Anita Randell, Insurance Officer University House E Direct tel: STUDENT TRAVEL INSURANCE 2015

Am I insured by Portsmouth University? University Insurance covers all students on authorised placements/exchange visits - no additional cost to you. Permission to travel form triggers insurance. calinformation/permissiontotravel

Who are the University Insurers? Policy renews 1 August 2014 Summary of cover will on the University Study Abroad web-site usually early July. Your responsibility for checking the cover meets your needs.

Where are we insured to travel? World-wide for travel up to 12 months away from the UK but…….. NOT if FCO recommend against travel or if sanctions have been imposed by UK.

Holidays… Incidental holidays are covered up to a maximum of 14 days for any trip. If holiday time is longer you will need separate personal holiday insurance. If extreme sports are included in the holiday, separate specific sports cover should be purchased.

Medical Expenses/Repatriation If applicable make sure you get your European Health Insurance Card. Call Emergency Medical Helpline if possible prior to seeking medical treatment. Failure to call them could invalidate your insurance. Where possible they take over medical care including organising hospitalisation/treatment/advice/return. Limited capabilities in certain regions Exclude journeys against medical advice Not private medical Insurance.

Host University requirements. It is important that you check with your host University whether they have any local insurance requirements. Some Universities make it an enrolment requirement that incoming students purchase their own health insurance cover. They won’t accept University of Portsmouth travel cover. This is at students own cost which is some cases is considerable

Cancellation/Curtailment Cover if a trip has to be cancelled or cut short as a direct result of a cause which is outside your control. Exclude failure of airline/events known about/disinclination to travel. E.g – accident or illness just before due to leave UK.

Travel Insurance – What are we insured for? Personal effects/money: Personal belongings Emergency replacement of visa, passport etc Must report to police within 48 hours. Property irregularity report from airline Be vigilant and don’t display obvious signs of wealth.

Useful Tools Travel-guard – Free provided by insurer Security Information/alerts Health Information Emergency Assistance Information Claims information New “App” – AIG Business Travel