VeriFone Welcomes You! January 12, 2007 Vx 570 Performance To The Next Power VeriFone Welcomes You! January 12, 2007

One Platform. Many Solutions. Vx Solutions is a complete line of hardware, software, and solutions based on a single platform It combines the success of Verix with additional processing power and memory management The products, applications and libraries are interoperable, compatible, and consistent

Vx Solutions Advantages/Traits Hardware compatibility across the entire product line Consistent user interface Seamless multiple communications capabilities 32-bit ARM 9 Processor (200 MHz) PCI approved internal PIN pad ATM style user interface 14.4 kbps high-speed modem or Ethernet + dial Triple track Magnetic Stripe Reader (MSR) Fast 18 lines per second printer with clam shell loading 8 line x 21 character graphics display

Complete Portfolio of Vx Solutions Countertop Wireless Vx 670 Emerging Technology Vx 610 Vx 510/3730 Vx 510LE/3730LE Vx 570 VeriShield SoftPay EMV Services Comm Server™ Verix V Developer Tool Kit VeriCentre Multi-application capabilities

Performance To The Next Power Vx 570 Performance To The Next Power

Expand Your Countertop Offerings Vx 570 is newest addition to the Vx Solutions countertop category Built on the Vx Solutions infrastructure Smooth migration from popular Omni 3700 solutions Leverages application development to reduce time to market Maximizes return on investment

Familiar Interface with New Design Optional door for longer paper roll Recessed lens for reduced reflection High-contrast white backlit display with larger display area Familiar ATM-style interface USB Ethernet Side-mount twist-locking power cable Recessed keypad area with larger keys Internal PIN pad supports debit

Exceptional Flexibility and Functionality Most remarkable countertop terminal available today Superior performance/flexibility USB Flash memory drive Advanced security Extra memory to support value- added applications …and other enhanced features Peripheral support Flexible communications Enhanced display Advanced printer

Unrivaled Speed and Performance 200 MHz, 32-bit ARM9 processor for exceptionally Fast processing Significantly reduces transaction and encryption processing time Efficient memory management Dynamic memory allocation Shared libraries saves space Premium Ethernet performance Internal USB provides 10 times faster speeds vs. serial connection Support concurrent communications enabling new usage models Simultaneous dial and Ethernet comms enables gateway operation

USB Flash Drive Easier, 4-SECOND CORE software download via a USB Flash memory drive. Followed by a quick 3-minute (on average) partial load for merchant-specific information. Ask your processor if they are supporting this feature today.

Easier Dial Downloads Push F2 and F4 to enter System Mode. Enter password. The display asks you to enter the TID, the download Phone Number and the Application Name (provided by host) or *MA for multiple loads (usually the choice); no need to key in *ZA or *ZT or *ZP - it’s already there! No need to enter *ZR and *ZRESP unless you want to slow down the download speed. Terminal defaults to the Fast 14.4K modem speed. Software also asks you if you want to clear RAM and Flash by specific group: less chance of clearing files you do not need or want to. Almost Fool Proof!

Most Advanced Security Support Latest PED/PCI security 3DES encryption Master/Session and DUKPT key management Extra security such as case switches and heat sensing Optional 1 or 3 SAMs EMV 4.0 certified VeriShield SSL v 3.0 Optional privacy shield for added security

More Memory for Multi-Applications 6 MB standard; 12 MB optional Plenty of room for several applications such as gift card & loyalty programs, age verification, check processing, pre-paid card programs and bill payment Offer merchants a wide range of complex and larger value-added applications which allow you to: Strengthen your relationships Generate new sources of revenue

