If you were absent Friday: Organize your binder and review your work. You will take the quiz in a few minutes. If you were here Friday: 1. What are three.

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If you were absent Friday: Organize your binder and review your work. You will take the quiz in a few minutes. If you were here Friday: 1. What are three pieces of evidence (graph, equation, data table, rule) you would need to know a function was non-linear ALL DUE TODAY: #61 PACKET Pre-Calculus Bell Ringer: Monday, 02/11/2013 TODAY’S HANDOUTS #63 –Bell Ringer (2/11-2/15) #64 – SIT 4: CVS Coupon

#64 SIT 4: Should Mr. Vasu Use the Coupon? (This is worth a quiz grade) 1. Work in groups no larger than 2-3 people to answer the above question. 2. Today’s Exit Ticket: #1-3 complete; #4 paragraph being worked on. 3. If paragraph not completed in class, full SIT due Wednesday when class starts 1. If you were absent Friday: The whole SIT will be due Wednesday. 2. ALL DUE TODAY: #61 PACKET Pre-Calculus Classwork: Monday, 02/11/2013

Pre-Calculus Bell Ringer: Wednesday, 02/13/2013 TODAY’S HANDOUTS #65 –Credit and Predatory Lending: Packet 1 1. For the following quadratic function: f(x) = 3 x 2 + 8x + 5 f(x) = 3 x 2 + 8x + 5 a=b=c= a) What is the discriminant? How many real solutions? b) What are the x-intercepts? Quadratic Formula:

Pre-Calculus Classwork: Wednesday, 02/13/2013 #65 Credit and Predatory Lending 73 percent of all households in the United States had a credit card, but only 46 percent of households carried a balance from one month to the next. 73 percent of all households in the United States had a credit card, but only 46 percent of households carried a balance from one month to the next. For those U.S. households maintaining a balance on their credit cards, the median amount owed was $3,000. For those U.S. households maintaining a balance on their credit cards, the median amount owed was $3,000. For households maintaining balances on their credit cards, the average balance was much higher: $7,300 For households maintaining balances on their credit cards, the average balance was much higher: $7,300

Pre-Calculus Classwork: Wednesday, 02/13/2013 #65 Credit and Predatory Lending A typical payday loan is $300 and must be repaid in two weeks. A typical payday loan is $300 and must be repaid in two weeks. 91 percent of payday loan borrowers are unable to repay their payday loans 91 percent of payday loan borrowers are unable to repay their payday loans 99 percent of payday loans are lent to repeat borrowers. These businesses rely on these borrowers in order to make profits. 99 percent of payday loans are lent to repeat borrowers. These businesses rely on these borrowers in order to make profits. Payday lenders (and other short-term lenders) are unregulated. Payday lenders (and other short-term lenders) are unregulated.

Pre-Calculus Classwork: Wednesday, 02/13/2013 #65 Credit and Predatory Lending With the Social Justice Expo on Feb 21, we will understand how credit works, in both good and bad ways With the Social Justice Expo on Feb 21, we will understand how credit works, in both good and bad ways Credit cards, student/car loans and payday loans Credit cards, student/car loans and payday loans Students will learn how to make smart financial decisions and give financial advice to others Students will learn how to make smart financial decisions and give financial advice to others Students will design pamphlets to advise people in the community how credit, specifically payday loans/predatory lending, works Students will design pamphlets to advise people in the community how credit, specifically payday loans/predatory lending, works Those who perform well the entire project will earn the opportunity at extra credit as they give visitors financial advice during the Social Justice expo Those who perform well the entire project will earn the opportunity at extra credit as they give visitors financial advice during the Social Justice expo

Pre-Calculus Classwork: Wednesday, 02/13/2013 Day 1: Complete #65 Credit and Predatory Lending Packet (Exit Ticket: P 1-2) Day 1: Complete #65 Credit and Predatory Lending Packet (Exit Ticket: P 1-2) Read the questions first Read the questions first Annotate the reading and then answer the questions Annotate the reading and then answer the questions Homework: Finish Packet #65 Finish Packet #65 Take a picture of a payday lender in a neighborhood of Chicago (hopefully, your own) Take a picture of a payday lender in a neighborhood of Chicago (hopefully, your own) to Vasu with the location (ie: 5100 N Sheridan Rd) to Vasu with the location (ie: 5100 N Sheridan Rd)

1. For the following quadratic function: f(x) = 3x x + 36 f(x) = 3x x + 36 a=b=c= a) What is the discriminant? How many real solutions? b) What are the x-intercepts? Quadratic Formula Pre-Calculus Bell Ringer Thursday, 02/14/2013 TODAY’S HANDOUTS #66 – Credit and Predatory Lending: Packet 2

Pre-Calculus Classwork: Thursday, 02/14/2013 Day 2: #66 Credit and Predatory Lending Packet (Exit Ticket: P 1-2) Day 2: #66 Credit and Predatory Lending Packet (Exit Ticket: P 1-2) Homework: Finish P.2 Homework: Finish P.2 Get Ahead: Start P. 4; Read P. 3 Get Ahead: Start P. 4; Read P. 3 Pamphlet Rough Draft Design: P. 6 Pamphlet Rough Draft Design: P. 6 (Due End of Class Monday) Take a picture of a payday lender in a neighborhood of Chicago (hopefully, your own) Take a picture of a payday lender in a neighborhood of Chicago (hopefully, your own) to Vasu with the location (ie: 5100 N Sheridan Rd) to Vasu with the location (ie: 5100 N Sheridan Rd)

1. For the following quadratic function: f(x) = 4 x 2 + 8x + 4 f(x) = 4 x 2 + 8x + 4 a=b=c= a) What is the discriminant? How many real solutions? b) What are the x-intercepts? Quadratic Formula Pre-Calculus Bell Ringer Friday, 02/15/2013 TODAY’S HANDOUTS #66 – Credit and Predatory Lending: Packet 2

Pre-Calculus Classwork: Friday, 02/15/2013 Day 3: #66 Credit and Predatory Lending Packet (Exit Ticket: P 4-5) Day 3: #66 Credit and Predatory Lending Packet (Exit Ticket: P 4-5) Homework: Finish P. 4-5 Homework: Finish P. 4-5 Pamphlet Rough Draft Design: P. 6 Pamphlet Rough Draft Design: P. 6 (Due End of Class Monday) Take a picture of a payday lender in a neighborhood of Chicago (hopefully, your own) Take a picture of a payday lender in a neighborhood of Chicago (hopefully, your own) to Vasu with the location (ie: 5100 N Sheridan Rd) to Vasu with the location (ie: 5100 N Sheridan Rd)