2 fudähq,h (.Kqfokqlrejkaf.a iQodku CIQø uQ,H yd wdmod l<ukdlrKh

SLIDE 2 OF 22 – MODULE 2: CLIENT PREPAREDNESS wruqKq wjfndaOh lr.; hq;= lreKQ : iajNdúl wdmod u.ska ¦mam;a ck;djg jk n,mEu Tjqka wdmod l<ukdlrKh i|yd fhdod.kakd l%fudamdhka Tjqkaf.a wjodku wvqlr.ekSug Wmldr jk uQ,H ksIamdok

SLIDE 3 OF 22 – MODULE 2: CLIENT PREPAREDNESS ud;Dld 1. ¦mam;a ck;dj uqyqK fok ndysr lïmkhka 2. ndysr lïmkhka ksid Tjqkaf.a wd¹:_lhg is¦jk n,mEu 3. ¦mam;a ck;dj úiskaa ke.S isàug Wmfhda.S lr.kakd wd¹:_l l%fudamdhka 4..Kqfokqlrejkaf.a wjodku wvqlsrSug fhdod.; yels uQ,H ksIamdok 5. wdmodjkag iQodkï ùu i|yd uQ,H ksIamdok ixj¹Okh lsrSu 6. idrdxYh

SLIDE 4 OF 22 – MODULE 2: CLIENT PREPAREDNESS 1. ¦mam;a ck;dj uqyqKfok ndysr lïmkhka mqoa.,slj wikSm ùï$mjqf,a idudcslhka yg is¦jk wdndO ^úfYaIfhkau mjqf,a uQ,sl wdodhï Wmhkakd yg& mjqf,a idudcslfhl=f.a urKh ^úfYaIfhkau mjqf,a uQ,sl wdodhï Wmhkakd yga& fidri;=re Wj¦re.skss wdmod fjk;a wdmodjka iudcSh iajNdúl úm;a – kshÛ” ¦¹NsCI” N+ñ lïmd”.xj;=r” iq<siq<x”.sKsl¦ msmsrSï” iqkdñ wdosh’

SLIDE 5 OF 22 – MODULE 2: CLIENT PREPAREDNESS 2. ndysr lïmkhka ksid ¦mam;a ck;djf.a wd¹:_lhg jk n,mEu isoaê wOHhk wNHdih : 1’ w;a m;%sldfõ we;s úia;rh lshjkak 2’ yosisfha we;sjQ.xj;=r ;;ajh “ iska ” (Singh) mjqf,a whf.a wd¹:_lh u; flfia

SLIDE 6 OF 22 – MODULE 2: CLIENT PREPAREDNESS wd¹:_l n,mEu (2) 1. wdodhï bmehSug we;s yelshdj ;djld,slj ke;s ùu fiajlhd fyda mdrsfNda.slhd u; wdmodj ksid we;sjQ n,mEu fj<| f;d. úkdY ùu 2. uQ,sl úhoï jeäùu iemhSfï ysÛlu ksid wdydr ñ,” bkaOk ñ, jeäùu fi!LHdrCIs; lghq;= yd Bg wod, wfkl=;a úhoï 3. wdodhï W;amdokhg fhdod.kakd j;alï j,g w,dNydkS ùu fyda úkdY ùu fNda. j.djkag” i;aj md,khg fyda WmlrK j,g is¦jk w,dN ydkS$úkdY ùu 4. ksjeishkaf.a j;alï w,dNydkS ùu fyda úkdY ùu

SLIDE 7 OF 22 – MODULE 2: CLIENT PREPAREDNESS 3. ¦mam;a ck;dj úiska kÛd isàug Wmfhda.S lr.kakd wd¹:_l l%fudamdhka isoaê wOHhk wNHdi : m%n,.x j;+r ;¹ckh ksid mSvdjg m;ajq isx (Singh) mqjf,a ksjeishka” tu.ska Tjqkf.a wd¹:_lh u; we;s jq n,mEu uev mj;ajd.;af;aa Tnf.a ms<s;=r my<“ uOHu yd by< wd;;s ;;ajhka uev mj;ajd.ekSfï hdka;%K f,i j._ lrkak

