Housing Refugees and Maximising Income Julian Prior - Action Foundation Action Housing – Asylum seekers with NRPF – ARE Action Letting – New refugees –

Slides:



Advertisements
Similar presentations
Family Economics and Financial Education Take Charge of your Finances
Advertisements

Key impacts of welfare reform Welfare reform key agenda item in the policy team for the last two years. Central to the way in which.
The Difference Between Renting and Owning a Home
The New Debt Arrangement Scheme MATRICS would like to thank both the Scottish Government and the Accountant in Bankruptcy for their continued support and.
Housing Benefit/Universal Credit : Supported Accommodation and Temporary Accommodation Peter Meehan Housing Benefit Adviser 27th August 2014
Renting vs. Owning The Difference Between Renting and Owning a Home.
Appendix: Some Models ACCOMMODATION WHICH IS SPECIFIED BUT NOT EXEMPT IS NOT COVERED BY BENEFT CAP OR UNIVERSAL CREDIT HOUSING COSTS IS COVERED BY SOCIAL.
Financial Literacy Skills Unit 5: Understanding Investing and Home Ownership.
Welfare Reform update Pippa Bell, Policy Officer, National Housing Federation 5 th August 2013.
Tenancy Deposit Solutions Sponsored by administered by Administered by Tenancy Deposit Solutions Ltd (TDSL) is an appointed.
What Else? Other Deliverables to Support DFG Work.
Housing Benefit Reform-Supported Housing Public Consultation July 2011 Peter Meehan LA Benefits Adviser February 2012.
Registered charity no // registered company no Ashwood Centre, 44a Headingley Lane, Leeds LS6 2EB (Destitution)
The Impact of Welfare Reform in Middlesbrough Bridges of Hope - 3 rd October
Welfare Reform (impact on councils and their communities) Tim Savill Head of Benefits Coventry City Council.
Council Tax Support (in the wider context of Welfare Reform) Tim Savill Head of Benefits Coventry City Council July 2012 Or…………Less.
Welfare Benefit Reform Veronica Dewsbury. Content Policy Intention Benefit Cap Size Criteria Social sector Social Fund Council Tax Support Government.
Proposed Welfare Reform Changes The effect on Service Users of the June 2010 Budget proposals 1.
Major Expenditures: Housing
Introduction to Life Insurance Presented by: INSERT NAME Financial Education Program on Insurance Nationwide and the Nationwide Frame are federally registered.
Local Welfare Schemes: what have we learnt so far?
Financial Products Module 2 1. Agenda Protection Mortgages Pensions Savings and Investments 2.
Leaving Certificate 1 © PDST Home Economics. Mortgage  A mortgage is a loan from a lending agency to buy a house  The loan is usually repaid in monthly.
Grant Management UK Property Investment A carbon neutral company.
The rise of personal debt in London Dolly Galvis Head of Advice Services Toynbee Hall.
Stockton & District Advice & Information Service Child Poverty Scrutiny Review.
Renting vs. Owning The Difference Between Renting and Owning a Home.
Renting vs. Owning Family Economics and Financial Education Take Charge of your Finances.
Council Tax Support Scheme Replaces Council Tax Benefit (CTB) from April funding to be passed to the council with 10% cut leaving a £2.9m gap Pensioners.
Student Financial Support Lee Harrison Senior Student Financial Support Adviser.
Housing Benefit Changes April 2013 onwards April Changes  Much more change for April 2013  Council Tax Support  Social rent sector restrictions.
Grant Management UK Property Investment. About us Founded people in 12 cities ARLA members Investors in people HBOS now own 20% Plc standards.
RENTING VS. OWNING FAMILY ECONOMICS AND FINANCIAL EDUCATION TAKE CHARGE OF YOUR FINANCES.
50 Park Place, Cathays Park Campus 2nd Floor, Cardigan House, Heath Park Campus NHS Funding & Other support Dental Hygiene & Therapy.
FINANCIAL SERVICES Financial Products Module 2 1.
Objective 2.03 Analyze financial and legal aspects of home ownership.
Scott Sanders - Director of Housing. The biggest change to the welfare system for over 60 years.....
Changes to Housing Benefit from April 2013 and options for council tenants Mo Lawless, Project Manager (Housing)
Housing Services Service Area Responsibility Housing Strategy & Regeneration Private Sector Housing Housing Options Benefits Service.
Housing Benefit/Universal Credit : Supported Exempt Accommodation and Temporary Accommodation Peter Meehan CIH Scotland/HSEU Edinburgh 20th March 2014.
Housing People with No Recourse to Public Funds Who are we talking about?  ‘Failed’ Asylum Seekers  Overstayers  Illegal Immigrants  EU migrants who.
Welfare Reform in Leicestershire What this means for your community.
Jan11/HS002 Benefit legislative changes effective from April 2011 LHA and JSA decreases and non dependant deductions increases The potential impact upon.
Filing for Bankruptcy Mr. Stasa – WE City Schools © 1.
NAFAO Conference 18 October 2012 David Hayward – Department of Health Universal Deferred Payments: Designing the new scheme.
Muna Yassin Money Matters Project. Welcome to Fair Finance October 2007.
Major Expenditures: Transportation and housing
Welfare Reform Kerry Maynard December What this session will cover A recap of the main changes in welfare reform from April 2013 Where we are now.
Choosing your home.   Housing meets physical needs by giving shelter and a place for belonging and personal activities.  Housing meets emotional needs.
Salford City Council Budget Planning 2013/14 and beyond 18 December 2012.
Local Welfare Provision Sandwell MBC Policy. Contents  Local Welfare Provision (LWP) Local Welfare Provision Scheme Target Group Criteria Requests How.
Asset Management The Next Generation. Challenges Preservation/Sustainability Competition/Mission.
Lizzie Clifford, Policy Officer, National Housing Federation Welfare Reform.
Tenant (Incremental) Purchase Scheme 2016 Presentation to Members of Roscommon County Council April 2016.
Financial Support for Students in 2009/2010 Middlesex Money, Welfare and International Advice Service.
Housing Benefit Changes April 2013 onwards Mick Lear Benefit Service.
Housing 21 Extra Care in Oldham Kath Miller Housing 21 Operations Manager, Oldham PFI Contract Welcome Schemes Overview 1456 total properties in PFI contract.
Housing Benefit and Supported Housing: Consultation 19 th August 2011 Yvette Burgess Unit Director.
Maple Court Working in partnership with Swindon Borough Council and First City Extra care and Leadbitter Construction.
? Starting Out: Setting up & growing a project from scratch. Looking at different models of accommodation & how they work.
Empty Homes Loan Fund.
H.A.P. Housing Assistance Payment
Housing LIN Technical Brief ‘Funding Extra Care Housing’
Hanover’s perspective Gillian Connor & Sharon Moore
Conditions Sarah Rowe – Senior Policy Officer
Universal Credit in Dorset – Lets Talk!
Universal Credit in Dorset – Lets Talk 2
? Landlords, Lodgings & Social Lettings
Boaz Trust: refugee housing
Empowering refugees to overcome their exclusion by providing;
Presentation transcript:

