Polly Want an Insurance Policy? Lisa Hewit Garrett Brown Kevin Clark.

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Presentation transcript:

Polly Want an Insurance Policy? Lisa Hewit Garrett Brown Kevin Clark

The Growth of Pet Insurance The cost of medical care for pets is rising as fast as it is for humans. Policies cover a variety of procedures –Acupuncture –Surgery –Medicines –Veterinary Stays –Accidents and Illness –Checkups and Shots

Pet Care Policies Pet policies can be as confusing as coverage you buy for yourself. Insurers place strict limits on how much they will pay for particular procedures. Policies can have tricky designs that can leave consumers with big out-of-pocket bills Premiums vary from around $10 a month to $75 a month

So you want to get pet insurance? Start by shopping around (review sites / policy inclusions). Do it while the animal is still young and healthy (lower premiums). A number of startup pet-insurance firms have gone out of business, so it is worth checking around companies’ life and growth.

Pet Insurance Companies

Age Difference in Plans

Questions to Ask On what basis does the policy pay claims? What does the policy cover? What's your out-of-pocket cost going to be? What happens when you renew the policy?