C OMPARING C REDIT C ARDS Abdel Rahman. B ANK A MERICARD C ASH R EWARDS C REDIT C ARD Get $100 cash rewards bonus after you spend $500 on purchases in.

Slides:



Advertisements
Similar presentations
US Bank FlexPerks Business Cash Rewards Credit Card
Advertisements

1 Credit Card Basics What you need to know before signing up…
World of Credit By: Kunal Jolly. What is Credit? Credit mean that you have an opportunity to use someone elses money to meet your own requirements.
Credit Cards. What is a Credit card? A plastic card that represents a line of credit A line of credit is an account with money that you can borrow repeatedly.
© 2007 American Express Company MAXIMIZE CONTROL | DRIVE SAVINGS  BENEFIT EMPLOYEES  MAXIMIZE CONTROL | DRIVE SAVINGS  BENEFIT EMPLOYEES | MAXIMIZE.
Credit Card Costs.  Identify important information about credit cards terms and conditions.  Calculate the new balance on a credit card.  Verify transactions.
1 Credit 100 Understanding Credit. 2 All About Credit  What is credit?  Credit cards Rewards Risks Terms  Interest rates  Using credit successfully.
Understanding Your Credit Card.  More than eight percent of American households owe more than $9,000 on their credit cards.  The average college student.
Money 101 | finance-lectures.com1 Debt and credit cards Daniel Folkinshteyn, PhD
Credit Card Planning Project By: Lorne Chauvel. TD Cash Back MasterCard Annual fee: zero fee Interest: Purchases 19.99% Interest: Cash Advances 22.99%
Credit Cards An Introduction “Hi! Nice to meet you!”
Consumer Action: Use Credit Wisely Consumer Action created this project in partnership with USE CREDIT WISELY.
Annual feeNone Finance chargeMinimum of $0.5 Minimum payment Greater than $25 or 1% of your balance plus interest Balance transferNo, with 14-21% APR.
Credit.
Bennie Waller – Longwood University Credit Cards Bennie Waller Longwood University 201 High Street Farmville, VA Much of this material from fefe.arizona.edu.
Citi ThankYou® Preferred Card for College Students
Credit Card © Family Economics & Financial Education – Updated May 2011 – Credit Unit – Understanding a Credit Card – Slide 1 Funded by a grant from Take.
Objective: analyze the adv./disadv. and differences between credit, debit and prepaid cards Lesson 7.2 Pay Now: Debit Card Pay Later: Credit Cards Pay.
By Aria Liu.  Annual Fee: No annual fee  APR: 0% intro, 13.99%-24.99%  Rebates/Rewards:1 point per $ on gas, groceries, or other. 25 points for 1 st.
By: Sam Hafner and Benjamin Finzel. Discover-it card “See all it can do.”
Throughout the world, its principal business is to process payments between the banks of merchants and the card issuing banks or credit unions of the purchasers.
CREDIT: Day 2. Types of Credit Credit Cards Loans.
 Go to my website under Chapter 7 Resources and select “Credit Card Project”  Follow directions to create a short PowerPoint to be graded in class –
Credit & Debit Cards Personal Finance Mrs. Brewer.
 CONVENIENT  HELPS YOU KEEP TRACK OF MONEY: USING THE CHECK REGISTER OR ONLINE BANKING  SAVES YOU MONEY – EXPENSES ARE LESS THAN MONEY ORDERS.
Banking and Credit Cards. Fees ATM Fee- charge for using ATM services from a different bank ATM Fee- charge for using ATM services from a different bank.
CREDIT CARDS What to know and understand before you obtain one…
Standard SSEPF4 – The student will evaluate the costs and benefits of using a credit card. SSEPF4a- List factors that affect credit worthiness.
© Take Charge Today – August 2013 – Understanding Credit Cards – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School of Family.
Vanessa Pacheco. Brief History SunTrust Banks, Inc., is an American bank holding company. The largest subsidiary is SunTrust Bank.Americanbank holding.
BY: JESUSINA GYAMFI ABANKWA.  Research 10 Credit Cards -go to  Choose one credit card.
Annual Percentage Rate (APR) The amount it costs you a year to use credit, expressed as percentage rate Interest, transaction fees, and service charges.
Unit 4 Part 2: Credit Cards What You Need To KNOW.
Ryan Hozeska Kyle Taylor Joe Hart. What’s in Your Wallet?
Credit Card Understanding Your Credit Card Credit Unit Take Charge of Your Finances.
Savings & Checking Accounts. Saving Basics Savings accounts provide an easily accessible place for people to store their money and to have money for emergencies.
MELAK AL RDAHI. great sign-up bonus for travel worth $500 Annual Fee: no annual fee Rewards: 2 ThankYou® Points per dollar APR: N/A Introductory APR:
By Rahel Kindya. This is a REWARDS CARD Annual Fee: you pay $95 a year, but the first year is free Rewards: 1 point per dollar APR: Variable %14-23 Introductory.
Comparing Credit Cards BY KHEMRAJ SOOKRAM. Citi® Diamond Preferred® Card Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that,
Annual feeNone Finance chargeMinimum of $0.5 Minimum payment$10 Balance transferNo (fee = $5 – 3%) APR 0% for 18 months then 13-22% on purchases -- depending.
CONSUMER’S MATH CHAPTER 3 REVIEW. Bounced check fees, overdraft fees, and stress are all consequences of overdrawing a checking account Monthly budget.
Alexa Yonan 1 st hour. Bank of America  Access/Basic Checking Minimum Balance: $300 or more Fees ○ No monthly maintenance fee if you meet a following.
Savings. How can you save? Live within your budget/spending plan. Pay yourself first. Latte factor: cut back on a few wants for the month, like the bag.
Compound Interest Formula
Credit Card Comparison
Credit Card Offer: Shop Around Greg Bush and James Colpean.
Credit and Credit Cards Costs and Benefits of Having a Credit Card ©2012, TESCCC.
A plan for managing money during a given period of time Financial Roadmap.
CREDIT CARD COMPARISON. INSTRUCTIONS: Research 10 Credit Cards -go to Choose one credit.
NO Credit If an individual has not used credit, they will not have any information in their credit report Not having a credit report can cause an individual.
Latest Types of Credit Cards. Cash back credit cards give you a percentage of money back at the end of a month, based on how much you.
© Take Charge Today – August 2013 – Understanding Credit Cards – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School of Family.
Compare, Apply Citibank Credit Cards Online.
BANK COMPARISON MELAK AL RADHI. M Y SAVINGS DIRECT Where is it? It’s a traditional savings bank, Emigrant Bank, APY 1.25% Minimum Balance to Open= no.
Credit & Savings By Rosie Arthur.  Checking Account $50 to open account No interest No monthly service fee  Savings Account You can waive monthly fee.
Do Now: Credit Cards In 3-5 complete sentences, explain what you know about credit cards.
Understanding Credit Cards
Credit Cards What You Need To KNOW.
Understanding Credit Cards
Understanding Credit Cards
Understanding Credit Cards
Basic Banking Services
Basic Banking Services
CREDIT and its importance.
Standard SSEPF4 – The student will evaluate the costs and benefits of using a credit card. SSEPF4a- List factors that affect credit worthiness.
Purchase Rate: 19.99% Annual Fee: $39 Additional Card: $0
Understanding a Credit Card
Get your QVI Tripsavr from the E-Store… Exclusive Features. 1,000,000 HOTELS CAR RENTALS ACTIVITIES WEEKLY STAYS.
Presentation transcript:

C OMPARING C REDIT C ARDS Abdel Rahman

B ANK A MERICARD C ASH R EWARDS C REDIT C ARD Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening 1% cash back on purchases everywhere, every time 2% at grocery stores and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account No Annual fee No rotating categories and your rewards do not expire

C APITAL O NE ® V ENTURE O NE R EWARDS C REDIT C ARD 1.25 miles per dollar on every purchase, every day and no annual fee One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel Redeem miles for airline tickets, hotel rooms, car rentals, and more No limit on the miles you can earn and miles don't expire Fly on any airline, any time with no blackout dates

C ITI S IMPLICITY ® C ARD 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% % based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER No penalty rate - EVER No annual fee - EVER Save time when you call with fast, personal help, 24 hours a day.