Tony Saunders EMEA VIP Meeting 3 November 2008 Integrated Retail Tony Saunders EMEA VIP Meeting 3 November 2008 Good afternoon ladies and gentlemen. My name is Tony Saunders, and I’m here today to talk to you about Integrated retail, and in particular the very successful and established MX800 series products in the integrated retail space.

MX800 Series Overview All MX800 Series devices are equipped with powerful processors, exceptionally sharp displays, and built to be extra durable. MX870 MX860 MX850 MX830 Full-motion video Customizable trim plates Full-color display Speakers with digital surround sound Customizable trim plates Full-color display Integrated privacy shield Recessed keypad Full-motion video Brandable faceplates Full-color display Integrated privacy shield Recessed keypad ATM-style keys 16-color grayscale display Integrated privacy shield Recessed keypad ATM-style keys This is a brief overview of the MX800 product family. All of these devices are equipped with powerful processors, chemically hardened glass high resolution displays and offer exceptional durability. Starting from the right, we have the MX830 which as you can see has a gray scale display with integrated keypad and 4 ATM buttons down the side. Next to that we have the MX850 which is our colour display variant and then MX860 which is the next step up where we have removed the ATM buttons to accommodate a larger colour display. Finally we have the MX870 which is the full multimedia colour touch screen variant. 2

Success Breeds Success State of NH Liquor Board The MX800 series of products are already very successful for VeriFone outside of EMEA. You can see here a snap shot of some of the customers who have been using these devices for a number of years now. What is missing from our portfolio is any real market penetration in the EMEA region. VeriFone would like to address this and you will see over the coming months a concerted effort to enable you to make this a success in your territories

Proven Solutions Akbank Selects VeriFone MX870 for Multimedia POS Combines marketing, advertising and sales campaigns with payment Acceptance at major chains throughout turkey Stop & Shop and Giant-Landover food stores, Ahold Group, USA Selected VeriFone’s MX870 multimedia customer facing payment system with signature capture for use in their stores Describe these case studies

EMEA Activity UK – MX870 in London store. 2nd store in UK opening before year end. New stores to open throughout Capital cities of Europe in 2009. Primary – EMV Payment Secondary – Marketing Spain – MX870 throughout all stores. Displace Hypercom and expand deployment from Supermarkets to all departments. Estate potential of some 30k. Primary – EMV payment and Store Card signature capture payment Sweden – MX860 at coop, Tier 1 retail displacing Hypercom for use at the POS and throughout the store area. 1,500 to 5,000 units. Primary – EMV Payment Secondary – Price Checker, Kiosk Talk through these EMEA opportunities

Not Just Payments … Possibilities MX 800 Series is designed to empower customers in multiple points throughout a retail location Price Checker Pharmacy Dynamic Promotions Interactive Kiosk Product Locator Instant Credit & Contracts Gift Card Loading Registry Secure Payments Loyalty Enrollment Check-out counter Pharmacy Banking Instant credit Information kiosks Price checker Product demonstrations Movie rental preview Self-service kiosks Product locator Surveys

Field-upgradeable omni-directional scanner Price Checker Price checker that securely processes payments Secure browser available to add online capabilities Combine MX800 Series payments device with scanner and printer Optional thermal printer supports additional value-added applications Field-upgradeable omni-directional scanner

Multimedia with Impact No payment device delivers multimedia messages with more impact

Stand-alone branch kiosk Kiosk Details Stand-alone branch kiosk Interactive kiosk presents: Merchant Services, Products suited for business Description of products, Dynamic cross-marketing content Interactive kiosk collects: Merchant specific contact information Contact preferences Interest in other banking services Branding backboard for visibility MX870 with services product programme Privacy shield Services/product materials

MX880 Large screen payment device with tactile keypad Full screen advertising and messaging ability with benefits of tactile keypad High quality display with multimedia capability QVGA 16-bit color display with video support Robust design Chemically hardened touch screen Laser-etched keys Stylus without moving parts Modularity Future-proof your investment Add contactless, barcode scanner, printer via modularity Cross-platform software compatibility Use applications on all MX devices Mix & match estate Global platform PCI ,EMV, Interac 10

