z z GuideStone Risk/Reward Characteristics Catalogue code: A01 Full presentation or module? Module Slide numbers: A01-1 to A01-11 Registered/Non-Registered Usage: Allowed for all (Choices: registered rep use only, not for registered rep use, allowed for all, partial limitations) Last update info: Date updated: Project #26793 Description of changes: Updated slide A01-2 – change 15 to 12 on MyDestination Funds Disclaimer slide Filed with FINRA? Yes If yes, date: 10/17/13 Notes: HIDDEN DESCRIPTION SLIDE — NOT TO BE SHOWN TO THE PUBLIC Graphics: Do not delete

Date Target Funds FUND RISK/REWARD CHARACTERISTICS  Simplified one fund retirement approach  Invests in a diversified mix of the Select Funds  Changes over time to meet a specified investment strategy Investment Fund Risk/ Reward Low–High Investment Objective MyDestination 2005 Plan to retire near the year 2005 MyDestination 2015 Plan to retire near the year 2015 MyDestination 2025 Plan to retire near the year 2025 MyDestination 2035 Plan to retire near the year 2035 MyDestination 2045 Plan to retire near the year 2045 MyDestination 2055 Plan to retire near the year 2055 AO1-1

AO1-2 The MyDestination Funds ® (“Funds”) attempt to achieve their objectives by investing in the GuideStone Select Funds and other investments. The Funds are managed to a retirement date (“target date”) by adjusting the percentage of fixed income securities and equity securities to become more conservative each year until reaching the retirement year and then approximately 12 years thereafter. The target date in the name of the Funds is the approximate date when an investor plans to start withdrawing money. By investing in the Funds, you will also incur the expenses and risks of the underlying Select Funds and other investments. The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds and other investments, except the Flexible Income Fund and Global Natural Resources Equity Fund. The Funds’ value will go up and down in response to changes in the share prices of the investments that they own. The amount invested in the Fund is not guaranteed to increase, is not guaranteed against loss, nor is the amount of the original investment guaranteed at the target date. It is possible to lose money by investing in the Funds.

Asset Allocation Funds FUND RISK/REWARD CHARACTERISTICS Invests in different percentages of the Select Funds to meet their respective investment objectives. Investment Fund Risk/ Reward Low–High Investment Objective Conservative Allocation Current income & modest capital appreciation Balanced Allocation Moderate capital appreciation & current income Growth Allocation Capital appreciation & modest current income Aggressive Allocation Capital appreciation AO1-3

AO1-4 The Asset Allocation Funds (“Funds”) attempt to achieve their objectives by investing in the GuideStone Select Funds. By investing in the Funds you will also incur the expenses and risks of the underlying Select Funds. The principal risks of the Funds will change depending on the asset mix of the Select Funds in which they invest. You may directly invest in the Select Funds. The Funds’ value will go up and down in response to changes in the share prices of the investments that they own. It is possible to lose money by investing in the Funds.

Select Funds — Fixed Income FUND RISK/REWARD CHARACTERISTICS Directly invests in different types of fixed income securities, stocks or other investments to meet their respective investment objectives. Investment Fund Risk/ Reward Investments in: Money Market Fund Short-term, high-quality money market instruments Low-Duration Bond Fund Composed primarily of investment grade, fixed income securities with average, dollar-weighted duration normally between one and three years Medium-Duration Bond Fund Composed primarily of investment grade, fixed income securities with average, dollar-weighted duration normally between three and seven years Extended-Duration Bond Fund Composed primarily of investment grade, fixed income securities with average, dollar-weighted duration normally > than or = to seven years Global Bond Fund Composed primarily of global, fixed income securities with average, dollar-weighted duration between three and 10 years AO1-5

AO1-6 An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund. The Global Bond Fund invests in high yield securities, commonly known as “junk bonds.” While offering higher currency yields, these securities generally are considered speculative and are subject to greater risks than higher-rate bonds. Securities of emerging countries may involve additional risks including price volatility, reduced liquidity, currency fluctuation and financial reporting requirements as well as political and economic instability.

AO1-7 Duration is a calculation that measures the price sensitivity of a bond or a bond fund to changes in interest rates. It is expressed in years, like maturity, but it is a better indicator of price sensitivity than maturity because it takes into account the time value of cash flows generated over the bond’s life. Future interest and principal payments are discounted to reflect their present value and then multiplied by the number of years they will be received to produce a value expressed in years — the duration. The fixed income funds’ value will fluctuate in response to interest rates and other economic factors. Bond prices typically drop as interest rates rise and vice versa. The yield earned by the Funds will also vary with changes in interest rates and other economic factors. It is possible to lose money by investing in the Funds. There is a risk that the issuer of a fixed income investment owned by the Funds may fail to pay interest or even principal due in a timely manner or at all. Mortgage-backed and asset-backed securities are also subject to the risk of prepayment, which may result in a loss of anticipated payments or principal being reinvested at lower rates.

