© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org Click to edit master title style. 1 Enroll America: Helping America Get Covered and Stay Covered November 12, 2015
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 2 Agenda 1.Enroll America – Who We Are 2.The Remaining Uninsured & Newly Insured – What We Know 3.The Get Covered Plan Explorer 4.Q&A
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 3 ENROLL AMERICA: WHO WE ARE
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 4 Who we are Enroll America is an independent, nonpartisan, nonprofit 501(c)(3) organization that provides coalition-building and technical assistance support in all 50 states and the District of Columbia.
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 5 Sources: CMS, March 31, 2015 Effectuated Enrollment Snapshot, June 2015; CMS, Medicaid & CHIP: April 2015 Monthly Applications, Eligibility Determinations and Enrollment Report, June enrollment As of March 2015, 22 million Americans had Marketplace coverage or gained Medicaid/CHIP coverage!
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 6 The National Uninsured Rate 16.4% in 2013 10.7% in % -10% -6% -2% No change +2% +6% More insured Less insured
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 7 THE REMAINING UNINSURED AND NEWLY INSURED: WHAT WE KNOW
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 8 Uninsured Rates by County, % 10% 15% 20% 0% Half of the uninsured are in 8 states: Texas, California, Florida, North Carolina, Georgia, New York, Ohio, Pennsylvania
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 9 The Remaining Uninsured About 10.5 million uninsured Americans are eligible for marketplace coverage in OE3 Almost half of them are between the ages of 18 & 34 Almost 40 percent of them are living between 139 and 250 percent of the federal poverty level (about $34,000 to $61,000 for a family of 4) Nearly 8 in 10 could qualify for financial assistance Approximately one-third of them are people of color: Hispanic, African American and Asian America
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 10 Remaining Uninsured: Cost Is the Main Reason They Have Not Signed Up Which of the following statements best describes why you have not purchased health insurance on your own since becoming uninsured? n=1270 (Source: PerryUndem, May 2015) 59% of those individuals who “can’t afford” insurance do not understand or have not heard of the tax credit.
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 11 The Remaining Uninsured: They Want One-On-One Help If you were to look into buying health insurance for yourself (outside of a job) in the future, how important would it be for you to be able to talk with someone one-on-one to help you understand your options? n=1270 (Source: Perry Undem, May 2015) 71% Important Very = 39%; Somewhat = 32% 26% Not Important Not too =16%; Not at all = 10% 2% REF
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 12 The Newly Insured: They Weighed Many Factors When Deciding to Purchase a Plan Here is a list of things someone might consider when deciding whether to purchase a health insurance plan or to go without insurance. Thinking back to when you were deciding whether to sign up for a plan, which of the following things did you consider? N=831 (Source: PerryUndem, August 2015)
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 13 The Newly Insured: Most Enrolled Online and Many Received Help Who gave them help: (N=457) When they enrolled for the first time: (n=831) Oct 2013 – Mar % Nov 2014 – Feb % Apr 2014 – Oct % After Feb % The main way they enrolled: (n=831) Online69% Phone16% In-person9% Paper2% Getting help: More than half had enrollment help the first time they applied (54%). Those most likely to get help: years old (66%); Latinos (66%); Those with high school or less (63%); Women (62%). Four in 10 (40%) used a tool/calculator online to help them figure out what their premium would be before enrolling. Of those who used a tool/calculator, 87% say it was helpful (43% very; 44% somewhat).
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 14 Consumers Split into Three Groups… PEOPLE WHO LOOKED MAKING THE CALCULATION PEOPLE WHO DIDN’T UNAWARE OF FINANCIAL HELP PEOPLE WHO SIGNED UP NEED TO COME BACK AND RE-CHECK
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 15 OE3 Messaging: #GetCovered and #StayCovered
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 16 GET COVERED PLAN EXPLORER
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org Click to edit master title style. Get Covered Plan Explorer Understand lowest and highest annual out-of- pocket costs Obtain a personalized cost estimate for 2016 Sort and filter plans See what plans your doctors and hospitals accept
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org Click to edit master title style. Get Covered Plan Explorer Available in states using the HealthCare.gov platform Available on GetCoveredAmerica.org Partners can embed on their web sites for free: covered-america/get-covered-plan- explorer/ covered-america/get-covered-plan- explorer/
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org
Plan Overview
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org Plan Details
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org Rx Info
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org Plan Compare
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org Click to edit master title style. More Info National Webinar: Exploring Plans With the Get Covered Plan Explorer November 2p Registration link: ons/new?cid=7ny3qrcd3sq5 ons/new?cid=7ny3qrcd3sq5
© 2015 Enroll America and Get Covered America EnrollAmerica.org | GetCoveredAmerica.org 27 THANK YOU