Family Finance Workshop Amanda Ward – Director of Enjoy Benefits Childcare costs: systems & savings.

Slides:

Advertisements

Similar presentations

IHSAA 2011 Student Leadership Conference Money Matter$ for IHSAA 2011 Student Leadership Conference.

Advertisements

Earning Money  What is income and what are 3 possible sources?  Income is money that you have available to you to spend  3 sources: babysitting,

Discount schemes Salary sacrifice – tax saving benefits.

Croeso / Welcome to Help with Childcare Costs Workshop Wrexham April 7 th 2011 David Dallimore: Melyn Consulting.

Using tax-free dollars is the smarter way to pay medical expenses YourFlex makes it easy.

HEALTH AND WEALTH – PRELIM REVISION Critically examine the success of recent government policies to reduce poverty.

Using a Bank or Credit Union consumer.gov. Why use a bank? A bank is a place to keep your money safe A bank’s services include: – checking accounts and.

National Insurance. What is National Insurance? The money collected through National Insurance (NI) funds the payment of contributory benefits (such as.

Childcare Vouchers Eligibility for GP registrars.

Take Charge and Reach Your Goals. Financial Tips for College PICPA The Pennsylvania Institute of Certified Public Accountants PICPA is a professional.

Your Cafeteria Plan Benefit

1 Group Name Plan Year : 1/1/12-12/31/12. Find and Replace (Delete Slide before Presenting) Getting Started: Enrollment presentations can be shown to.

Teen Living Objective Identify Sources of Income and Types of Spending.

 What vehicle will get you to your retirement goals?

2.3.9.G1 February 12, 2014 Getting Paid State Comparison Project TodayLast Class The Places You will Go! Notes Worksheet.

Quiz time! Q: How much does this textbook cost? A: £24.99 (Amazon)

Using tax-free dollars is the smarter way to pay medical expenses YourFlex makes it easy Offered through The Capitol Group of Companies.

1 LOGICAL DEDUCTIONS, LLC 167 Cherry St. Suite 159 Milford, CT Keith Weindling

+ Business proposal for CaseIt!. + What goods and services will I provide? I am providing people with personalized smart phone covers. Customers send.

Pay and Taxes INVESTIGATE WHAT IMPACTS YOUR PAYCHECK AND PERSONAL TAXES ©2014 National Endowment for Financial Education | Lesson 3-3: Pay and Taxes.

An independent licensee of the Blue Cross and Blue Shield Association City of Rocky Mount 2009 Open Enrollment.

NOTE: To change the image on this slide, select the picture and delete it. Then click the Pictures icon in the placeholder to insert your own image. Getting.

A Guide to Student Finance. A Guide to Student Finance What do I have to pay for? What help is available How to apply How to repay Budgeting and tips.

A GUIDE TO STUDENT FINANCE NAME, Outreach Officer.

BLU # 19: Charge it! What’s the difference between debit and credit?

Family Leave. Realities of the U.S. Family (charts on pg144 and 145) 1) 18% of all families are stay at home mom and working dad. 2) 11% headed by females.

How the Government helps meet the financial needs of families.

R egistered R etirement S avings P lan (RRSPs). What is a RRSP ? An RRSP (Registered Retirement Savings Plan)  is a personal savings plan registered.

Economic Awareness Year 9 Economic Awareness Year 9 Lesson 1 Planning your future Why do we work? Why do we work?

CHECKING ACCOUNTS 1. STUDENTS WILL KNOW WHAT A CHECKING ACCOUNT IS AND HOW TO MANAGE IT. STUDENTS WILL LEARN ABOUT DIFFERENT BANKING FEES. STUDENTS WILL.

 A mutual fund is a business that pools money from many people to invest in various ways.  A mutual fund’s investors, in effect, own a portion of the.

Limited Scope FSA Purpose: A savings option that allows participants to preserve and build up the balance in their HSA while still receiving the pre tax.

Income. Income Is money you receive. Or a benefit in kind you receive. It can be regular or additional.

MEETING THE NEEDS OF FAMILIES. NATIONAL GOVERNMENT The National Government provides some Benefits for families on low incomes or single parent families.

$ tartNow A 10 hour Financial Literacy Programme for young people on the Youth Payment and Young Parent Payment Scheme Delivered by New Zealand Federation.

Saving for College. PICPA The Pennsylvania Institute of Certified Public Accountants PICPA is a professional association of more than 22,000 CPAs working.

Budgeting Credit Checking Investing Living on your.

10/20/2015 8:20 AM 1 Budget your spending Know your monthly spending needs and habits Keep track of what comes in and out Divide your spending into fixed.

Personal Finance – Unit 302. Learning Objectives By the end of the session you will: 1.Understand the advantages and disadvantages of borrowing money.

Student Finance What’s available and how to budget!

Who Wants to Win a Million? 50 : 50 How much do you have to pay up front to come to University?  A: £1000 C: £9000 B: Nothing D: £ £ £1.