Select Funds — Equity FUND RISK/REWARD CHARACTERISTICS Directly invests in different types of fixed income securities, stocks or other investments to meet their respective investment objectives. Investment Fund Risk/ Reward Investments in: Equity Index Fund Securities that approximate the aggregate price and dividend performance of the S&P 500 ® Index Value Equity Fund Large and medium-size U.S. companies that are considered value companies Growth Equity Fund Large and medium-size U.S. companies that are considered growth companies Small Cap Equity Fund Small U.S. companies generally within the capitalization range of the Russell 2000 ® Index International Equity Fund Companies in foreign countries considered to be in developed markets Emerging Markets Equity Fund Companies in foreign countries considered to be in developed and, to a lesser extent, emerging markets AO1-8

Specialty Funds FUND RISK/REWARD CHARACTERISTICS Investment Fund Risk/RewardInvestments in: Flexible Income Fund Senior secured floating rate bank loans Defensive Market Strategies Fund Equities with defensive characteristics and, to a lesser extent, in convertible bonds AO1-8A

The Flexible Income Fund invests primarily in secured and unsecured floating rate loans. Floating rate loans entail special risks: collateral, if any, may be insufficient to cover a default, the Fund may have limited remedies when a borrower defaults, and the Fund may not be able to sell its interest in a falling loan promptly or at an acceptable price. The Fund may also invest in high-yield securities, which involve greater risks of default and are more volatile than securities rated investment grade. AO1-8B

Real Assets Funds FUND RISK/REWARD CHARACTERISTICS Investment Fund Risk/RewardInvestments in: Real Assets FundSecurities or physical assets with real return characteristics Inflation Protected Bond Fund Composed primarily of inflation-indexed debt securities with an average, dollar-weighted duration between four and 10 years Real Estate Securities Fund Publicly traded real estate securities Global Natural Resources Equity Fund Companies engaged in natural resources industries or natural resources-related sectors or that supply goods, technology and services to such companies AO1-8C

The Real Estate Securities Fund invests substantial assets in real estate investment trusts (REITs) that involve risks not associated with investing in stocks. Risks include declines in the value of real estate, general and economic conditions, changes in the value of the underlying property and defaults by borrowers. The value of assets in the real estate industry may go through cycles of relative underperformance and outperformance in comparison to equity securities markets in general. Small company stocks are generally riskier than large company stocks due to greater volatility and less liquidity. Foreign securities may involve additional risks, social and political instability, reduced market liquidity and current volatility. AO1-9

The Defensive Market Strategies Fund may be suitable for investors who have a medium- to long-term investment horizon, possess a moderate tolerance for risk and seek to participate in the return potential of stocks at a slightly lower risk level than an all-stock portfolio. This fund is subject to interest-rate risk, meaning, when interest rates rise, the value of the existing bonds decreases and vice versa. Changes in interest rates have a bigger impact on long-duration holdings than on short-duration holdings. The value of convertible securities increases and decreases with the value of the underlying common stock, but may also be sensitive to changes in interest rates. Foreign securities may be subject to greater risk than domestic securities due to currency volatility, reduced market liquidity, and political and economic instability. To the extent that the investment advisor misjudges current market conditions, the fund's volatility may be amplified by its use of short sales and derivatives and by its ability to select sub-advisers to allocate assets. Short sales by a fund theoretically involve unlimited loss potential since the market price of securities sold short may continuously increase. Leverage may increase the risk of loss and cause fluctuations in the market value of the fund's portfolio to have disproportionately large effects or cause the NAV of the fund to decline faster than it would otherwise. AO1-9A

Investment Fund Risk/ Reward Investment Objective Capital Preservation Fund The Fund seeks to maximize current income while seeking to maintain a stable value per share Capital Preservation Fund FUND RISK/REWARD CHARACTERISTICS AO1-10 Shares of the Capital Preservation Fund are issued and offered by GuideStone Financial Resources.

AO1-11 You should carefully consider the investment objectives, risks, charges and expenses of the GuideStone Funds before investing. A prospectus with this and other information about the Funds may be obtained by calling GS-FUNDS ( ) or downloading one at GuideStoneFunds.com. It should be read carefully before investing. GuideStone Funds are made available through GuideStone Financial Services, member FINRA. Shares of GuideStone Funds are distributed by Foreside Funds Distributors LLC, not an advisor affiliate. GuideStone Funds and GuideStone Financial Services are controlled-affiliates of GuideStone Financial Resources.