Portable Powerhouse

2 V Verix V x Building On the Platform You Know Verix is Foundation for V x Solutions  To know one is to know them all  Complete portfolio from a single source  VeriFone’s strength, reputation, and proven brand names for peace of mind

3 Hardware:  Core countertop  Flexible countertop  Portable  Wireless Family of V x Solutions

4 Reliability, Speed, Security, Versatility, Connectivity For acquirers, processors and VIP’s: High-performance, highly secure family of fully compatible payment devices designed to open new markets while lowering total cost of deployment and maintenance. For Value Added Service Providers: The most effective environment to participate in delivering the convergence of payment and value added services into high-value bundled solutions that increase a merchants profitability. For Merchants: Tailored solutions that provide the best combination of operational throughput, payment acceptance, and value added service options necessary to increase profitability and sales. Benefits of V x Solutions

5  Reuse proven components  Internal chassis design  Durability, usability  Ergonomic designs  Consistent user interface  Easy to use with low failure rates

6  Advanced ARM9 processor Running at 200mhz  Faster printers  File compression  Faster communications  Fast end-to-end transaction speed  Fast full application download

7  Flexible security VeriFone Secure Scripts (VSS) Security  VeriShield File Authentication  Advanced hardware tamper evidence, active detection and response  128-bit SSL protecting transaction data messaging  128-bit SSL protecting application downloading  Online and Offline PED approval  V x Solutions provide end-to-end security

8  Applications and libraries run across all product variants with minimal changes  Proven multi-application capability enables value added applications  Advanced modular communications hardware  Advanced modular communications software architecture  Multiple form factors with consistent user interface  Advanced developer Toolkit simplifies application development  Wide selection of solutions

9  Range of certified wireless communications options Wi-Fi, CDMA, and GPRS  Universal network connectivity Any network, any technology  V x has the solution  Seamlessly interchange host connectivity between: Dial Ethernet Wi-Fi CDMA GPRS  Enhanced communications to support more sophisticated market needs

10 Product Family

Introducing the

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13 Wireless Adoption is Growing  Wireless total cost of ownership continues to become more compelling  GPRS and CDMA airtime continues to reduce  Network reliability and coverage continue to improve  Comm Server™reduces investment required  Total cost of ownership of wireless is rivaling wired solutions while also providing mobility and reduced installation costs

14 Handheld Market ―“FOOD RETAILERS INCREASING DEPLOYMENT OF MOBILE AND WIRELESS TECHNOLOGY ACCORDING TO PSC SURVEY,” PSC, Inc., May 21, 2003 “Fourteen percent of food retailers surveyed at Marketechnics in February 2003 identified wireless POS as the application area where wireless and mobile technology can make the most significant impact on their business over the next two years.”

15 Sales Value Propositions Emerging market:  High growth rates  Distinct solutions (non-commodities)  Revenue and contribution potential  Services consulting opportunities  Services opportunities Activation Airtime Hotspots 546,000 wireless terminals shipped in 2002, representing 8% of global POS shipments (~14% of global revenue) ― Nilson Report

16 Merchant Value Propositions  Cost Saving Lower communications costs Share access with non-POS devices Phone line replacement Reduced total cost of ownership  Speed of Service second transactions Improved customer service Eliminates need for offline floor limits  Enhanced Portability Improved coverage Lower cost of service Lower initial hardware cost Increased card acceptance Business Web/ POS Shared Access Host Internet Mobile POS

17  With VeriFone’s wireless, battery-powered V x 610 terminal, the point of payment can be almost anywhere  Delivers blazing performance, high-end functionality, and exceptional ease of use — without tying merchants to a fixed location  Countertop performance in a portable design  Choice of the latest wireless technologies: GPRS, CDMA and Wi-Fi V x 610 Brings POS to the Point of Service V x 610

18 Raising Performance to a New Level  Powerful, new 32-bit ARM9 microprocessor  “Always on” wireless services  All-in-one terminal eliminates the need for dongles and charging bases  Handles even the most complex magnetic stripe or smart card transactions  Optimal performance with IP-based transactions

19 GPRS Wi-Fi CDMA Investment Protection For Years  More choices up front and easier way to adapt over time Range of connectivity options –Wi-Fi –GPRS –CDMA  Should technologies or your needs change, modular terminals let you simply and economically swap communications modules  Dual modem design — wireless and dial — offers added dependability

20 Feel Secure in Your Decision  3DES encryption Flexibility to customize with implemented macro commands using Verifone Security Scripts –Better for support of proprietary key management schemes Master/Session and DUKPT key management  VeriShield file signing Authenticates any software application loading Provides secure application and OS downloads  Visa PED certified  File authentication for secure downloads  SSL 128-bit encryption

21 When Performance Is Paramount  Lithium-Ion Smart Battery technology handles over 200 transactions per charge  18 lines per second thermal printer with drop-in clam shell paper loading  Standard countertop paper-roll minimizes inventory and costs  Built-in smart card reader and Security Access Modules (SAMs) support multiple smart card solutions and offer added data protection  Internal PINpad supports debit and other PIN-based applications  Built in RS232 port

22 Familiar and Consistent Platform  Intuitive ATM-style interface and ergonomic design provides a familiar user experience  Supports payment and value added applications Application separation at both the hardware and software level minimizes or eliminates the need to recertify existing payment applications every time an application is added or modified  Verix-based platform and SoftPay software allow you to leverage existing applications without rewriting code or recertifying  Proven Verix-based platform provides seamless fit with merchant’s existing VeriFone countertop terminals

23  Attract new customers Mobile retailers Taxi drivers Delivery services Outdoor markets Concessions in-seat Restaurants Shopping malls  Offer additional points of sale to existing customers Kiosks Line busting Seasonal check out lanes Stadium vendors V x 610 Opens New Markets

24 Market Highlight – Restaurant Customer Value Propositions:  Increased table turns, increase capacity  Improved customer service Reduced wait time (table wait, pay-wait) Multiple payment options Offer value-added applications  Less wait staff required  Reduced fraud (card skimming)  More up-selling Sales Value Propositions:  Average 3 terminals per location Distribute costs of access-point across multiple terminals  Expands POS market 3 V x 610 terminals replace 1 countertop

25 Market Highlight – Delivery Services Customer Value Propositions:  Reduce fraud Transactions are immediately authorized  Less crime and liability Employees have less cash on hand  Improved customer service and convenience Card acceptance, debit/chip Sales Value Propositions:  New merchants, new revenues  Selling into a cash dominated culture

26 V x 610 Specifications  32 bit, 200 Mhz  6 MB memory  128 x 64 backlit, graphics display  Backlit keypad with numeric, ATM, and fixed function keys  18 lines per second thermal graphics printer  Built-in RS232 port  Built-in 14.4 kbps dial modem  Smart charging lithium-ion battery  EMV (Level 1 & 2), offline and online PED approved

27 Optional Accessories Privacy Shield Carrying Case Battery Battery Charger

28 Countertop Payment with Wireless Flexibility Unsurpassed performance with no strings attached