September 12, 2011 Objective: Students will examine optional payroll deductions.

Employment Standards Act:  All employees must be paid minimum wage  Exception: Training Wage ($6.00 for the first 500 hours work)  Employers must make.

NOTE: To change the image on this slide, select the picture and delete it. Then click the Pictures icon in the placeholder to insert your own image. Getting.

September 7, 2011 Objective: Students will identify how to calculate gross pay and net pay.

National Insurance. What is National Insurance? The money collected through National Insurance (NI) funds the payment of contributory benefits (such as.

WHERE DOES YOUR MONEY COME FROM?. FORMS OF INCOME Earned Income Money you earn while working Subject to taxes Several different forms Depends on your.

BY: SUVRAJ MINHAS Getting My Life Together!. My Life In 5 Years… I plan to be finished school and be working as an ECE, which is short for Early Childhood.

Student Fees and Financial Support Julie Pink Head, Schools and Colleges Liaison Service.

Quality Health Claims Consultants, LLC City of Joliet Dependent Verification Audit Proposal.

The Apprenticeship Levy. The Levy is part of a broader programme of reforms The government is committed to significantly increase the quantity and quality.

Managing Personal Finance – Unit 402. Learning Objectives By the end of the session you will: 1.Create a budget plan to track your finances 2.List the.

STAFF BENEFITS Working at Queen Mary Louise Dokkari and Sarah Williams 14 March 2016.

How much do you need for the childcare? Here we describe the money you need to spend for your child during pregnant period, for delivering, childcare.

UoE Family Friendly/Flexible Working Policies and Staff Benefits Diane Morrow: Senior HR Advisor, CSE.

TAX RELIEF ON INCENTIVES Jock Jordan Group Sales Director – One4all Chairman of IMA Ireland Chapter.

How much do you need for the childcare? Here we describe the money you need to spend for your child during pregnant period, for delivering, childcare.

MADS meeting 31 March 2014 Katie White ICH HR Kiddivouchers / EAP / Work life balance / Parental leave / Paternity leave.

Want to learn more about partnering with us? See our company page: Apprenticeships now and the proposed plans.

1 Getting a strong start Money Management A project of Consumer Action | Funded by Consumer Action’s Money Management Project.

Understanding UK Research and Development Tax Credit.

AccountancyPlace.

Providing 30 Hours Free Quality Early Years Education

Aims of the session: To inform parents & carers about the government’s new entitlements for working parents To inform parents & carers about the extended.

#TaxFreeChildcareUpdate

Employee Benefits SGB MAT is a member of the Education Broker Wellbeing Package enabling staff and their immediate family to access the following services:

Finance Brief Aug 2016.

Best Start Grant (BSG).

Budget Simulation : Finance Refresher

Spend every day wisely Further | Proprietary + Confidential.

Presentation transcript:

Family Finance Workshop Amanda Ward – Director of Enjoy Benefits Childcare costs: systems & savings

Childcare costs in the UK. The employee benefits that every employer should offer Different ways to cut your childcare bills….. Childcare vouchers Workplace nursery benefit Govt proposals for a “new & improved” form of help Your next steps to getting the best savings…

Childcare costs: systems & savings Childcare costs in the UK.

Childcare costs: systems & savings The employee benefits that every employer should offer

Childcare costs: systems & savings Different ways to cut your childcare bill….. Childcare vouchers Workplace nursery benefit

Childcare costs: systems & savings Different ways to cut your childcare bill….. Childcare vouchers

Childcare Vouchers So what are childcare vouchers? Pay your childcare bills out of your gross salary, not nett! Save up to £1866 a year, per family Both parents can claim the benefit From birth up to 1 st September after child’s 15 th birthday

Childcare Vouchers How do you start taking the benefit? Employer sets up a company account with us. You set up a personal account with details of your child/children. What value of voucher would you like to take? We pay your carer(s) for you. So how does this save you money? …….

Childcare costs: systems & savings Workplace nursery benefit Uncapped benefit Save significantly more than you would with vouchers Example of nursery fees of £900 per month… you will save £2721 a year versus only £1866 with vouchers.

Childcare costs: systems & savings Workplace nursery benefit from employers perspective: Neutral cost to the employer. Win win for the parent, employer and nursery.

Childcare costs: systems & savings Govt proposals for a “new & improved” form of help

Childcare vouchersProposed Tax Free childcare Dad can claim as soon as mum comes out of maternity ward. CAN’T be used until both parents back at work. Can be claimed by just one parent.Can only be claimed if both parents working Save £1866 per family on spend of £5832. Save £2000 on spend of £10,000 Benefit obtained through employerYou pay HMRC money with your debit card Compare & Contrast…

Childcare costs: systems & savings Your next steps to getting the best savings…

I am happy to speak to anyone here tonight, who would like a review of their childcare costs to see if they could be saving more….