Human Needs. Which needs are most important? #5 #4 #3 #2 Most Important.

Slides:



Advertisements
Similar presentations
More Security and Stability If You Have Health Insurance, the Obama Plan: Ends discrimination against people with pre-existing conditions. Limits premium.
Advertisements

Choose a Healthcare Plan Taylor Bohl, Mia Feldmann, Jaclyn Saltzman, Cara Venegoni.
Chapter Nineteen The American Economy Personal Finances ~~~~~ Insurance Against Hardship.
Actuaries Club of Philadelphia Meeting February 16, 2010 John Dante, FSA, MAAA, FCA President and CEO Dante Actuarial Consulting, LLC.
Understanding Health Savings Accounts
Chapter 6: Health Insurance Chapter 6 Health Insurance Copyright © 2009 by The McGraw-Hill Companies, Inc. All rights reserved. McGraw-Hill/Irwin.
 You pay a premium into an insurance pool. In the event that you are sick or injured, the insurance policy pays all or part of your medical expenses.
Healthcare Finances HS II Unit 1.03.
Social Programs and Taxation
The High Cost of Healthcare In America Today. Addressing the Social Problem Not always offered through employment High premiums Malpractice lawsuits Uninsured.
Mr. Woodington’s Money Management II.  Options for individuals seeking health insurance not covered by their employer  Tips for purchasing individual.
Standard 7.01 Classify types of health insurance and features of types of coverage.
The National Health Service in Great Britain. FILL IN THE CHART AS I GO THROUGH THE LECTURE.
Lesson Starter List as many different aspects of life in a ghetto as you can. List the main features of a middle class suburb. You have 5 minutes to complete.
Health Care Reform Quynh Smith. Sources of Inefficiency in the Health Care Delivery System   We spend a substantial amount on high cost, low-value treatments.
© 2011 wheresjenny.com. Questions before we start: 1) Why do people consider buying health insurance? 2) Do you have health insurance? 3) What do you.
Now that you have committed to finding how your country is providing health care, defend how their model is superior to all others.
National Health Care is good but it’s Misrepresented By: Shawnese Thompson.
 Both fee-for-service and managed care cover medical,surgical, and hospital expenses  Can also cover prescription drugs and dental  Both pay premiums.
© Take Charge Today – August 2013 – Types of Insurance – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer.
Health Insurance Why the Need? Protects consumers from the high costs of medical bills due to illness or injury & against the law not to have it.
1 Chase Smith Health Insurance. 2 Health Insurance Facts 85 of 100 Americans are currently covered by a government based health insurance or private health.
Agribusiness Library LESSON: HEALTH INSURANCE. Objectives 1. Determine the function of health insurance, and define common health insurance terms. 2.
Financing Health Care United States Healthcare. PRIVATE INSURANCE Pays for all or part of a person’s health care Pays for all or part of a person’s health.
Managed Care & Health Care Reform Cost of Health Care $2.4 trillion in 2008 ($7.900 per person) 17% of GDP US 10.9% Switzerland 10.7% Germany 9.7% Canada.
© Family Economics & Financial Education – Updated May 2012 – Types of Insurance – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton.
The Great Healthcare Debate Presentation made by: Alex Garcia, Carlo Torres, Edgar Castillo, Gricelda Vera, Lorena Arroyo, and Margarito Rofledo.
© Family Economics & Financial Education – Revised May 2011– Insurance Unit – Types of Insurance– Slide Funded by a grant from Take Charge America, Inc.
TYPES OF INSURANCE. WHY IS IT IMPORTANT TO HAVE INSURANCE? Risk - chance of loss from an event that cannot be entirely controlled Emergency savings -
Government and Taxes Chapter 14. Funding Government Programs Citizens of the United States authorize the government, through the Constitution and elected.
Health Care Reform Obamacare. Hayak vs. Keynes Goal Attempts to take the 50 million uninsured and put them in a subsidized private market for health.
1.03 Healthcare Finances. Health Insurance Plans Premium-The periodic amount paid to an insurance company for healthcare or prescription drugs Deductible-Amount.
Provincial Policy Block A Socials 10. Issues In British Columbia.
 Created under title 18 of The Social Security Act. › Signed in 1965 by President.  Believed Medicare was necessary for elderly people.  Benefits are.
French Healthcare vs. American Healthcare By: Meghan Rocheleau a.k.a. Madeleine.
Health Care Reform (Medicare and Medicaid) Emily Ray Period 7.
More Security and Stability If You Have Health Insurance, the Obama Plan: Ends discrimination against people with pre-existing conditions. Limits premium.
© Take Charge Today – August 2013 – Types of Insurance – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer.
Health Care In Canada and The United States. Some Basic Statistics... United States 46.3 Million Uninsured That is Deaths Due to Lack of Insurance.
© Take Charge Today – August 2013 – Types of Insurance – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer.
Chapter 27: Global Models of Health Care
Achieving Universal Health Coverage Solutions from Home and Abroad Issue Brief available at:
Health Insurance Chapter 9. Importance Of Health Insurance In 2007, 60% if all personal bankruptcies were due to medial costs.
What are social programs What are social programs What is the relationship between social programs and taxation What is the relationship between social.
Types of Insurance Advanced Level.
HEALTH CARE POLICY.
1.03 Healthcare Finances.
Types of Insurance Advanced Level.
Types of Insurance Advanced Level.
Types of Insurance Advanced Level.
“Take Charge of Your Finances” Advanced Level
Types of Insurance Advanced Level.
“Take Charge of Your Finances” Advanced Level
Types of Insurance Advanced Level.
Types of Insurance Advanced Level.
“Take Charge of Your Finances” Advanced Level
Types of Insurance Advanced Level.
Types of Insurance Advanced Level.
“Take Charge of Your Finances” Advanced Level
Types of Insurance Advanced Level.
Types of Insurance Advanced Level.
Types of Insurance Advanced Level.
Types of Insurance Take Charge.
Types of Insurance Advanced Level.
Types of Insurance Advanced Level.
“Take Charge of Your Finances” Advanced Level
Types of Insurance Advanced Level.
Types of Insurance Advanced Level.
Presentation transcript:

