Specialist Wealth Advisor – Expatriates & Significant Investor Visa, Asia Ambassador, NAB Private Wealth, Sydney, Australia Stacey Martin, Dip FP CFP, GAICD

Specialist Wealth Advisor – Expatriates & Significant Investor Visa, Asia Ambassador, NAB Private Wealth, Sydney, Australia Stacey Martin, Dip FP CFP, GAICD

This presentation has been prepared by NAB Ltd ABN and AFSL No Whilst NAB strives to provide accurate information, nothing in this presentation may be taken to be a comprehensive statement of any law or practice. This presentation is not intended to provide you with particular advice and in providing this information, we have not taken into account your particular investment objectives, financial situation and your particular needs. You should assess whether this information is appropriate for your individual investment objectives, financial situation or your particular needs, either by yourself or in consultation with your adviser. NAB expressly disclaims any responsibility or liability to anyone who acts or relies upon anything in this presentation, or for any errors or omissions therein. DISCLAIMER Source: Datastream

This presentation has been prepared by NAB Ltd ABN and AFSL No Whilst NAB strives to provide accurate information, nothing in this presentation may be taken to be a comprehensive statement of any law or practice. This presentation is not intended to provide you with particular advice and in providing this information, we have not taken into account your particular investment objectives, financial situation and your particular needs. You should assess whether this information is appropriate for your individual investment objectives, financial situation or your particular needs, either by yourself or in consultation with your adviser. NAB expressly disclaims any responsibility or liability to anyone who acts or relies upon anything in this presentation, or for any errors or omissions therein. DISCLAIMER Source: Datastream

AUSTRALIA IS A TOP DESTINATION FOR IMMIGRATION

AUSTRALIA IS A TOP DESTINATION FOR IMMIGRATION

SIGNIFICANT INVESTOR VISA – RESULTS TO DATE Source: DIBP as at 30/6/2015 Expressions of interest submitted3,249 Invitations issued from state nomination2,957 Primary applications lodged2,573 Primary visas granted 885 PROGRAM STATISTICS China 89% Hong Kong 4% South Africa, Malaysia & Japan 1% each APPLICANTS FROM: Victoria 57% NSW 32% QLD 5% WA & SA 2% each APPLYING TO:

PRIVATE COMPANIES FUNDS WITH “LOAN BACKS” AUSTRALIAN MANAGED FUNDS Cash and term deposits, government bonds share and property funds COMPLYING INVESTMENT REGIME TO 24 APRIL, 2015 STATE GOVERNMENT BONDS

COMPLYING INVESTMENT REGIME TO 24 APRIL, 2015 PRIVATE COMPANIES FUNDS WITH “LOAN BACKS” AUSTRALIAN MANAGED FUNDS Cash and term deposits, government bonds share and property funds STATE GOVERNMENT BONDS

“Our aim, as part of our broader competitiveness agenda, is to attract more investment into Australia that makes a material difference to supporting sustainable growth, productivity and job creation. We are keen to attract additional investment which supports innovation and which provide new sources of growth capital.” Andrew Robb Minister for Trade and Investment, October 2014 NEW INVESTMENT FRAMEWORK

“Our aim, as part of our broader competitiveness agenda, is to attract more investment into Australia that makes a material difference to supporting sustainable growth, productivity and job creation. We are keen to attract additional investment which supports innovation and which provide new sources of growth capital.” Andrew Robb Minister for Trade and Investment, October 2014 NEW INVESTMENT FRAMEWORK

THREE INVESTMENT COMPONENTS SMALL/ MICRO CAPITAL BALANCING INVESTMENTS VENTURE CAPITAL

THREE INVESTMENT COMPONENTS SMALL/ MICRO CAPITAL BALANCING INVESTMENTS VENTURE CAPITAL

10% $500,000 INTO ESVCLP OR VCLP Fund start-up and early expansion businesses Information, communications and technology, life sciences, energy including clean tech Raise minimum of $10M within 2 years Invest in Australian business worth less than $50M ($250M for VCLP) Capital called over first 5 years to make investments Investments realised over the next 5 years WHY THIS SECTOR? WHAT DO THEY DO? HOW DO YOU INVEST? List of registered funds is on the AusIndustry website

VENTURE CAPITAL -100% -80% -60% -40% -20% 0% 20% 40% 60% 80% 100% YEAR DRAWDOWNS DISTRIBUTIONS CUMULATIVE CASH FLOW -THE “J CURVE” VENTURE CAPITAL