SLIDE 8 OF 22 – MODULE 2: CLIENT PREPAREDNESS CIQø uQ,H wdh;k u.ska Tjqkaf.a.Kqfokqlrejka by, wd;;s ;;ajhkag uqyqKoSu j,lajd.ekSu ioyd uQ,H ksIamdok m%odkh l, hq;=h my<“ uOHu” iy by, wd;;s ;;ajhka uevmeje;aùfï hdka;%K (1) my< wd;;s ;;ajh  mrsfNdack rgdj uola fjkia lsrSu  whjeh ieliSu  iqÆ Kh,nd.ekSu  rCIKdjrKh,nd.ekSu uOHu wd;;s ;;ajh  b;srslsrSï Ndú;h  w;HdjYH fkdjk j;alï úlsKSu  ñ;%hkaf.ka fyda mjqf,a idudcslhkaf.ka uqo,a,nd.ekSu  /lshd i|yd ixl%uKh ùu  wÆ;a /lshd ud._ j,g wkq.; ùu by< wd;;s ;;ajh  M,odhS j;alï úlsKSu  Kh fkdf.ùu  mrsfNdack wjYH;djhka m%n, f,i iSud lsrSu$wvq lsrSu

SLIDE 9 OF 22 – MODULE 2: CLIENT PREPAREDNESS fuu l%fudamdhka u.ska ksjeishka u; we;sjk msrsjeh iy n,mEï mrsfNdackh wvq lsrSu ( ldhsl fi!LH msrsySu fjk;a /lSrCId ioyd ixl%uKh ùu ( mjq, ;=, in|;d wvq ùu Khg.eKSu : Kh.e;s Ndjh jeäùu M,odhS $W;amdok j;alï úlsKSu : tuksid wdodhï W;amdokh wvqù$ke;sù hdu fuysoS b;srslsrSï yd iïfm%aIK uqo,a Ndú;d lsrSu jvd;au fyd| l%fudamdhkaa fõ’ my<“ uOHu” iy by, wd;;s ;;ajhka uevmeje;aùfï hdka;%K (2)

SLIDE 10 OF 22 – MODULE 2: CLIENT PREPAREDNESS yosis wdmod ioyd iQodkïùfïoS CIQø uQ,H wdh;k j,.Kqfokqlrejkg jeo.;a jk fmd¦ uQ,H ksIamdok : b;srslsrSï iïfm%aIK uqo,a Kh rCIKdjrKh 4..Kqfokqlrejkaf.a wjodku wvq lsrSug fhdod.kakd uQ,H ksIamdok

SLIDE 11 OF 22 – MODULE 2: CLIENT PREPAREDNESS b;srslsrSï nq+oaê l,ïNkh : b;srslsrSï by, kexùu ioyd CIQø uQ,H wdh;k u.dska.Kqfokqlrejka fmd<Ujd.kafka b;srslsrSï f,i uqo,a /ialr we;s ksjeishkag iajNdúl wdmodjlg miqjo wd¹:_l.egÆ uev mj;ajdf.k fyd| ;;ajhlg m;aúh yel’ CIQø uQ,H wdh;k úiska Tjqkaf.a.Kqfokqlrejkaf.ka ;ekam;= tl;= l,;a fkdl,;a yosis wdmod wjia:djkaysoS m%fhdackhg.ekSu ioyd uqo,a b;srslsrSï lrk f,i Tjqkaj Wkka¦ lrúh yel’ b;srslsrSï kexùug.Kqfokqlrejka fmd<Ujd.ekSu ioyd CIQø uQ,H wdh;k u.ska.; yels l%shd ud._ ( b;srslsrSï j,ska we;sjk jdis ms<sn| oekqj;a lsrSu” b;srslsrSï ioyd ld¹HCIu fiajdjka iemhSu” osrs oSukdjka,ndoSu wdmod wjia:dfõoS wdmiq.; yels mrsos b;srslsrSï myiqlï,ndosh hq;=h’

SLIDE 12 OF 22 – MODULE 2: CLIENT PREPAREDNESS iïfm%aIK uqo,a fndfydauhla iudc j, Tjqkaf.a mjq,a j, idudcslhka fjk;a rgl fyda m%foaYhl fiajh lr ;u mjq,g Wmldrhla f,i uqo,a tùu is¦ lrhs’ fufia tjk iïfm%aIK uqo,a.Kqfokqlrejkaf.a b;srslsrSï f,i ms<s.; yels ùu CIqø uQ,H wdh;khkag uyÛ= wjia:djls’ fndfydauhla rgj, úêu;a uQ,Huh wdh;k iy wjir,;a wdh;khkag muKla uqo,a iïfm%aIKhg bv i,id we;’ tjeks wjia:djka j,oS CIQø uQ,H wdh;k úiska by; ls wdh;k iuÛ iïnkaO ùug yels ud._ ms<sn|j úmrï l, ne,sh hq;=h’ nqoaê l<ïNkh : Tn cSj;ajk iudcfha ixl%uKsl Y%ñlhkaf.a iajNdjh ms<sn| úia;r lrkak’ Tjqka fiajh i|yd ixl%uKh jkafka Tjqka Wmhk uqo,a iïfm%aIKh lrkafka flfiaoehs úia;r lrkak’

