Seminar: Timely Topics for Today’s Business World Mr. Bernstein Motor Vehicle Insurance January 21-22, 2015.

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Seminar: Timely Topics for Today’s Business World Mr. Bernstein Motor Vehicle Insurance January 21-22, 2015

Motor Vehicle Insurance Coverage: Typical liability coverage: 100/300/50 (max per person/max total, all persons/max property damage) Bodily Injury Liability: covers physical injuries caused by you Medical payments Uninsured motorist protection 2 Seminar: Timely Topics for Today’s Business World Mr. Bernstein

Motor Vehicle Insurance Coverage: Typical liability coverage: 100/300/50 (max per person/max total, all persons/max property damage) Property damage Collision: regardless of fault, can be one-car accident Comprehensive: Non-accident event such as fire, theft, vandalism, hail, floods, etc. 3 Seminar: Timely Topics for Today’s Business World Mr. Bernstein

Motor Vehicle Insurance Coverage: Factors in Insurance Premium Factors Vehicle Type Rating Territory Driver Classification / Driving Record 4 Seminar: Timely Topics for Today’s Business World Mr. Bernstein

Motor Vehicle Insurance Coverage: Reducing Your Premium Can 15 minutes really save you 15%? Maintain a clean driving record Discounts are available for driver training courses, security alarms, non-smokers, Consider insurance rates when selecting a car Some companies offer discount for “black box” 5 Seminar: Timely Topics for Today’s Business World Mr. Bernstein

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