Human Needs

Which needs are most important? #5 #4 #3 #2 Most Important

Maslow’s Hierarchy of Needs

What needs does our topic cover? The need to maintain health The need to be free from anxiety The need to be secure in the environment The need for order and routine

How does Universal Health Care Help? By providing adequate health care and preventative health care to everybody regardless of their economic status By relieving stress about paying for health care costs

If Universal Health Care is so great why don’t we all have it?

Negatives to Universal Health Care Expensive (We pay taxes and pay for other peoples’ health care instead of our own) Health care organized by the government-efficient? Competition and profit motivates doctors to be the best they can be Less patient flexibility Patients won’t curb their doctor visits so the total costs will be higher than they are now

Negatives to Universal Health Care Hospitals will be overcrowded and wait time will increase for health care Health care and drugs may have to be rationed by the government-less freedom People might choose not to become doctors because of the loss of benefits

Current Systems of Health Care

France #1 Health Care System in the World Universal coverage by the government Money is contributed by citizens based on income Patients may choose their doctor Most patients can get an appointment in the same day Patients often have insurance for the remaining 30% costs that aren’t covered Preventative care is important for the system and allows high cost health conditions to be fully covered when they do occur

Germany All citizens must have health insurance which they select and buy themselves Pre-existing conditions may not be denied coverage Working germans pay 8% of their salary to a sickness fund and employers pay another 8% as well There are preventative programs in place such as phone calls from nurses and increased education from doctors which helps lower costs German doctors do not feel adequately paid

Britain Socialized medicine Health care is rationed The government runs the system completely since it pays for it. This includes choosing doctors and paying them as well as running the hospitals Taxes go to the National Health Service which then pays the doctors and hostpitals Prescription drugs are not paid for Any treatment more expensive than 45,000 a year won’t be paid for regardless of the age of the patient

Canada Universal health care Funded by income tax and sales tax National government pays for military and native people but provincial and local governments pay for everyone else Doctors and hospitals are private and bill the government Coverage does not include prescription drugs There are long waiting times, particularily for elective surgeries like knee replacements Private medical systems are illegal but occasionally exist because doctors desire more up-to-date technology

Switzerland Universal Health Coverage since 1994 Health coverage is not through the government, but through private insurance companies Even if you are unemployed you will receive health care because the government will subsidize the plan Health care cannot be for profit unless it is dental care or alternative medicine Switzerland has the 2nd highest health care costs in the world

Taiwan Taiwanese government pays for every citizens’ insurance coverage The system includes a smart card which contains all of the patients medical history cutting down on paperwork, allowing the government to be billed for health care services and allowing patients to be seen by any doctor Workers and employers are responsible for paying for the system and subsidies provide help for everyone else Patients can choose their own doctor and can see specialists and alternative medicine specialists The problem is that not enough money is being made to upkeep the system and politicians are scared to increase taxes

Cuba All citizens and visitors receive free health care Preventative care is an important part of the system including education about how to eat and exercise right Any citizen may receive a surprise home visit from a general doctor The morality and standards of the system are not as high Low infant morality rate due to high abortion rate of sick fetuses Show video- (1: :52:20)

Brazil Private and public health care options Public option is funded by income taxes, property taxes and banking transaction taxes Anyone who can afford private system uses it due to corruption of the public system which is fighting off bankruptcy This creates a class system within the attempted universal system

Russia Attempted to create a public/private combination 90% of patiens have health insuance through the government but there is not enough funding because although the WHO reccommends a minimum of 5% of a countries total income be spent on health care, Russia only pays 3%. Patients are often blackmailed for “donations” in order to receive care

Health Care Recap Go through worksheet together 1 #1 2 No, it is not long 3 No 4 8% 5 Socialized 6 No, they are scared

Recap continued 7 No, local and provincial governments pay for everyone’s except the government and native tribes 8 No 9 Long wait times nd 12 Medical history 13 Yes

Recap Continued 14 All citizens and visitors 15 No, there is a hierarchy 16 3%