John Goodall CEO & Co-Founder Lendit Europe 2015.

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Presentation transcript:

John Goodall CEO & Co-Founder Lendit Europe 2015

Landbay.co.uk About Landbay Peer-to-Peer Lending for Buy-to-Let Mortgages First loan: July 2014 Average LTV ratio: 66.5% Average loan size: £172,307 Tracker Average Borrowing Rate: 4.54% Total loans completed to date: 71 Average rental income vs interest cost: % Fixed Average Borrowing Rate: 5.12%

Landbay.co.uk BTL Mortgage Market Gross Mortgage Lending ( £ m per quarter ) Source: Prudential Regulatory Authority (PRA)

Landbay.co.uk UK Buy-to-Let Mortgage Market

Landbay.co.uk Changes for Buy-to-Let

Landbay.co.uk Resilience of BTL Mortgage Credit Landlord Mortgage & Tenant Arrears

Landbay.co.uk Resilience of BTL Mortgage Credit Average Rent Source: LSL

Landbay.co.uk Stress Testing Available at Landbay.co.uk/reports

Landbay.co.uk Download Our Loan Book Available at Landbay.co.uk/statistics

Landbay.co.uk | +44 (0) |