4/26/2017

INTERBROS PROFESSIONAL TEAM 4/26/2017 INTERBROS PROFESSIONAL TEAM Marketing & Production Team   Juan Carlos Correal (Senior VP) juancarlos.correal@interbrosusa.com Jose A. Perez-Albela (President) jose.perezalbela@interbrosusa.com    Administrative and Financial Support Accounting (outsourcing)  Information Technology (outsourcing) Marlene Martínez Burt Office Manager and Senior Technical Broker marlene.burt@interbrosusa.com Jose Avila Senior Technical Broker Jose.Avila@interbrosusa.com  Rosa Serrano (Administrative Assistant) rosa.serrano@interbrosusa.com

Products and Services Offered by INTERBROS 4/26/2017 Products and Services Offered by INTERBROS From our office in Miami, and working with our correspondant offices in London and in the rest of the world, we provide quotation services, first class reinsurance capacity, new markets and products in the following areas: Treaty & Facultative Life, Health & Property /Casualty (Proportional and Non-Proportional) Specialized Risks Financial Institutions, Liability, Medical Expenses, Unemployment, Massive Marketing, Consulting services on Insurance , Reinsurance, Risk Management. Marine and Aviation Hull/Cargo, port authorities, marine ports and airports liability Construction/engineering/ energy, gas and oil

INTERBROS Marketing Handling 4/26/2017 INTERBROS Marketing Handling Markets of USA / Mexico, etc. Insured Lloyd’s Underwriters European and rest of the World Markets INTERBROS London Companies Cedant

Some of the Risks and Contracts placed by members of INTERBROS 4/26/2017 Furnas (Brasil) Energy YPF (Argentina) Refinery Gas and oil ICE (Costa Rica ) Energy CEL (El Salvador) Energy INDE Guatemala Energy ENEL (Nicaragua) Energy Guatemala Various Sugar Mills, Brewery Costa Rica Health Treaties ACE Ecuador Health Treaties Interagua (Ecuador) Driking water company Electroperu (Perú) Energy Perú Health Treaties , Mining risks Debtors Portfolio Treaties Colombia Life, Debtros group life, Personal Accidents Treaties Major Medical Expenses Dominican Republic Health Treaties Aviation Other Countries Bond Treaties

INTERBROS Strategy for Facultative Placements 4/26/2017 INTERBROS directly contacts all potential markets in both North and South America, as well as, the rest of the world with the support of our correspondant network in London and Continental Europe. INTERBROS studies all the placement possibilities through different combination of structures, Quota Share and Excess of Loss, to obtain the best benefits and results with regard to both the required capacity and price level. We do not only concentrate in accessing the specialized, traditional International Markets, but we also access domestic insurers who underwrite multinational risks and provide a good additional capacity with a high level of solvency.

Example of Facultative Placement 4/26/2017 $200m Excess Layer $150m Quota Share Excess Layer $100m Excess Layer $50m Primary Layers 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%