SLIDE 13 OF 22 – MODULE 2: CLIENT PREPAREDNESS Kh wdmod ioyd iQodkï ùug ieliqkq Kh myiqlï l,a;shd wdmod we;sùu y¦kd.; yels m%foaY j, yd wdmod ;¹ck ksrka;rfhka we;sjk m%foaY j, cSj;ajk ck;dj g wdmod ioyd iQodkï ùug Woõ úh yel’ tkï ; Kh,nd.ekSu ioyd fmd<S wkqmd;hka m%odkh lsrSu uÛska wdmodjkag iQodkï ùu ioyd ie,iqïlrK wdldrh ms<sn|j.Kqfokqlrejka oekqj;alsrSu u.ska wdmod wjia:djka i|ydu ieliqKq Kh nrm;, iajNdúl wdmodjkag uqyqKoSug is¦úh yels wjia:djkaysoS Kh wdmiq f.ùï rgdfõ fjkila we;s l, yel’ mYapd;a wdmod l%shdldrlï ioyd fkdfõ’ kuq;a uQ,sl Kh ie,iqï f.dvkexùu ioydh. uQ,H wdh;k wdmod l<ukdlrKh ms<sn|j ie,iqï ieliSfïoS øjYS,;djh yd uQ,H m%jdyh ms<sn|j l,a;shd is;d ne,sh hq;=h’

SLIDE 14 OF 22 – MODULE 2: CLIENT PREPAREDNESS wdmod ioyd iQodkï ùug ieliqkq Kh nqoaê l,ïNkh : CIQø uQ,H wdh;k u.ska wdmod wjia:djkag iQodkï ùu ioyd Tjqkf.a.Kqfokqlrejka fj;,ndfok Kh myiqlï.Kqfokqlrejka úiska l+uk wruqKq ioyd

SLIDE 15 OF 22 – MODULE 2: CLIENT PREPAREDNESS CIQø rCIKdjrKh CIQø rCIKdjrKh hkq úfYaIs; Wmøjhlos wvq wdodhï,dNS mqoa.,hskag ie,fik wdrCIdjls’ ta i¥yd wka;rdhldrS msrsjeh g iudkqmd;slj úêu;a jdrsl f.ùula is¦ lrSug wjYH fõ’

SLIDE 16 OF 22 – MODULE 2: CLIENT PREPAREDNESS CIQørCIKdjrKfha,CIK wvq wdodhï,dNSka uqyqK fok wjodkug wod, fõ’ l=vd m%udKj,ska f.úh yels jdrsl iqÆ m%;s,dN meyeos,sj ks¹jpkh l, ir, kS;s iy iSudjka myiqfjka fhdod.; yels,shlshú,s wjYH;djka fõÛj;a m%;s,dN f.ùï.Kqfokqlrejka oekqj;alsrSu CIQø rCIKdjrKh ms<sn| wdl,am( tu.ska ñksiqkag we;sjk wjodku l<ukdlrKhg Woõ lsrSu

SLIDE 17 OF 22 – MODULE 2: CLIENT PREPAREDNESS CIQø rCIK ksIamdok (1) nqoaê l,ïNkh ( Tn okakd mqoa.,slj,nd.; yels rCIK myiqlï

SLIDE 18 OF 22 – MODULE 2: CLIENT PREPAREDNESS rCIKdjrK myiqlïks¹jpkh cSú; (life)* rCIKdjrKh,nd we;s mqoa.,hdf.a yosis wNdjh fya;= fldg f.k Tyqf.a mjq, fj; we;sjk wd¹:_l ydksh wdjrKh lr.ekSu ioyd imhk /ljrKh cSú; rCIKdjrKfha Msg; fYaIh (Outstanding Balance life)* wod, Kh lrejdf.a ñh hdu fya;=fjka f.ùug b;srs Kh uqo, f.jd oeóu i|yd /ljrKh,nd foa’ l,d;=rlska tu Khlre md¹Yaúl fyda iïmQ¹Kfhkau wndê; ;;asjhg m;a jQjka tu /ljrKh,nd foa’ urK (funeral) rCIs; mqoa.,hdf.a urKh ksid we;sjk úhoï wdjrKh lsrSu lrkq,nhs’ rCIs; mqoa.,hd ñh.sh úg kï lrk,o fjk;a m%;s,dNsfhl=g fuu f.ùï is¦ lrhs’ Kh (loan)* Kh.e;sNdjfha fya;=j l=ula jQj;a ksYaÑ; ld, iSudjlg miqj fkdf.jk,o Kh jdrsl f.jd oeóu is¦lrkq,efí’ j;alï (Asset) úfYaIs; fN!;sl NdKav m%;sia:dms; lrhs’ WodyrK ( f.dvke.s,s WmlrK ke;sjQ úg fyda ydks jQ úg ^rCIs; NdKAv fudkjdo” keoao hkak ms<sn|j rCIK.súiqfuys meyeos<sj ks¹jpk lr we;’ CIQø rCIKdjrK myiqlï (2)

