Proudly presents

The Mortgage Credit Certificate Program

 It reduces the amount of federal income tax paid by your borrower either thru an annual income tax deduction or a decreased amount of tax taken out of their take home pay. What does the MCC do? $2, X 30 = $60,000.00

 It can help your borrower qualify for a larger home or assist your borrower in qualifying for a mortgage loan when they otherwise would not. What does the MCC do? $167.00/month income $20, increased loan amount $ more in commission

EDUCATION What Does the MCC Do?

Who Qualifies for the MCC Program???

BROWARD COUNTY  First time homebuyers  Borrowers who qualify for traditional mortgage financing  Veterans  Borrowers purchasing a home less than $391,  Borrowers with a household income not exceeding:

PALM BEACH COUNTY  First time homebuyers  Borrowers who qualify for traditional mortgage financing  Veterans  Borrowers purchasing a home less than $381,  Borrowers with a household income not exceeding:

How will you benefit?  Increased purchase prices  Qualify borrowers who normally would not  Marketing piece to previous clients  Use it in your listing presentation and part of your MLS listing to direct more traffic

What is needed?  Three years of tax returns  Completed MCC application  Completed 1 st time homebuyers course  Mortgage qualification  $ issuance fee

DISCLAIMER  We are not accountant’s. Please consult your CPA.  Borrower may be subject to a recapture tax.  Borrower must have taxable income.

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