You. are at risk for the fastest growing crimes crime.

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Presentation transcript:

You

are

at

risk

for

the

fastest

growing

crimes crime

in

the

nation

Identity Theft

Identity theft steals who YOU are and who YOU want to be.

A recent national survey of college students found that: Almost ½ of all college students receive credit card applications on a daily or weekly basis.

Almost 1/2 of all college students receive credit card applications on a daily or weekly basis.

Many of these students THROW OUT card applications without destroying them.

Nearly a 1/3 of students rarely, if ever, reconcile their credit card and checking account balances.

Almost 50% of students have had grades posted by Social Security number.

Many of your daily activities expose you to this crime.

Are you doing anything to put YOUR identity at risk?

Do you use your personal computer for online banking transactions?

Do YOU... ?

Do YOU use YOUR personal computer to buy merchandise, purchase tickets, or other services?

Do YOU... ?

Do YOU receive credit card offers in the mail?

Do YOU... ?

Do YOU discard these documents without shredding them?

Do YOU... ?

Do YOU store personal information in your computer?

Do YOU... ?

Do YOU use a cell phone?

Do YOU... ?

Do YOU use your Social Security number for identification?

Do YOU... ?

If you answered YES to at least ONE of these questions,...

YOU ARE at risk.

Identity Theft occurs when someone else uses YOUR personal identifying information without YOUR knowledge or permission

Motives for Identity Theft To obtain credit cards To get wireless Internet To get cell phone products and services To obtain loans and mortgages To get a job To commit fraudulent and criminal acts, in YOUR NAME... GUESS WHO’S RESPONSIBLE???

What information should YOU protect? Social Security number Driver's license number Credit card numbers And even your address...

Your address can be an invitation to come into your computer and access your personal information.

If YOUR identity is stolen, YOU may spend months or EVEN YEARS repairing the damage thieves have caused to YOUR reputation and YOUR credit record.

In the time it takes to resolve these issues, YOU may lose job opportunities and be refused loans for education, housing, or a car.

What can YOU do?

 Memorize your passwords  Memorize your Social Security number  Don’t carry your Social Security card or birth certificate with you

 Don’t use your date of birth as your password  Don’t record your passwords on papers you carry with you

 Order a credit report each year  Thoroughly review for accuracy

 Shred pre-approved credit applications that come in the mail  Shred other financial documents before throwing them away

 Report lost or stolen credit cards immediately  Check your monthly credit card and bank statements for unusual activity.

 Use a firewall program on your computer  Do not open s or download files sent to you by people you do not know

at ARE RISK! YOU

WHERE Can YOU Go For Help?

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Now that YOU know, YOU can help... Write to your peers to help them become aware. Design a poster to inform others of the risk of identity theft.... Let others know that THEY ARE...

AT RISK