Powered by Verix V Verix is the Operating System in the 37xx terminal family using Software and Hardware firewalls between the currently 30 Value-added Applications that have been written for the 37xx terminals. Verix Group ID Structure GID 0 = Verix Operating System GID 1 = VMAC/Comm Server GID 2 = SoftPay (credit cards) GID 3 = Private Label GID 4 = Age Verification GID 5 = Gift Card GID 6 = Check GID 7 = Pre Paid GID 8 = Money Transfer GID 9 = Atrana private label GID 10 = Emerging Markets GID 11 = Time and Attendance GID 12 = Bill Payment GID 13 = Not yet assigned GID 14 = Reserved for VeriFone GID 15 = Shared Libraries You can download one application or multiple applications at a time

Printer Advances Integrated thermal printer with drop-in paper loading Optional support for paper roll that is 40% larger than standard size (requires additional part) Change paper less frequently! Prints at 18 lines per second to speed overall transaction times from swipe to print Hinged cover for easier loading

Supports Expanding Peripheral Needs Supports PIN pads, check readers, contactless, driver’s license readers and other peripherals

Modular Communications for Flexibility Modular communications allows for a choice of communication options High Speed Dial connectivity High-speed Ethernet + Dial connectivity Can support new communication technologies such as ISDN and Satellite Wi-FI module available means no cabling to the terminal Dual modem allows maximum flexibility Start with dial and switch to Ethernet at any time without added cost or inconvenience Or leverage broadband service already installed

What is a Broadband Network? Broadband is an “always on” high speed connection Enables one or more IP devices to communicate via IP DSL and Cable are the two most common transports A Modem is used to interface to the internet A router is used to “Network” 2 or more IP devices, whether they be PCs or terminals or a combination thereof Internet Router DSL or Cable Modem

The Advantages of Enhanced Communications Super fast, always on service Ethernet service Transaction times average 2 - 4 seconds No time is lost waiting for dial connections Lower communications costs Run voice and data over the same connection and eliminates the cost of separate dial lines Faster application downloads Streamline system upgrades Minimize help desk time Improve terminal management and two-way messaging through the use of standard browsers and protocols Efficient downloads using VeriCentre’s advanced file compression Modules are upgradeable to meet merchants’ changing needs White Paper is completed show sample. 3210SE Merchant Sales Sheet is printed; show sample. Solution Scenario Slicks are printed; show samples. Acquirer Sales Sheet is printed; show sample. 3200SE/3210SE Acquirer Sales Sheet is printed; show sample. These will be posted to the Product Catalog the week of April 7. Processor PPT ISO PPT with 3200 info ISO PPT without 3200 info

Security Protections for IP 128-bit SSL based security Transaction security Supports terminal and server based authentication using server and terminal certificates Delivers transport level security rather than relying on file level encryption Application download security Utilizes existing VeriCentre installation IP terminal records handled the same as traditional dial No changes in how a help desk downloads the terminal Secure download via Internet for standard SoftPay application benchmarked at 2 minutes; via dial at 8 to 10 minutes IP Download

Softpay Credit Debit EBT Application The Order of the Functions on the Display is decided upon by the host but normally will contain the following: Sale – Defaults to Sale when swiping card (mag stripe to the left). If Debit is enabled, the terminal will display for a response to “Credit” or “Debit” Void Refund Force/Offline Check (if check authorization is enabled with Softpay app) Auth Only Phone Order Other Setup (to enhance terminal functionality) Server/Clerk Setup Batch inquiry Settlement

Softpay Credit Debit EBT Application (Other Set Up) Some of the FUNCTIONALITY that may be accessible depending on the host: Turn on server or clerk # entry and invoice # prompts Allows changes of 3 or 4 line footer for merchant return policy, advertising, promotion (32 or 42 characters per line) (4th line is for Multi merchant specific) Allows entry of PABX code, i.e. 8 or 9 before phone number Allows 3 levels of Password protection for cashier, supervisor or manager Supports all special card types including purchasing, commercial, and business cards prompts for correct interchange qualification at level 2; AVS; CVV prompts Supports AmEx Split Dial or Reverse PIP with ease of settlement Batch Authorization (Store and Forward) via the 2 key (upon request) Display prompts in Spanish (Vital and Global) changeable on the fly under the 7 key (if enabled)

