Financial Aid Preview Days Fall 

Net Price Calculator Using the net price calculator, your information will generate an estimate of the financial aid package awarded to students with similar characteristics.

Financial Aid at Pacific  Total Aid: >$160 million (Stockton campus, )  Includes over $60 million in University funds  More than 85% of our students receive financial aid  Financial aid includes  Scholarships and grants  Loans  Work-study

Academic Scholarships/Freshmen  Powell Scholars Program $36,000  Additional support for undergraduate research, study abroad  Application deadline: December 1 Go.Pacific.edu/PowellScholars  Regents’ Scholarship* $10,  President’s Scholarship* $6,  Provost’s Scholarship $4, * Awards are supplemented with additional merit programs that will increase base scholarship by $2, $

Need-Based Grants & Scholarships  Federal Pell Grant  Federal SEOG  Cal Grant A / Cal Grant B (California residents)  University Grants/ UOP Grants

Federal Student Loans & Work-Study  Federal student loans  Low interest rates and flexible repayment terms  Repayment begins after the student leaves school and the grace period has expired  Federal work-study  Part-time employment during the school year

Financial Eligibility  Estimated academic year Costs of Attendance  Tuition and other actual and estimated costs  Net Price Calculator  Expected Family Contribution (EFC)  Calculated on the basis of FAFSA information using formulas prescribed by the federal government  Financial Need  Most aid is for students who demonstrate financial need  Exceptions: PLUS Loan (parents), Unsubsidized Stafford Loan Your eligibility can vary from school to school! Total Costs EFC Unmet Need

Eligibility cont.  Financial aid “package”  Students often qualify for funds from more than one financial aid program—a financial aid package  Scholarship recipients may qualify for aid in addition to the academic award  Federal PLUS Loan (Application Online)  For parents of dependent undergraduate students  FAFSA required

FAFSA (Free Application for Federal Student Aid)  Collects information about finances and other circumstances  Used to determine financial eligibility for federal, state, and University aid  Submit through Federal Student Aid processor  File online at (FAFSA on the Web)  No charge to file!

FAFSA (continued)  List at least one California College or University  Sign with student and parent FAFSA ID  Your FSA ID is used to sign legally binding documents electronically. It has the same legal status as a written signature. Don't give your FSA ID to anyone—not even to someone helping you fill out the FAFSA.  First day to file (online or paper): January 1,

Cal Grants: “It takes two forms ”  Financial eligibility (FAFSA)  Verified Cal Grant GPA  Some schools submit GPAs electronically  Others have students use the paper GPA form (available at California Student Aid Commission Web site)  Ask your high school for instructions!  Application Deadline (FAFSA & GPA): March 2

Application Checklist: Now  Apply for admission  FAFSA ID:  Cal Grant GPA Verification  Mail completed form or confirm that school will submit GPA Utilize the University of the Pacific Net Price Calculator to estimate potential award package.

Application Checklist: January  File FAFSA  Pacific’s school code:  Priority FAFSA filing date: February 15  Apply on time—don’t wait for an admission decision  Use estimated 2015 income figures if necessary  Data Retrieval Tool (DRT)  Reminder: Submit Cal Grant GPA by March 2

After you apply...  Federal Student Aid Report (SAR)  Check carefully against completed 2015 tax returns and submit corrections if necessary  California Aid Report (CAR)  Notifies Cal Grant recipients of award value  Financial Aid Award  Pacific will begin sending award notices by April 1.  Follow all instructions for receiving the funds awarded To make sure SAR isn’t blocked add FederalStudentAid to address book

2015 Income Documentation  U.S. Federal Tax Transcript  2015 Federal Tax Return Transcript  Include W-2 forms  Send copies to Pacific Financial Aid Office **The FAFSA also offers “data retrieval” Non-filer’s Statement  Submit this form if you will not file a 2015 income tax return Not part of initial application process but required for disbursement MATERIALS NOT RECEIVED BY 7/01/2016 MAY CAUSE A DELAY IN DISBURSEMENT

Upcoming Changes to the FAFSA Starting in the year: FAFSA will collect “Prior-Prior Year Data” FAFSA will open earlier in October vs. January Colleges will be able to notify new Freshman (current HS Juniors)of their award offers earlier

Compare University Costs, Loan Debt, Average Earnings and much more!

1. Never rule out a college because of cost alone. 2. Compare costs before applying — Net price calculators can provide an estimate of financial aid eligibility and remaining college costs. Net price calculators should be available on every college's website. 3. Compare awards — Look at grants, loans, and parental contributions before making a final decision on a college. 4. Speak to the Financial Aid Office for changes in the household or other unusual financial circumstances Best Practices

To contact us... Financial Aid Office  Knoles Hall Open Monday–Friday, 8:30–5:00 Counselors available (except Wednesday mornings) 9:30–12:00 and 1:00–4: