Filing of STR and CTR by Brokers Financial Intelligence Unit – India (FIU-IND) Project FINnet (Financial Intelligence Network) Filing of STR and CTR by Brokers

Overview of FINnet Other Databases/Networks Foreign FIUs Law Enforcement Agencies Intelligence Agencies Technical Infrastructure Management Collection of Information Processing of Information Analysis of STR Detection of new targets Exchange of information Compliance Management Trend Analysis Information Security Management Reporting Entities

Agenda Registration Process Reporting Entity Registration Principal Officer Registration New Reporting Format STR and CTR Filing Generation of Report Validation of Report

Agenda Registration Process Reporting Entity Registration Principal Officer Registration New Reporting Format STR and CTR Filing Generation of Report Validation of Report 4

Registration of New User Link from FIU-IND website (http://fiuindia.gov.in) FINnet Gateway Portal (https://finnet.gov.in) Register New User 5

Registration of RE Go to https://finnet.gov.in/ Click Register New User on login page to go to Search Reporting Entity page. Click on Register new Reporting Entity, 'Click Here' Enter basic details of the reporting entity such as reporting entity name, reporting entity category and details of the user. Click Submit.  It displays the following message: “The following registration details of the reporting entity have been submitted to FIU-IND. Your Reporting Entity registration request number is: ________. Click on the registration request number to take the printout and send a scan copy or a hard copy to FIU.  Scan copy should  be emailed to ctrcell@fiuindia.gov.in. Paper/ hard copy may be posted to Director, Financial Intelligence Unit-India, 6th Floor, Hotel Samrat, New Delhi 110021. Envelop containing the Registration request should be superscribed as “New Registration Request” On approval, the FIUREID (the unique identity number of your organization registered with FIU-IND) will be communicated at the email ID provided.

Report Entity Selection Click Here for new Reporting Entity Registration 7

Register the details of New Reporting Entity 8

Register the details of New Reporting Entity 9

View the details of New Reporting Entity 10

Registration of New Reporting Entity 11

Agenda Registration Process Reporting Entity Registration Principal Officer Registration New Reporting Format STR and CTR Filing Generation of Report Validation of Report 13

Registration of Principal Officer and Other User FINnet Gateway Portal (http://finnet.gov.in) Click On Register New User 14

Registration of PO Click Register New User on login page to go to Search Reporting Entity page. Enter FIU Reporting Entity ID (FIUREID). Click Search to display search results. Click the FIUREID link to display Reporting Entity details. Click on Select this reporting entity to move to next stage. Submit the details for the registration of the principal officer. After registration, a FINnet registration request with “user registration request number” is generated. The FINnet registration request form should be printed and signed by the principal officer and the supervisor to the principal officer along with the official stamp. Send the signed and scanned copy of the request form to ctrcell@fiuindia.gov.in. Paper/ hard copy may be posted to Director, Financial Intelligence Unit-India, 6th Floor, Hotel Samrat, New Delhi 110021. Envelop containing the Registration request should be superscribed as “PO Registration Request”

Report Entity Selection Put Your FIUREID 16

Report Entity Selection Click On Search 17

Report Entity Selection Click On FIUREID 18

Report Entity Selection Click On Select this Reporting Entity 19

Selection of User Role 20

Principal Officer Registration 21

Submission of PO Details 22

Agenda Registration Process Reporting Entity Registration Principal Officer Registration New Reporting Format STR and CTR Filing Generation of Report Validation of Report 24

Current Reporting Formats Account based reporting format Transaction based reporting format CCR reporting format

Applicable Reporting Formats Cash Transaction Report (CTR) Suspicious Transaction Report (STR) NPO Transaction Report (NTR) Cross Border Wire Transfer Report (CBWT) Account based reporting format (ARF) Transaction based reporting format (TRF) Counterfeit Currency Report (CCR) CCR reporting format (CRF) Transaction based Reporting Format Transactions without account based relationship with the customer Eg: money transfer service, money exchange Property Transaction Report (PTR) Transaction based reporting format (TRF)

Steps for Uploading of XML file on FINnet Gateway 1.Use Excel Utilities i.e. ARFTPU.xls or TRFTPU.xls to generate 7 text files. 2. Report Generation utility: - Generate xml file from text file generated in step 1. 3. Report Validation Utility. - Validation of xml generated in step 2 - Hashing the xml for integrity of file. -Signing the xml file before uploading it on FINgate. 4. Upload of file on FINgate portal.

Stages of Collection of information Report Preparation Utility Report Validation Utility FINnet Gateway Portal https://finnet.gov.in Prepare Validate Upload 28

FINnet Gateway Homepage 29

FINnet Gateway: Collection of reports Users Profiles Reports Upload report Upload history Rejected reports Additional information required Overdue reports Report summary Messages Resources: Downloads, FAQs, Problems and Solutions, Discussion Forums, Surveys, Events, Alerts and Tips…

Agenda Registration Process Reporting Entity Registration Principal Officer Registration New Reporting Format STR and CTR Filing Generation of Report Validation of Report 31

Types of files in ARF and TRF Batch File Report File Branch File Payment Instrument File Transaction File Individual Person File Legal Person File

Agenda Registration Process Reporting Entity Registration Principal Officer Registration New Reporting Format STR and CTR Filing Generation of Report Validation of Report 33

Report Generation Utility 2.6

XML Generation

XML Generation

XML Generation

XML Generation

XML Generation

Agenda Registration Process Reporting Entity Registration Principal Officer Registration New Reporting Format STR and CTR Filing Generation of Report Validation of Report 40

Report Validation Features of Report Validation Utility Performs preliminary rule validation (PRV) Generate Data Quality Report (DQR) Validation Rules (SCH file) Data Quality Report XML reports (XML file) XML reports (Ready for upload) Report Validation Utility Generates hash XML file for the validated XML report Performs XML schema validation (XSV)

XML Schema Validation

Preliminary Rule Validation

Linking DQR with Report file

View DQR

Report Upload 46

Report Upload 47

Batch Status REPORT UPLOAD Submitted Validated AC (Without Digital Signature) Validated (With Digital Signature) Send RUC Validated REs should try to shift to Digital Signature. Processed

Important files for download User Guides Reporting Format Guide Report Generation Utility User Guide Report Validation Utility User Guide FINnet Gateway User Guide XML Schemas AccountBasedReport.xsd TransactionBasedReport.xsd CCRBasedReport.xsd FIU-INDSchemaLibrary.xsd DataQualityReport.xsd Utilities Report Generation Utility Report Validation Utility

Escalation Matrix Helpdesk 91-11-24109792/93 (Tel) Helpdesk module in FINnet Gateway helpdesk@fiuindia.gov.in FINnet Coordinator cshukla@fiuindia.gov.in

Q & A

Valid PAN The fourth character of the PAN must be one of the following, depending on the type of assesse: C — Company P — Person H — HUF(Hindu Undivided Family) F — Firm A — Association of Persons (AOP) T — AOP (Trust) B — Body of Individuals (BOI) L — Local Authority J — Artificial Juridical Person G — Govt BACK 52