Temporary Staffing Company: 70% Light Industrial 33 States Self Insured /Self Administrated & Large Deductible 1 Million Retention 5500 Workers’ Compensation Claims per year 35 Million in WC Cost in Million in Outstanding WC Liability

Self Insurance How to Ensure a Successful Program: Corporate Level –Executive Management Commitment to the Program Financial Understanding

Administration of the Program Direct Accountability Know Your Business- Tailor it to Fit Ability to Adapt Involvement with State(s)

Control Direct Control over Claims Direct Control of Financial Obligations Direct Control over Service Providers Direct Control over Legal Direct Control over Closing/Settlement

Direct Control Of Financial Obligations

Indemnity Bucket Set Return to Work Expectations- Light Duty or Non-Profit Explore Compensability State Specific Issues Don’t Settle (It’s not what you think…)

Medical Bucket Control Medical  Physicians (State specific-when you can)  PBM ( No physician dispensing)  Independent Medical Exams  Physical Therapy Find and Control Cost Containment Programs  Diagnostic  DME  Home Health  Surgical Implants Save Money $$ & Time  Web-Base Program-Bidding for our business

Allocated Expenses Direct Control over Legal Surveillance Indexing & Medical Canvass costs  These Costs are necessary to help CONTROL the Indemnity & Medical Buckets

TOP SECRET

Involvement Adjusters Level- Commitment to the Team Service Provider Level- Understanding Your Business Management Level-Commitment to Stay Involved Total CONTROL of Your Program