Housing Refugees and Maximising Income Julian Prior - Action Foundation Action Housing – Asylum seekers with NRPF – ARE Action Letting – New refugees – transitional support Action Language – Free and fee paying ESOL classes Action Befriending – Socially isolated older people Policy change; Locally – Newcastle Council’s 3 point plan Nationally - CSJ – ‘Asylum Matters’ report 2008/9

Housing Refugees and Maximising Income Julian Prior - Action Foundation Why start housing refugees? Financially to sustain (and grow) Action Housing Charitable Trust funds harder to get 57% 2011 – 18% 2012 Social need increasing as other support reducing 5 dedicated support services reduced or disappeared Move on option for Action Housing residents How did we get started? Donated property in wrong area for Action Housing Supportive landlord - lower financial risk

Housing Refugees and Maximising Income Julian Prior - Action Foundation Finding the right model Limited Council housing – abundance of private HMO’s Changes in students accommodation Spreading the risk – multiple landlords not just one Small return per house – large numbers – less support Implications for staffing costs to manage larger numbers Larger return – smaller numbers – more support Fits with our ethos to provide support Compass contract – fewer refugees in Tyneside

Housing Refugees and Maximising Income Julian Prior - Action Foundation Finding the right landlords Motivated by social more than financial return Peppercorn or 50% rent 3+ bedroom properties – city centre location More bedrooms - more money - more support Location must be good for our residents and good for us Tired of hassle of managing property/tenants Time poor or bad experiences in the past Guarantee income and reduced costs No voids, no late payment, no hassle

Housing Refugees and Maximising Income Julian Prior - Action Foundation Working with refugees (compared to asylum seekers) Single adults – single sex houses Short term transitional option Referral routes much wider than for Action Housing How much support is required/offered? Usually front loaded/intensive – JSA, HB, Bank, NI etc. Impact on Exempt Accommodation Status Licence agreements Be clear about their commitments financially and socially

Housing Refugees and Maximising Income Julian Prior - Action Foundation Some things we have learned; Manage expectations Engage more widely with statutory services Referrals, accreditation, DWP, Crisis Loans, Rent collection HB direct, changes to HB payments e.g. if starting work Standing orders or cash in person – cultural issues Managing finances – debt collection and consequences Heating and utilities Service charge, controlling heating settings??

Housing Refugees and Maximising Income Julian Prior - Action Foundation Finances Peppercorn Rent We pay insurance (arranged by landlord) to the landlord Maintenance and furnishing costs covered by AF 50% Local Housing Allowance Based on maximum income from full occupancy Some wear and tear maintenance costs covered depending on house/rent agreed 4 bed - £60 pppw – max income £1,040 pm – rent £520 pm Service charge - £17 pppw inc. utilities, council tax and TV Deposit (full month’s rent) 2 – 4 months to cover initial costs

Housing Refugees and Maximising Income Julian Prior - Action Foundation Exempt accommodation status EA is defined by housing benefit regulations as accommodation that is provided by: 1. A housing association (whether registered or unregistered) 2. A registered charity 3. A non-profit making organisation, or 4. In England only AND care, support or supervision (CSS) is provided by, or on behalf of the landlord CSS MUST BE MORE THAN MINIMAL

Housing Refugees and Maximising Income Julian Prior - Action Foundation Exempt accommodation status Cannot mix those with NRPF with eligible residents Need to evidence support and costs in detail 6 – 9 month process Will not cover support costs so is not self funding Specialist consultants very helpful/necessary Increased rent from £77 pppw to £140 pppw On-going support and not just front loaded Challenges for those who start work – welfare scheme