SLIDE 19 OF 22 – MODULE 2: CLIENT PREPAREDNESS b;d ir, rCIK myqilï ie,iSug jQjo fndfyda CIQø uQ,H wdh;k j,g we;s yelshdj wvqh. m%udKj;a mrsudKhlg,Ûd ùu wmyiqh’ wdmodjloS ishÆ.Kqfokqlrejka tljr tu wdmodjg f.d¦re ùug we;s iïNdú;dj b;d wju ^ìx¦j& úh hq;=h’ l=uk wjia:djloS” l=uk w,dN ydks ioyd” fldmuK m%udKhlska f.ùï l, hq;=o hkak ks¹Kh lsrSug l%shd mámddáhla ks¹jpkh lsrSu b;d wmyiqh. ¦mamm;a kseishka idudkHfhka jeä jYfhka wjodkug,lajk neúka tA ioyd f.úh hq;= jdrslh wjodkug idfmaCIj ilid we;s neúka tys ñ, wêlh’ myiqfjka wf,ú l, fkdyel. CIQø uQ,H wdh;khlg l, yels fyd|u foa jkafka Tjqkf.a.Kqfokqlrejka $lKavdhï ms,s.;a rCIK wdh;khla iuÛ iïnkaO lr tu.ska idudkH rCIKdjrKhla,nd.ekSug yelshdj,nd oSuhs’ CIQø rCIKfha we;s wNsfhda.

SLIDE 20 OF 22 – MODULE 2: CLIENT PREPAREDNESS 5. wdmodjkag iQodkïùu ioyd uQ,H ksIamdok ixj¹Okh lsrSu m%Odk mshjr my; oelafõ’ 1’.Kqfokqlrejkaf.a wdmod wjodku iy wdmodj,g keUqreùfï yelshdj ;lafiare lsrSu 2’ wdmod ioyd iQodkïùSug.Kqfokqlrejka mqyqKqlsrSu’ yelskï” CIQø uQ,H wdh;kfha ;sridr meje;au ioyd n, fkdmdk mrsos úfYaI mqyqKqlsrSï wdh;khla iuÛ iïnkaO ù fuh l< yel’ 3’ wdmodjkag iQodkï ùu ioyd ksIamdok ixj¹Okh lsrSug l%uj;a ms,sfj;la fhdod.ekSu’ Micro Save wdh;kh uÛska “ fj<|fmd< ióCIK iy ksIamdok ixj¹Okh ” ioyd fhdod.kakd l%shd mámdàka fï i|yd ks¹foaY lr we; ’ ^wfkla rEm rduqj n,kak&

SLIDE 21 OF 22 – MODULE 2: CLIENT PREPAREDNESS m%YaKh ks¹jpkh lsrSu (problem Definition) ixl,am j¹Okh (Concept Development).=Kd;aul m¹fhaIK FGD/PRA.=Kd;aul m¹fhaIK wdlD;sh (Qualitative Research Plan) uQ,sl mrSCIKhg iQodkï lrk,o ksIamdok (Product for pilot test) uQ,doraYh mrSlaId lsrSu (Prototype Testing).Kqfokqlrejkaf.a wjYH;d wjfn`O lr.ekSu ksIamdok uQ,doraYh mrSlaId lsrSu$ms<sfh, lsrSu fj<|fmd< ióCIK iy ksIamdok ixj¹Ok l%shdj,sh Source: Microsave ixl,amh uQ,doraYhla njg m;a lsrSu (Refine concept to a proto type)

SLIDE 22 OF 22 – MODULE 2: CLIENT PREPAREDNESS 6. idrdxYh wdmod wjia:djloS.Kqfokqlrejka úiska wjodku wvq lsrSug yd Bg id¹:lj uqyqK oSug fhdod.kakd l%u fõohka wid isàu yd wOHhkh lsrSu’ CIQø uQ,H wdh;k úiska wdmodj, n,mEu wju lsrSu ioyd fhdod.; yels ksIamdok yd fiajd y¦kd.ekSu’ iq¦iq ksIamdok ixj¹Okh lsrSu” wjodkug,laùfï yelshdj weia;fïka;=.; lsrSu iy w¹nqOldrS ;;ajhka ms<sn| fidhd ne,Su’ wdmodjl oS wjodku wvq lsrSfï l%fudamdhka.ek.Kqfokqlrejkaf.a w;s oekqu jeä lsrSug Tjqkaj oekqj;a lsrSu’