 Allows merchants to extend credit up to 12- months without a credit check, provided the customer has a good check writing history and proof of income.

 Merchants with existing financing programs.  Merchants that have had experience with financing programs.  Merchants who understand proof of income.  Few Examples: Dental Offices, Furniture Stores, Law Offices, & Veterinarian Clinics.

 Merchant receives a website link, which can be used for the pre-approval of customers, or even the website link to the customer for pre- approval on the go.  The merchant can even post this link directly to their website, so that customers visiting the website can be pre-approved.

 Financing Terms : 3 Months, 6 Months, 9 Months, & 12 Months  3 & 6 Months: 9% Warranty Fee  9 Months: 12% Warranty Fee  12 Months: 15% Warranty Fee  Down Payment Amounts :  3 & 6 Months: 15% Down  9 Months: 20% Down  12 Months: 25% Down

 Customer may request to have funds withdrawn weekly, biweekly or once a month  Note: To be advanced Merchant must be choose weekly or bi-weekly mode.  $7.00 application fee for single check conversion option (Up to $36,000.00) 1.5% +$0.20 fee for single check conversion

Included Merchants:  Jewelry stores ($1, Max)  Home-based businesses (Some Restrictions)  Clothing  Car audio

Excluded Merchants:  Bankruptcy attorneys  Pawn shops  Credit repair agencies  Coin dealers  Auto Sales

Merchant Must Furnish:  Business license  Voided check  Driver’s license  A Full Bank Statement

James Kosmatka Phone: (800)