The National Livelihood Development Corporation (NLDC)

Presentation Outline Basic Concepts Where does NLDC fit into these? History Vision Mission Three Pillars of NLDC Operations – Wholesale Lending Operations – Capacity Building – Market Development/Support

Basic Concepts Livelihood refers to a person’s "means of securing the basic necessities of life – i.e. food, water, shelter and clothing. A person can either seek employment (and be paid a wage on a regular basis), practice his /her profession (self-employed); or start an income generating project/small business (microenterprise). The livelihood has to be sustainable for a person to move beyond subsistence and address other dimensions of poverty (e.g. vulnerability, social exclusion)

Where Does NLDC Fit into these?

employment Practice profession Income Generating Projects/Small Business Others Wholesale loans Capacity Building Market Dev’t./ Support

History KKKNLSFNLDC Executive Order No. 715 Establishing the Kilusang Kabuhayan at Kaunlaran as a priotity program of government, providing for its organization machinery, and for other purposes Republic Act 6657 Comprehensive Agrarian Reform Program Executive Order No. 681 and 681-A Merged the secretariat of the NLSF and Livelihood Corporation (LiveCor) into a non-stock, non- profit corporate body named the National Livelihood Development Corporation under the supervision of the Land Bank of the Philippines Sept June 10, 1988Nov. 22, 2007 & Feb. 1, 2008 respectively

VISION “By 2020, to cover all Agrarian Reform Communities (ARCs) with sustainable credit assistance and enterprise development interventions”

MISSION To deliver microcredit and agri financing services to rural and agrarian reform communities

Three Pillars of NLDC Operations (statistics presented are accomplishments in CY 2013) WHOLE SALE LENDINGCAPACITY BUILDINGMARKET DEVT. & SUPPORT Accredited Program Conduits (141) ARBs, NARBs, Marginalized Sector OFWs & their dependents LCAPLDPO Accredited Program Conduits (80) End Clients Farmer- entrepreneurs (Clustered Approach) (1,038) Institutional Buyers (13) CBED Centers (23) CART (16) P1.587 Bn 256, trainings 6,542 clients 50 trainings

LENDING OPERATIONS (CY 2013) 120 Active Accredited MFI Conduits P Bn Total Loans Released to MFIs 1,208 of 1,420 of Agrarian Reform Communities Served (85%) 256,403 Borrowers (ARBs, NARBs, MS) Overall collection rate of 80% from MFIs As of June 2014: Loans Outstanding P2.396 Billion Approved Credit Lines of P4.182 Billion Available Credit Lines of P1.531 Billion Wholesale Lending Operations

Capacity Building For end-clients: Entrepreneurship & Financial Literacy Leadership & stewardship Disaster Preparedness Skills & Livelihood Training Training of Trainers

Capacity Building Trainings for MFI Partners: (Based on Training needs analysis and Conduit Assessment and Rating Tool Results) Scope: -Organizational -Business Operations -Financial Management

Market Development/Support In partnership with CRS, promotes Clustering Approach in Agro Enterprise Establishment of Community Based Development Centers (CBED) where farmer’s produce are consolidated/sorted/packaged before they are delivered to institutional buyers Linked cluster of farmer entrepreneurs to institutional buyers

ILOCOS SUR Products: Garlic, white onions PANGASINAN Products: Salad tomatoes, white onions, bell pepper, ube NUEVA ECIJA Products : White/red onions, Taiwan hot pepper, assorted vegetables TARLAC Products : Calamansi QUEZON Products: Calamansi, kaong BUKIDNON Products: Assorted vegetables AGUSAN DEL SUR Products: Calamansi DAVAO ORIENTAL Products: Cacao

NLDC … sustains livelihoods … helps marginalized families lift themselves out of poverty …transforms farmers into farmer- entrepreneurs