Finance & Finance Law

What is finance? Finance describes the act of providing money, capital or other financial resources to assist in facilitating a loan or a sale. This term is commonly used within the financial industry, which includes areas such as banking and accounting. Individual careers that help comprise the financial industry include a financial adviser or analyst, a bond broker, a portfolio manager, an investment banker and a stockbroker.manager

In terms of its global application, there are three primary areas of finance. These areas are investments, financial management, and financial markets and institutions. While these three areas frequently overlap with one another, employment opportunities within each are more distinct.

Individuals working in investment sectors tend to work more in direct sales transactions,financial planning or analysis of various securities. Individuals working in financial management may also focus on planning and security analysis, but tend to also work more specifically with an individual company or group and often tend to focus more on overseeing the group’s working capital. Those working in money markets and other institutions generally focus on providing liquidity and capital to large banking and financial institutions.financial planning

Specific laws pertaining to finance vary among countries and may even vary within smaller jurisdictions. Most governments, however, strictly monitor financial transactions to protect individuals, businesses and institutions from incidents of fraud or other potential hazards. Individuals trained in finance are also trained according to these laws and, in many instances, must obtain special license to work in financial sectors after undergoing a thorough examination process.

The term financial law refers to the legal framework surrounding the process of raising or providing funds or capital. Financial law may apply to areas of law dealing with everything from mortgage and credit card interest rates to mergers and acquisitions. Financial regulations are enforced to prevent market manipulations like insider trading, to ensure the competence of professionals in the financial industry, to investigate complaints, and to protect consumers. Acts of financial law are designed to reduce violations and maintain confidence in the overall financial system. Financial law covers a multitude of areas. An agency and a set of rules exist for nearly every type of financial product or infrastructure.

Types of Financial Law Securities law governs the transfer of shares, stocks and bonds. This branch of financial law regulates the exchange of money market instruments, commodities, derivatives, futures, and options. Securities law also regulates brokerage and broker-dealer behavior and disputes. Corporate law deals with the formation and regulation of companies, including financing, public offerings and the makeup of corporate boards. Corporate law also covers company behavior including ethics and social responsibility. Antitrust and competition law is another area, which is related to corporate law. The Department of Justice and Federal Trade Commission use this set of laws and regulations to monitor mergers and corporate takeovers. These two agencies make sure no one company or small group of companies is able to control prices or otherwise manipulate the market in a way that harms consumers or smaller businesses.

Thank you!!