ASHWINI GUDALUR FINANCIAL IMPLICATIONS OF HEALTHCARE

PH FOUNDN- Rs $ SKILLSHARE- Rs $ SRTT- Rs $ 6818 HOSP. INC - Rs $ CORPUS - Rs $ INS. PREMIUM –Rs $2242 OTHER - Rs $7831 FUNDING SOURCES TOTAL RS $ 91583

TOTAL EXPENSES COMMUNITY HEALTH- Rs $ INSURANCE- Rs $ 7359 CURATIVE CARE- Rs $25546 TRAINING-Rs $ 8444 CAPITAL- Rs $3146 ADMIN- Rs $8579 STAFF WELFARE – Rs $2152 FUNDRAISING- Rs $ 694 RS $ 68363

INS. REIMBURSEMENT- Rs $7032 PAID BY PTS- Rs $ 942 DIABETIC FUND- Rs $ 673 OWN FUNDS- Rs $9156 IN PATIENT EXPENSES TOTAL: Rs $ Total Inpatients 1033 Cost / Pt. Rs 758 $ 17

IP EXPENSES NOT COVERED TOTAL Rs $ 11590

OUT PATIENT COSTS IN GAH patients / year Average Cost Rs 30/ patient Total cost- Rs $ 4090 Patients pay Rs 10 per visit Total income – Rs Deficit OP expenses- Rs $ 2727

SUB CENTRE OUT PATIENT CARE YEARLY EXPENSE OF Rs ANNUAL INCOME Rs 4000

The AMS-ASHWINI Health Insurance REASONS FOR STARTING MUTUAL INSURANCE- Financial arrangement that enables the members to avoid/reduce payments at the time of use of services TO ACCESS HEALTH CARE WITH DIGNITY and not depend on welfare or handouts For Community RISK SHARING of illness- Community Co-operation & Solidarity

Mutual Insurance Design AMS Members Premium Paid ASHWINI the Care Providers & Fund Managers Care Preventive OP IP Premium Not- Paid Annual Premium Rs. 22 / person Part cost of treatment

SUSTAINABILITY MAJOR ISSUE TRAINING AND PREVENTIVE CARE WILL ALWAYS NEED TO BE SUBSIDISED IT IS THE GOVERNMENTS RESPONSIBILITY BECAUSE THIS HAS FAILED, OTHERS NEED TO STEP IN.

BASIC CURATIVE CARE: SUSTAINABLE FROM: Insurance reimbursements Cross subsidy Patients contribution

OTHER MEASURES CORPUS FUND- TARGET Rs ($ ) ACHIEVED Rs ! ($22727) MADHUVANA PLANTATION- COMMUNITY ASSET TRAINING PROGRAMS- MEDICAL STUDENT ELECTIVE! BRITISH SCHOOL TEACHERS TRAINING OTHER ACTIVITIES- CYCLE TRIP, ARTEFACTS TO UK DIRECT MARKETING