Multi-Merchant 08/11/05 08:15 Credit/Debit Gift Checks Sale 1=Joe’s Store 2=Tom’s Store Prev Next Slct Exit The ability to have one terminal at one location processing for multiple merchants at that location Up to 15 to 20 (or more) merchants at a time – check with your host The merchants’ names will display on the terminal. Press the More key to see additional names Currently Within the Credit/Debit application only, but please check with your Value Added Application Partner to see the availability of Multi Merchant for their application More

Retail with Tip Cash Receipt/Tip Receipt From the main menu, press the 9 key Enter the dollar amount of the base sale Press Enter to bypass the tip, since it isn’t known yet The Cash Receipt/Tip Receipt will print Take this to the consumer The consumer will fill in the tip amount and return receipt to merchant along with their credit card The merchant runs the sale for the base amount, and enters the tip amount reflected on the tip receipt DURING the sale The sale is captured and authorized for the entire amount, the same amount that will go up in settlement Helps to keep retail transactions from downgrading due to Adjusted Tip entry.

Restaurant Application Features Tip Processing Options Tip adjust at end of day or shift by Ref #, Server #, Card # Counter Pay Tip – enter tip immediately after the sale for one authorization Other Tip Options Tip Discount % tracking IRS Tip Reports Suggested Gratuity Guide Bar Tab Open and Close (with multiple cards) Merchant Header Line 1 Merchant Header Line 2 Merchant Header Line 3 Merchant Header Line 4 Merchant Header Line 5 Merchant Header Line 6 Term ID: 123456789000 Ref #: 0001 Sale xxxxxxxxxxxx1881 Exp: 01/10 VISA Entry Method: Swiped Amount: $ 20.00 Tip: ________________ Total: Gratuity Guidelines: 15%= $3.00 20% = $4.00 25% + $5.00 MM/DD/YY HH:MM:SS Inv #: 000001 Appr Code: 123456 Batch#: 000001 Disclaimer X_________________________________ CUSTOMER NAME Merchant Copy

Receipt Printing Supports several printing sizes that can be changed in Other Setup or via Partial load 3 receipt printing options that can be changed in Other Setup or via Partial load: No receipt (for mo/to) Automatic after a few seconds Press the F1 Key to print customer copy (default)

Reports Batch History Batch Totals Report * Batch Details* Batch Auth Report Tab Report Merchant Report Shift Report Tip adjustment Report *Automatically printed prior to settlement. Server/Clerk Reports Clerk/Server Details Clerk/Server Totals Server Table IRS Tip Report Discount Tip Report Helpdesk Reports Terminal Reports Cards Report Terminal Stats

Who is your Target Market for the Vx 570? Small and Large Retailers who want: Speed Value added applications Ability to use existing or new IP connections Salons and Spas who want: Multi-merchant and retail tip benefits Liquor stores and bars who want: Age Verification Restaurants who want: Speed Choice of Tip entry and Reports Loyalty card programs to boost recurring sales. Convenience Stores who want: Speed and Convenience Contactless Readers Small Supermarkets who want: A cardholder facing device with the Omni 7000 MPD

Processor Certifications as of January 2007 FDMS Omaha – Class B+ (similar to Class A) Global Payment – Class A RBS Lynk – Class A TSYS (Vital) – Class A FDMS Nashville – expected January, 2007 FDMS Atlanta (Concord) – expected January, 2007 Paymentech – Class B (Class A support offered for contracted ISOs by VeriFone – ask your VFI sales rep) Pay by Touch – pending First Horizon – pending

Where can I obtain more info? www.VeriFoneZone.com Your Relationship Managers: Christy_Snyder@VeriFone.com in the west Maria_Lee@VeriFone.com in the northeast Carol_Berthelsen@VeriFone.com in the midwest Siri_Rothman@VeriFone.com in the southeast