Insurance Final Question Final Question

DiscountsPolicyCoverageBasics

Row 1, Col 1 A voluntary refresher course. Provides an added discount. Driver Improvement Course

1,2 The amount of each loss that you agree to pay Deductible

1,3 Pays when an insured person is legally liable of injury or death caused by your vehicle Bodily Injury Liability

1,4 This number is used to identify make, model, and year of your car VIN vehicle identification number

2,1 How long does it take to clear Your driving record? 3 Years

2,2 The person who drives the car most often Principal Driver

2,3 Pays for loss or damage to your covered vehicle caused by an event other than a collision. (fire, theft, flood, windstorm) Comprehensive

2,4 An amount of money paid to an insurance company in return for insurance protection Premium

3,1 Identify 3 safety discounts Anti-theft, anti-lock brakes, air bags, shoulder seat belts

3,2 Provides services such as towing, flat tire change, locksmith, or Battery jump Roadside assistance

3,3 Pays for your covered vehicle when it collides with another object or overturns Collision

3,4 What your vehicle is mainly used for Primary Use

4,1 List two ways that you can lower your premium without changing your coverage Change deductible, drive less miles, move closer to work, get 2nd policy

4,2 Pays for the difference between What you owe on your vehicle And what the insurance pays for your vehicle is damaged Beyond repair or stolen Lease/Loan Payoff (GAP)

4,3 Pays when an insured person is legally liable for damage to the property of others caused by your vehicle Property Damage Liability

4,4 What does Washington state legally require for insurance? Liability

5,1 Identify 4 discounts available to teens, other than safety, that can lower their premium Grade discount, drivers ed, new customer, safe driver course, good driving record, going to college, gender

5,2 Pays you for damage to the covered Vehicle that has been in an accident In which the owner of the vehicle held liable does not have enough or Any coverage Uninsured/underinsured Property Damage

5,3 Coverage in which an insurer pays, within limits set, the medical, hospital, and funeral expenses of the insured, others in the vehicle and pedestrians Personal Injury Protection (PIP)

5,4 Identify 2 supplemental coverages that are available Towing, windshield, rental car, med pay

Identify 7 Factors that influence your premium Many--driving record, where you live, how much you drive, age, credit, type of car, year of car, discounts, number of policies…