND Our main headquarters is found in Popayán and we count on 11 branches in different cities of the Colombian territory. We are in Popayán (2), Santander de Quilichao, Pasto: (2), Ibagué, Neiva, Barranquilla, Soledad (Atlantic), Cartagena, Villavicencio. Our main headquarters is found in Popayán and we count on 11 branches in different cities of the Colombian territory. We are in Popayán (2), Santander de Quilichao, Pasto: (2), Ibagué, Neiva, Barranquilla, Soledad (Atlantic), Cartagena, Villavicencio. INSTITUTIONAL MISSION In the Woman World Foundation we improve the life´s quality of the industrious woman of scarce resources and her family, by means of the opportune and easy access to credit and other services. The activities develop nationally with personalized technology, seeking generation of employment and increasing of assets and incomes for the clients and for the foundation, the growth and development of its human talent and its soundness and continuance in the time.

OUR VISION (YEAR 2.010) We will be a financial organization leader in the micro-managerial and social field of global character with products and novel services that fill the needs of our clients. OUR VALUES Honesty, Loyalty, Love, Justice and Outcome.

OUR PRODUCTS Micro-bussines Credit. Preferential credit. Educational credit Credit for Restructuring of Dwelling. Credit for Maintenance of Public Transport. Credit on Golden Jewels. Rural credit.

COMPLEMENTARY SERVICES The Program of Commercial Links, in association with other institutions, fortifies the marketing by means of training, advising, participation in fairs, business´ rounds and technological days.

RECOGNITIONS By our achievements we have received the following commendations: By our achievements we have received the following commendations: Mention of Recognition Carlos Lleras Restrepo to the better financial intermediary for year NGO modality Micro-businesses Mention of Recognition Carlos Lleras Restrepo to the better financial intermediary for year NGO modality Micro-businesses Reward to the Excellence in MFI offered by the Interamerican Bank of Development IDB year Recognition to the Business Merit of “ Proyecci ó n del Cauca ” – News Papers and T.V. Year 2001 Recognition to the Business Merit of “ Proyecci ó n del Cauca ” – News Papers and T.V. Year 2001 Reward Foundation Ford 2.004, to the Innovation in Rural Credit. Reward Foundation Ford 2.004, to the Innovation in Rural Credit.

SOCIAL BALANCE In the last 5 years, we have offered credits, that have contributed to improvement of the life conditions of the independent workers of the informal sector of the economy, preferentially women. We have fortified the auto-employment of micro-emtrepeneurs, that have enlarged their incomes, increased the assets of their micro- businesses and consequently have improved its standard of living. On the other hand, it is estimated that other persons have been benefited by means of the indirect employment. We have offered credit to persons that traditionally have had no access to the formal banking.

NUMBERS AS MARCH 31, 2004 COPUS Number of Active Borrowers 76,95976,959 Gross Loan Portfolio 57,170,586, Average Loan Amount Arrears rate> 1 day 2.84%2.84% Portfolio in Risk > 30 days 0.95%0.95% Branches 11 en 7 Departamentos 11 in 7 States Staff158158

Efficiency and Productivity Indicators Total Cost/Loan Portfolio Borrowers per Staff Member Reserves/ average portfolio and financial cost/ average portfolio Average Time between Credit Request and Resolution

Loans Portfolio Current Loans Loans Granted Total Loans Disbursed (US) Current Loan Portfolio (US)

BALANCE SHEET (US$)