MX Secure Browser Key Features Full embedded browser support Opera — leading embedded browser Fully secured for payment Support for popular web technologies incl. JavaScript, PHP, etc Positioning Leverage existing web content Rapid Application Development through HTML, Javascript, HTML Open platform, open application development Status Phase 1: August 2008 Phase 2: To be scheduled Only 400m if we use the 2440 Only get proper video if we use 2440 Emv 2 – payware or VFI ? – opt api using vfi emv level2?? PTS?? 11

Enabling Software Solutions Manage payment transactions SIGN MANAGE TRANSACT COMMUNICATE Streamline device management remotely Capture and retrieve electronic signatures Manage & control content delivery PAYware Vision is a powerful software solution that provides a new dimension to MX800 Series payment devices, an efficient way to gather intelligence and new sales opportunities to multi-lane retailers. The sophisticated solution is browser-based, highly flexible, scalable, secure and easily customizable to meet unique requirements. 12

VIP Enabling Harsh Reality Hardware/regulatory Regional security requirements were never part of the first release UK – Common Criteria NL – PCI plus Switzerland – ep2 Application development VIPs have invested in Vx development training but not MX VeriFone commitment We have not positioned our selves sufficiently to support you in driving sales of the MX800 series Regional security requirements were never part of the first release of the MX800 series of products which for EMEA means we have a long PCI certification alone does not gain us entry to all EMEA countries. UK – Common Criteria NL – PCI plus Switzerland – ep2 13

VIP Enabling A Fresh Start Hardware/regulatory We cannot avoid this but we can be more proactive UK Common Criteria – We are in the process of completing for the MX870 Switzerland – ep2 – We have gained ep2 certification for the MX870 Application development VeriFone invest in MX Development training for the VIPs VeriFone invest in an open development environment for MX to Reduce learning curve Accelerate application development and make more attractive to the development community Create a suite of development applications Regional security requirements were never part of the first release of the MX800 series of products which for EMEA means we have a long PCI certification alone does not gain us entry to all EMEA countries. UK – Common Criteria NL – PCI plus Switzerland – ep2 14

VIP Enabling A Fresh Start VeriFone commitment Invest in our Tier 1 and 2 support the MX platforms Put in place our regional MX experts to provide pre-sales support Enable VIPs through training and support Provide extensive product and solution training to arm sales teams with the correct set of information to proactively develop opportunities Proactively work with the VIPs to identify and overcome the perceived barriers Identify target countries and pursue approvals where applicable Drive and focus to make MX truly international Regional security requirements were never part of the first release of the MX800 series of products which for EMEA means we have a long PCI certification alone does not gain us entry to all EMEA countries. UK – Common Criteria NL – PCI plus Switzerland – ep2 15

Instant Credit & Contracts VIP Enabling What Are We Asking Recognise the true value of the MX solution MUCH MORE THAN PAYMENT Recognise a solid, tried and tested solution SUCCESS BREEDS SUCCESS Be open to draw on that success ENGAGE WITH VERIFONE RECOGNISE AND DEVELOP THE OPPORTUNITIES Price Checker Pharmacy Dynamic Promotions Interactive Kiosk Product Locator Instant Credit & Contracts Gift Card Loading Registry Secure Payments Loyalty Enrollment While ordinary POS devices simply process payments and payment related transactions, MX800 series devices allow for so much more. These devices are loaded with the latest in technology to give retailers virtually endless ways to grow their bottom line. Powerful, reliable, secure and durable ready to meet the demands of a ever growing complex marketplace. The MX800 series devices are destined to be the retailers most valuable asset supporting Price checking, product location, mini kiosk, loyalty, enrolment, pharmacy, banking, instant credit to name but a few. The ways to benefit from the MX800 series are unlimited 16

thank you 17