-100% -80% -60% -40% -20% 0% 20% 40% 60% 80% 100% YEAR DRAWDOWNS DISTRIBUTIONS CUMULATIVE CASH FLOW -THE “J CURVE” VENTURE CAPITAL

SMALL/ MICRO CAPITAL SMALL COMPANIES 30% $1,500,000 IN EMERGING COMPANIES Australian listed equities with a market capitalisation of less than $500M Minimum of 20 stocks in the portfolio, with no stock greater than 10%

SMALL/ MICRO CAPITAL SMALL COMPANIES 30% $1,500,000 IN EMERGING COMPANIES Australian listed equities with a market capitalisation of less than $500M Minimum of 20 stocks in the portfolio, with no stock greater than 10%

BALANCING INVESTMENTS BALANCING INVESTMENTS 60% Corporate bonds Listed company shares Property (max 10% residential) $

BALANCING INVESTMENTS BALANCING INVESTMENTS 60% Corporate bonds Listed company shares Property (max 10% residential) $

CONSTRUCTING SIV COMPLIANT INVESTMENT PORTFOLIOS BALANCING INVESTMENTS AND EMERGING SHARES SMA blended portfolios with small companies plus corporate bonds, or property funds, or diversified Bespoke portfolios with a range of compliant solutions from the Australian marketplace VENTURE CAPITAL LIMITED PARTNERSHIPS Registered funds listed on AusIndustry website Facilitate introductions to funds that are currently raising capital

BALANCING INVESTMENTS AND EMERGING SHARES BLEND 1 Growth 40% / Def 60% Balancing - corporate bonds BLEND 2 Growth 70% / Def 30% Balancing - diversified BLEND 3 Growth 100% / Def 0% Balancing - property securities

BALANCING INVESTMENTS AND EMERGING SHARES BLEND 1 Growth 40% / Def 60% Balancing - corporate bonds BLEND 2 Growth 70% / Def 30% Balancing - diversified BLEND 3 Growth 100% / Def 0% Balancing - property securities

PIV PREMIUM INVESTOR VISA

PIV PREMIUM INVESTOR VISA

FOR RESIDENCY AFTER 12 MONTHS $15,000,000 Potential applicants referred to Austrade invitation only Austrade assessment on business skills or aligned to national investment priorities SIV assets, plus direct investment including businesses Philanthropic donations as defined by the R&D tax incentive legislation in medicine, health and agriculture Note: accelerated time frame critical to obtain specialist tax planning advice PIV PREMIUM INVESTOR VISA

FOR RESIDENCY AFTER 12 MONTHS $15,000,000 Potential applicants referred to Austrade invitation only Austrade assessment on business skills or aligned to national investment priorities SIV assets, plus direct investment including businesses Philanthropic donations as defined by the R&D tax incentive legislation in medicine, health and agriculture Note: accelerated time frame critical to obtain specialist tax planning advice PIV PREMIUM INVESTOR VISA

Migration agent/lawyer NAB migrant banking NAB private banker NAB private wealth advisor NAB business, agri, property Accountant & tax advisors Investment managers SIV APPLICANT & SPOUSE WHAT SERVICES DO SIV APPLICANTS NEED?

FOR MORE INFORMATION ABOUT PARTNERING WITH NAB Victoria Xia Ph: WeChat: iamvickyxia Stacey Martin Ph: WeChat: staceym97 NAB MIGRANT BANKING NAB WEALTH ADVISORY National Australia Bank significant investor visa concierge team WEBSITE Search “NAB SIV” for overview and team details

SIV PROFESSIONAL SERVICES BOOKLET SMOOTH ROAD TO TRAVEL – CHINA TO AUSTRALIA Contributing authors include Migration Alliance, Pitcher Partners, Shine Wing, Mills Oakley, Berlitz, Ni Hao Global, Succession Plus and various NAB subject matter experts. Forward by David Thomas, Think Global Download at Produced by:

SIV PROFESSIONAL SERVICES BOOKLET SMOOTH ROAD TO TRAVEL – CHINA TO AUSTRALIA Contributing authors include Migration Alliance, Pitcher Partners, Shine Wing, Mills Oakley, Berlitz, Ni Hao Global, Succession Plus and various NAB subject matter experts. Forward by David Thomas, Think Global Download at Produced by:

Specialist Wealth Advisor – Expatriates & Significant Investor Visa, Asia Ambassador, NAB Private Wealth, Sydney, Australia Stacey Martin, Dip FP CFP, GAICD